The Friday after Thanksgiving, Black Friday falls between November 23 and 29. This year, it’s on November 27. Although not an official holiday, Black Friday (in shopping terms) signifies the start of the Christmas shopping season and — unless you’re employed in retail or banking — you might even get the day off!

Lots of brick-and-mortar stores open very early on Black Friday, to kind of jump-start one of the most important shopping periods of the year. This time of year is a boon to consumers too, with Black Friday coupons and deals offered by retailers online and off.

Look for electronics and kitchen appliances to be available at up to half off, but remember to look for quality products. Even at a cut-rate discount, cheap is cheap and no deal at all.

You can start early with your hat shopping savings too. The HartfordYork special deal is:

Thanks for shopping,
Steve Singer
CEO Hartford York

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categories: straw hats summer hats panama hats straw fedora hats straw fedoras winter hats fedoras cowboy hats leather hats Kangol hats Borsalino hats Scala hats Stetson hats Wigens hats fur hats fall hats autumn hats hats for winter wool caps hats women’s hats men’s hats fashion humor

Winter is approaching us. Therefore, Kimberley Vassal Insurance would like to remind you of some helpful tips and techniques for driving in winter weather. The best advice for driving in bad winter weather is not to drive at all. If you are unable to avoid driving, here are some helpful Tips and Techniques to take into consideration. Don’t go out until the snow plows and sanding trucks have had a chance to do their work, and allow yourself extra time to reach your destination. Below are some more helpful tips and techniques for driving in winter weather. For more information contact a Kimberley Vassal Insurance Agent today at www.kimberleyvassal.com

Driving safely on icy roads

1. Decrease your speed and leave yourself plenty of room to stop. You should allow at least three times more space than usual between you and the car in front of you.
2. Brake gently to avoid skidding. If your wheels start to lock up, ease off the brake.
3. Turn on your lights to increase your visibility to other motorists.
4. Keep your lights and windshield clean.
5. Use low gears to keep traction, especially on hills.
6. Don’t use cruise control or overdrive on icy roads.
7. Be especially careful on bridges, overpasses and infrequently traveled roads, which will freeze first. Even at temperatures above freezing, if the conditions are wet, you might encounter ice in shady areas or on exposed roadways like bridges.
8. Don’t pass snow plows and sanding trucks. The drivers have limited visibility, and you’re likely to find the road in front of them worse than the road behind.
9. Don’t assume your vehicle can handle all conditions. Even four-wheel and front-wheel drive vehicles can encounter trouble on winter roads.

As the holidays are a approaching, there are several things that a virtual assistant can do to make it an easier task, and save you both time and money. Your Virtual Assistant can order your Company Holiday Cards, customize them and send them out, using your mailing list. Your virtual Assistant can also find the best prices for you gifts for your customers as well as your employees.

Creative Touches has a unique touch for everyone offering custom apparel but gift baskets and personalized photo sketches. If you need to get great prices and weekly special check out this link:

Lambert & Sons Designs as well has the capability to create customized apparel and gifts, with one added bonus the line of “Alaska Bound Gear Wear” Designs that are unique with humor and more. Check out this store:

The Nokia N97 has already been on sale at the NY Nokia flagship store. The UK however, has to wait until June 19th (also the release date of Transformers 2: Revenge of the Fallen ). Good news for UK customers is that we get the option, unlike the US, to get the N97 subsidized on contract into somewhat more easily manageable and hopefully better value package.

Currently, unlocked Nokia N97 retails for £499.99

Add a moderate £20 monthly usage, and over 24 months (the standard contract length), that equals £979.99

This post covers three Nokia N97 deals from Vodafone, O2 and Orange.

As of today, these prices look very promising, especially for a brand new handset. The aged predecessor, the Nokia N96, was much more expensive than the N97 when it was first released. Even after almost a year of price reduction to the N96, the N97 is amazingly only £70* more in terms of total ownership cost.

