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Annuities: 2014’s first thematic review


The Financial Conduct Authority (FCA) published its first thematic review of 2014 on annuities. This product is an insurance contract that provides a customer with a guaranteed income for life in return for a lump sum premium paid from a pension policy and, crucially, cannot be changed once it has been converted. 741 more words


UK Floods: Don't Say We Weren't Warned (Part 2)

In my last post, I looked at the the recent history of climate change policy with respect to flood risk in the U.K.; in particular, a series of benchmark reports that starkly set out the flood risk choices the government and British people would have to take. 1,453 more words

Climate Change