Blogs about: Am I Qualified
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CMHC Insurance Product Guidelines Download
Click on the links directly to download the latest CMHC insurance guidelines. Any mortgages that are > 80% Loan to Value in BC (some province 75% LTV) requires insurance from one of the following… more →
Christine Best Rate Mortgage Vancouver Canada
CMHC Insurance Product Guidelines Download
Christine Chien wrote 4 months ago: Click on the links directly to download the latest CMHC insurance guidelines. Any mortgages that ar … more →
Genworth - Self-Employed Insurance Guideline Changes
Christine Chien wrote 1 year ago: Effective December 8, 2008, the following changes have been implemented to the Genworth BFS Program. … more →
Flex Down payment VS Traditional Down Payment
Christine Chien wrote 1 year ago: Flex Down” actually has been around for some time. Flex down (CMHC program) is available for a … more →
How to Have 100% Financing - Part 1
Christine Chien wrote 1 year ago: Yes. 100% Financing exists. Here is 1 of the 5 ways: Method 1: 100% Financing with Insured Mortgage … more →
Can I Borrow My Down Payment?
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Christine Chien wrote 1 year ago: Yes. Borrowed down payment is allowed. It’s called “flex down” program under CHM … more →
Self Employed Mortgage General Guidelines (BFS)
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Christine Chien wrote 1 year ago: Self-Employed individuals generally include realtors, contractors, business owners, financial planne … more →
Qualifying 2. Debt Service Ratio (TDS and GDS)
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Christine Chien wrote 1 year ago: The second important criteria when qualifying for a loan is “debt service” ratio. There … more →
How Lenders Qualify You?
Christine Chien wrote 1 year ago: This question is often asked. The answer is actually very straight forward. First, lenders want to s … more →