(*from here)

For proceeding estimated plan worth:

• Text messages at 10p/text
• Calls at 30p/min
• (internet not included – “unlimited” mobile data plans are still crap in the UK)

Contract Deal 1: Vodafone

Over at mobilephonesdirect.co.uk, they have the Nokia N97 for free on a £34.26 contract over 24 months.

Total Cost: £822.24

Plan: £30 per month + £4.26 Unlimited Mobile web

• 700 minutes
• A somewhat paltry 250 text
• Unlimited Landline.

Estimated plan worth = £1135/month

• 700 minutes = £210
• 250 text = £25
• Unlmited landline (cap, 3000 minutes) = £900

______________________________________

Contract Deal 2: O2

Over at mobiles.co.uk, they’ve listed the Nokia N97 for £109.99 on a £25 contract over 24 months.

Total cost 709.99

Plan: £25 per month (effectively £29.58/month with £0 for handset)

• 600 minutes
• Unlimited Text
• Unlimited Web
  

  Estimated plan worth = £380

• 600 minutes = £180
• Unlimited Text (cap 2000) = £200

______________________________________

Contract Deal 3: Orange

This comparison site basically has the Nokia N97 for free at £45 on an 18 month contract

Total Cost = £810**

**£770.85 with cash back.

Plan: £40 + £5 unlimited internet

• 900 minutes
• Unlimited Text
• Unlimited mobile internet (500MB)

Estimated Plan Worth = £570

• 900 minutes = £270
• Unlimted Texts (cap 3000) = £300

______________________________________

iPhone 3G S, Contract Deal

In comparison, expected price plan for the upcoming iPhone 32GB 3G S stands at 175.19 on a £34.26 contract over 24 months.

Total cost: 997.43

Plan: £34.26 per month
600 minutes
500 text
Unlimited Web
Estimated plan worth = £230

____________________

Winning Deal

BTW – I am not sponsored by any of these networks to promote these contracts – these were simply deals I came across as another average consumer and wanted to share them with you guys .

There are other price plans available, but the ones I chose were the cheapest options.

At the moment, by far the best value for money is the Nokia N97 on Contract Deal 2: O2 at £25/month, £109.99 for the handset, with an excellent monthly plan with 600 minutes,  unlimited texts and “unlimited” internet (250MB). Effectively, that’s £29.58/month for a free handset.

Total ownership cost, £709.99. That’s a saving of:

• £270.00 from the unlocked price
• £113.24 from the vodafone plan
• £101.00 from the orange plan
• £288.43 from the O2 iPhone 3G S option.

Best deal found by reader, JoeL. Thanks!

It’s actually with T-Mobile, £115.99 for handset at £34.26 for only 12 months!

http://www.mobilephonesdirect.co.uk/Brands/Nokia/Nseries-Multimedia-Phones/sb489/n447/p12765.aspx

Total ownership cost, £527.11.

You finish the contract within a year, and most possibly will get to upgrade again after 9 months.

The plan is:

• 300 minutes
• 200 text
• Unlimited web

That’s the cheapest total ownership price at the moment. If you find any better,please post below. If you need more mintes/text, a higher monthly contract option maybe better for you. T-Mobile does seem to have some pretty decent deals for the Nokia N97. Seems I maybe switching and saying goodbye to O2.

Tenerife Rent a Car

Renting from a reputable car hire company is essential to ensure that you have fully comprehensive insurance and a twenty four hour service.

You may also wish to pick up your car at the airport, which can easily be arranged so that you can avoid transfer costs to your resort.

Tariffs vary depending on the type of vehicle and duration of the hire period.

