Tags » 401(k)

Participants Need Help with Retirement Planning

PLANADVISER.com published a survey of employees who participated in a 401(k) plan and the numbers were eye-opening.

Nearly three in four (76%) said they need professional assistance with elements of retirement planning such as how much to save and how to allocate their investments.

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Financial Planning

New Retirement Plan Limits

The maximum amount you can contribute (your “elective deferrals”) to a 401(k) plan has increased for 2015. The limit (which also applies to 403(b), 457(b), and SAR-SEP plans, as well as the Federal Thrift Plan) is $18,000 in 2015 (up from $17,500 in 2014). 270 more words


Seven Cardinal Rules for Retirement Planning

An onslaught of retiring baby boomers; the uncertain duration of Social Security funding; difficulty with workplace retirement accounts like 401(k)s – even if these factors were stronger than they are now, you’d still have a heavy burden in managing your finances during retirement, says financial planner Carl Edwards. 626 more words

IRS announces 2015 COLA limits

The Internal Revenue Service has just announced the annual cost-of-living adjustments for 2015. Every year around this time, the financial industry, especially those in the retirement space, anxiously await these updates, particularly since they outline whether or not taxpayers will be able to contribute more to their retirement plans. 205 more words

Employee Benefits

Market retreats & corrections may herald opportunities by John Jastremski

Should You Buy the Dips?

Market retreats & corrections may herald opportunities.


When stocks retreat, should you pick up some shares? If you like to buy and hold, it may turn out to be a great move. 996 more words

Age Penalties

all 'bout that 401(k), 401(k)...no trouble

Alright, alright! So you’ve landed that dream job…or, at least the first initial gig that involved signing an offer letter with a company that offers paid vacation, incentive, potential bonus capability & a retirement savings plan. 2,123 more words

College Grad

Understanding Your Risk Tolerance. Do you recognize the major factors that may affect it? by John Jastremski

Understanding Your Risk Tolerance

Do you recognize the major factors that may affect it?


How’s your ability to withstand short-term losses? This is the question at the core of any discussion of risk tolerance. 1,053 more words

Age Penalties