Using a 50+ year old Brownie Bull’s Eye..of a 50+ year old tree….

  Im going to say that fashion xport has been very busy so i havn’t been able to be here with you all sorry. Also happy thanksgiving i hope you’rs rocks and i hope you get all the food you hope 4. I want to say dark blues, browns, blacks, purples, and other colors are perfect for this month. Fall boots of fuzz are so happy i got mine for $120 at famous foot ware and make sure you get the waterproof stuff  so water doesn’t go through it. Make sure you take care of you’r boots too like brush them every once in a while. Skinny jeans light colored goes great with that i am waring my boots and my skinny jeans now. I hope you give thanks for thanksgiving to everyone to give them apprecation to everybody. Have a great thanks giving and go get some boots 2morrow. Have fun shopping if you’r going to that black friday sale that can get dangous at times. I love you and i hope you have a great time. Happy Thanks Giving and also i want to say godbless and if you are going somewere to travel drive careful all my love the FASHION XPORT.     THANKS

This warning is about the fact that on security.nl I been watching some news related to self-made protactiled tactics of Defensie; that they could punish people who do not give their encryption key, which is of course nonsene, because first of all who says they have the right with the constitution to have it, even if it was part of the terrorism law, which is of course already a human right violation, since they made it by themselves the overruned terrorism.

This warning is about the fact that everything that has been happening by UK, as the intelligence community there responded, that arrests are going to be made to arrest so many people who we’re in charge because of Iraq & Afghanistan, that Netherlands will not be able to compromise this ongoing anymore.

Therefore the warning is about hostile behavior, mistrust and compromizement of security in WSA by corruptions and illegal privacy abuse by those who are in charge with the militaries, aivd, pentagon, who are connected with the CIA.

The intelligence community with the professorate is responsible for the ongoing of security in health and ministration, the security itself cannot be guaranteed by people who are not security, than only the security people itself, who are 100% factor of 1-DST, and have no whatsoever possibility to co-exist with such injustice of militaries and intelligence community’s or spies.

Conclusion:

The probability of yellow, graduations, and developments around pledges have proven a possibility of acceptance in justice and a possibility of litigation in justice, such as protecting my encrypted files of the 2005 related hard disks, which were captured by the sadists in those times, which means they know what the data is. That’s why they wanted to compromize all data, because they also we’re infiltrating the continual role of windows failures.

The question whether or not to punish people who do not give their encryption key is only a problem if it is a crime case, because it could be a victim saying no, or a person who is guilty, and than we know clearly that the key has to be given.

16. 40. 41. 60. 77. 41-5 science large. 09. 98-4. 69. 16.
7, 45, 4, 17, 13, 14

What a crazy Monday it is…but it’s a good one!

So, I don’t see a lot of wholesalers wholesaling Foreclosures that are owned by Fannie Mae. I wanted to touch base on this subject, since I think it can be tricky for people who are flipping FNMA (Fannie Mae) foreclosures.

There is a lot of confusion for a lot of wholesalers out there that are flipping REO properties to their cash buyers that are not FNMA properties. That is truely a remarkable thing, since its easy to mark them up as much as you want. Of course, you don’t want to mark them up to much or else you will lose business and barely close deals. The confusion that I see and have experienced with other wholesalers is the mark up on selling the property to their buyers. There is a specific percentage that you really need to calculate correctly that most wholesalers don’t know about and if you don’t properly increase them by that FNMA percentage you can and will get stuck with a property you cannot resell to your buyers….this will kill your deal and profits!

There is a seasoning issue on FNMA foreclosed properties if you are planning on wholesaling them. I wholesale these types of properties. WHY? Because, barely any other investors are doing it so this market is untouched. FMNA has a specific percentage that you are required to resell at if you do not plan on rehabbing the property and holding it for 3 months or more. This percentage will make or break your deal!

Although Fannie Mae prefers cash offers, many financing options will be considered. Down payment assistance programs, seller paid closing costs and home warranties are often considered. Remember, everyone’s goal is to provide affordable housing to owner occupants or cash investors. Fannie Mae encourages investors to purchase foreclosed homes, but the requirements to purchase are slightly different from that of an owner occupant. An investor is required to provide 10% of the purchase price in earnest funds when making an offer to purchase. If an investor purchases a Fannie Mae Foreclosure, there is a Deed Restriction placed on the property that the buyer/new owner cannot resale the property for more than 120% of the purchase price for a period of three months.

So guess what this means…..? You can still flip the foreclosure just as long as you stay within 120% of your purchase price within your first 3 months! For example, here are some numbers on a deal we did a couple months ago that was a FNMA REO:

North Miami Area
Single Fam. Res.
Purchase Price: $45,000
Re-Sell Price (next day): $54,000
10% Down Payment: $4,500
We paid all our closing cost on A-B Transaction ($2,200 closing costs)
End buyer paid all closing cost on B-C transaction

We walked away with a pretty sweet profit for a couple of hours of work!

FNMA foreclosures can be challenging at times, especially since you need 10% escrow, but can be profitable at the same time! Now, go out there and flipthisforeclosure!

Oh, btw don’t forget to get on our exclusive buyers list: http://reo.everlastingfoundationsonline.com/exclusive

«Il debito pubblico italiano si avvia a salire al 120% del Pil entro il 2011. Pertanto sono necessari significativi sforzi di risanamento dei conti pubblici dal 2011 in avanti, quando la crescita si rafforzerà»: è quanto scrive l’Ocse nell’Outlook semestrale, prevedendo per fine 2009 un debito attorno al 115%, in aumento di 10 punti. Il deficit è atteso al 5,4% nel 2010, dopo 5,5% del 2009 e al 5,1% nel 2011.

Il Pil italiano, secondo l’organizzazione, calerà del 4,8% quest’anno per poi tornare a crescere dell’1,1% nel 2010 e dell’1,5% nel 2011.

Più in generale, secondo l’Ocse, la marcata contrazione dell’economia nell’Eurozona sembra terminare prima di quanto previsto, con ulteriori miglioramenti del quadro finanziario, misure di stimolo fiscale e stabilità dell’export. Nonostante ciò, il problema della disoccupazione e l’accelerazione del processo di riduzione del debito nel settore finanziario suggeriscono che il recupero del ciclo sarà graduale.

The beautiful plastic simplicity that is the Holga has scored a big hit with my heart. Shooting the seemingly ‘normal’ always yields unexpected results, often capturing that which is not there, creating a scene that my own senses cannot sense, making this cheap toy camera such a joy to use.

Holga 120 CFN

www.christopherjonesphotography.co.uk

Holga Abstracts, Isle of Man

Holga Abstracts, Isle of Man

Holga Abstracts, Isle of Man

Holga Abstracts, Isle of Man

Holga Abstracts, Isle of Man

Holga Abstracts, Isle of Man

Holga Abstracts, Isle of Man

Holga Abstracts, Isle of Man

Holga Abstracts, Isle of Man