Here are some examples of Tenerife car rental offers:

Group A – €40 per day for 1-2 days, €33 per day from 3-6 days and €181 for a week

Ford Fiesta or Renault Clio 3 door with power steering, air conditioning, central locking and CD player

Group B – €45 per day for 1-2 days, €39 per day from 3-6 days and €227 for a week

Ford Fiesta or Renault Clio 5 door with power steering, air conditioning, central locking and CD player

Group C – €54 per day for 1-2 days, €49 per day from 3-6 days and €295 for a week

Renault Scenic, Ford Focus or Seat Cordoba with power steering, air conditioning, central locking and CD player

Group D – €75 per day for 1-2 days, €65 per day from 3-6 days and €349 for a week

Ibiza Automatic or Renault Megane Cabriolet with power steering, air conditioning, central locking and CD player

Group E – €90 per day for 1-2 days, €70 per day from 3-6 days and €399 for a week

Renault Clio Scenic seven seater with power steering, air conditioning, central locking and CD player

Group F – €40 per day for 1-2 days, €33 per day from 3-6 days and €181 for a week

Mini Bus for 8-9 persons with power steering, air conditioning and CD player

Prices correct at time of publishing and include full insurance.

Make your booking at the best prices with Oasis Excursions on (0034) 922789419

Blog posted by Expedia Property SL – Tenerife Estate Agents for Tenerife Property

Take the best care of your eyes! Dont settle for cheap lenses from some unknown maker. Shop AC Lens for the best name brand contact lenses from vendors such as Acuvue, Biomedics, Focus, Freshlook, Soflens, and Purevision at the very best prices. With our great coupons you can save tons on your orders with AC Lens. If contact lenses arent what youre looking for, AC Lens also offers a great selection of glasses, sunglasses and a wide variety of accessories. So start saving on your contacts and glasses at AC Lens, and dont forget about PricePickles coupons to save even more.

So the site is up, and very soon you’ll be able to find those naughty toys, those adult sex toys you always wanted.  Very soon our shopping cart will be loaded with inventory for you to choose from.  We’ve been working very hard on the types of sex toys availble to you on our site at the best prices possible.  As well, Euphoria is up and running!  Information on how to book parties for the Santa Barbara area is up and ready, just head on over to our site www.letusscratchyouritch.com/Euphoria.htm, and book a Euphoria Sex Toy party now!  new updates will be provided next week.

-Damian

There’s nothing more insulting in this world than a cheap hat.

I’m not talking just inexpensive. I’m talking poor quality, lousy material and lack of workmanship.

When you see well-made clothing on a person–clothes that fit properly and are nice to look at–but the outfit is topped off with a cheap hat, not only does the hat itself look awful but it brings the overall look of the entire ensemble down to that level.

As a matter of fact, I’d rather see no hat at all on a person than a cheap hat.

On the other hand, if you top a nondescript choice of outfit with a quality hat (like the trilby shown here), you gain a real sense of style. And remember, you don’t have to pay the earth for a quality hat!

Thanks for reading,
Steve Singer
Man of Quality and CEO Hartford York

If you enjoyed this post, get free updates by email or RSS. categories: straw hats summer hats panama hats straw fedora hats straw fedoras winter hats fedoras cowboy hats leather hats Kangol hats Borsalino hats Scala hats Stetson hats Wigens hats fur hats fall hats autumn hats hats for winter wool caps hats women’s hats men’s hats fashion humor

Well things are looking up…. Sold book on Amazon today… People your best price comes from eCRATER.. And mine also…. “Waiting for Agnes”. is sold in three places  Amazon for 22.00, eBay for 19.50 and eCRATER for 19.00    The reason for the differences is to meet all the shipping and selling fee’s. There is no selling fee at eCRATER.  This is a wonderful book written by a local North Florida author, Joe Bullard. Go to  http://amazon.com  http://readerwave.com

Waiting for Agnes by Joe Bullard

http://readerwave.ecrater.com   readerwave.com will take you to several places after you get there… check it out put it in your favorites, or make a shortcut..I did…

My surprise of the day was I received a iPod for a early Mother’s Day present. Thank You my daughters. Now I have to learn to use it. My wonderful husband is learning faster than I am… he likes to read directions first. I want to just do so I am slowed down a bit… That and I have fat fingers.. I don’t see me doing it two thumbs.. To fat I keep hitting the wrong keys…

Entered a lot of shot glasses in the past couple of days… I have now started getting new ones in that have not been in anywhere before. Go to http://shotglassheaven.com  or http://readerwave.com   this will take you to many sites after you get there… put in your favorites, or shortcut  I did…

This is the time of the year that every Baseball team thinks they will be the best! Reality starts to set in about two weeks after the season starts.

This is also the time to start thinking about getting tickets for the game you want to go to.  There is nothing like seeing a game in person.  For the best  tickets go to  ClickTixHub.com, where you will find over 5 Million tickets for more than 84,000 events.

Tickets are available for EVERY single game for EVERY single team throughout the season. By the way, the prices are quite reasonable too!

I am so happy to update everyone about some of the great savings that are out there. These are going to continue as we see the recession sadly deepns.
how about get a free audio book while you are at it ? http://www.ineverpayretail.com shows you how !

New Car

Originally uploaded by nodigio

Bargaining is a lost skill among most Americans. We’ve spent so long just paying the asking price or doing without that we’ve forgotten how to bargain. We feel a touch guilty when we try to negotiate a better price for our new purchases. “Or best offer” has always been seen as a way to buy used items, not new ones. In today’s climate, when people are increasingly hunting for less expensive alternatives and doing without and seeing that store markups are often in excess of 300% or more, there’s resentment at paying full price.

Sometimes, though, paying full price is not only acceptable but the right thing to do. When you are patronizing a store that opened recently, you should pay full price if you shop there. When you attend an arts festival, the artists are charged very high prices for their booth spaces and few earn enough to cover their expenses, so pay full price there, too. Custom made items should be paid for at full price because it was specially made to your specifications.

Other times, it’s not optimal to negotiate. If there are lots of the items in stock, it’s iffy to negotiate. If it’s a best selling item and they keep lots in stock because of that, there’s little point in negotiating. If there are lots in stock because it isn’t selling, it may be a very good time to negotiate. Chain stores often have set prices and aren’t allowed to negotiate, so if you receive a firm “No”, end it there and either pay full price or shop elsewhere. This isn’t universally true – some chains can negotiate on some items, especially if you are a frequent shopper there. In both of these, you won’t get much of a discount by negotiating, but it doesn’t hurt to try. Some stores will negotiate on some items and not on others and the only way you’ll know is by asking.

Now, good times to negotiate are when the store is already having a sale, and the item you want isn’t specifically included in the sale. Asking may get you a discount on what you really want instead of what’s on sale. This can work in grocery stores, particularly in the produce section. Another good time is when there’s a surplus that isn’t selling. That means paying attention and waiting. Clearance stores, stores going out of business, discount stores, and flea markets all are good places to negotiate a better price, but a lot of high end places are also willing to lower prices if asked in the right way. Furniture stores, clothing stores, home décor stores, even jewelry stores may be willing to negotiate with you over price if approached correctly.

Once you’ve located a place that has something you want and the price is more than you’re willing to pay, check to see if the items are custom pieces or handmade, if it’s a newly opened store, if it’s a chain that can’t negotiate. If not’s one of those, you may be able to negotiate.

Now you need to know how to negotiate.

Shop midweek, when the store is empty, or at least when the salespeople outnumber the customers. That way, it’s easier to make the salesperson a mentor and helper, which makes them more willing to get you a better price.

The most important step is to make the salesperson a partner in your shopping. Establishing a rapport early on is crucial to successful bargaining. Be aware that some salespeople work on commission. They want you to buy. You want the best price possible, but without hurting their commission. Encourage the salesperson to think creatively about ways their need to be paid can be met along with your need to get the best price. Salespeople are your best advocate, so treat them well.

Prepare yourself beforehand. Do some research. If you’re going to buy a new sofa, find out what’s the trend, what’s on sale, what their competitors are offering. Ask questions like “How does this sofa compare to Sofa X sold by Competitor Z?” Compare it to other sofas in the same store and ask similar questions.

If you decide to push for a still lower price, keep your questions theoretical. Say things like “Maybe I could buy it if…”, and “I might be interested if….”

If you don’t see any identical items on the floor, don’t hesitate to ask if you could get an additional discount for the floor model. The floor model isn’t always for sale, and it never is if there’s more just like it in stock, but if it is for sale, you might get an additional 10% off.

Ask about free delivery and installation, too. Sometimes those can be pricey, and by getting them free, it may clinch a sale. Very few salespeople earn a commission off of delivery and installation charges, and if giving that to you causes you to buy, it’s a win-win situation all around.

Don’t push too hard or you may create bad feelings. The salesperson will stop feeling like a helper and start feeling used. If you push anyway, and the item has a problem, they won’t remember you kindly and your after purchase service may suffer. You can tell you’re pushing too hard if the salesperson pulls away from you, takes too long to answer, starts speaking brusquely, and/or stops looking at you (this is the body-parl in America; in other countries, this will be different).

The willingness of stores to negotiate depends on many varied circumstances. Don’t let one store’s refusal affect asking at another store. Even if times were financially stable and prosperous, it still makes sense to negotiate prices anyway. The way to become wealthy is to spend what you must but no more than that. Save your generosity for the handmade items, the artisans and custom work, and bargain for the rest.

What a great year to buy gifts at a discount!  Below are some good sites that use the power of the internet to search thousands of stores for something you need.

A guide to the 10 top sites for the best holiday deals on the Web. 

55 percent of shoppers intend to purchase more than half of their holiday gifts online this year. And 37 percent of online shoppers are researching and finding deals by using shopping comparison Web sites.

So where do you start when there are so many shopping sites?

These 10 shopping sites offer features like price comparisons, product reviews, store ratings, mobile product search, daily deals, and more.

Check out  The 10 Best Deal-Tracking Sites slideshow. 

http://www.pcmag.com/slideshow/0,1206,l%253D234427%2526a%253D234428,00.asp

Our I-ShopTheWorld.com Cartfly Store was Featured today on the Cartfly Blog!

Please check out the article on the Cartfly Blog Featuring our I-ShopTheWorld.com Cartfly Store at:

http://cartfly.typepad.com/cartfly/2008/11/featured-store-i-shop-the-world.html

and feel free to do some shopping while you’re at it.

Please Reply Here and/or at:

http://i-shoptheworld.com/2008/11/11/i-shoptheworldcom-featured-on-the-cartfly-blog/

and Join All of Us at I-ShopTheWorld.com in conveying a Big Thank You! to Katie and Everyone at Cartfly for this Great Posting and for Featuring I-ShopTheWorld.com on the Cartfly Blog and for their Great Cartfly Store/Social E-Commerce Platform!

See prices and pictures here:

Casio Men’s Pathfinder Multi-Band Solar Atomic Ultimate Watch #PAW1500-1V

Watch Information
Brand Name: Casio
Model number: PAW1500-1V
Dial window material type: Mineral
Clasp: Buckle
Case material: Resin
Case diameter: 51 millimeters
Case Thickness: 13.9 millimeters
Band material: Resin
Band length: mens
Band width: 23 millimeters
Dial color: digital-gray
Bezel material: stainless-steel
Bezel Function: bidirectional
Calendar: day-date-and-month
Movement: digital-quartz
Water resistant depth: 660 Feet
Warranty Type: Manufacturer

We Clean:

• Kitchens
• Bathrooms
• Bedrooms
• All Remaining Rooms
• Spring Cleaning

Special Projects

• Move in / Move-outs
• Before / After party’s clean up
• Garages / Patio’s
• Rentals

We use ONLY Green Cleaning Products