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Blogs about: Consumer Credit Act

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Credit card debt cases face showdown

Kerry wrote 7 hours ago: Legal test cases at the end of this month will affect the enforceability of hundreds of millions of … more →

Tags: In The News, unenforceable credit, unenforceable loan, unenforceable loans, Unfair Credit Card Agreements, april 2007, cl finance, claims management, credit card test case

The Consumer Credit Act 1974 - Unfair Relationships | Unfair Credit Agreements | Unfair Loans

Kerry wrote 3 days ago: The Consumer Credit Act 1974 enables borrowers to challenge unfair credit card and loan agreements i … more →

Tags: unenforceable credit, unenforceable loan, unenforceable loans, Unfair Credit Card Agreements, april 2007, consumer credit act 2006, Office of Fair Trading, oft, time orders

Mis-Sold Payment Protection Insurance - How to Reclaim PPI When Mis-Sold on a Loan Or Credit Card

Kerry wrote 1 week ago: Loan insurance also known as Payment Protection Insurance is designed to make your monthly loan repa … more →

Tags: PAYMENT PROTECTION INSURANCE, unenforceable loans, Unfair Credit Card Agreements, ASU, Critical Illness Cover, MBNA, mis-sold ppi, misold ppi, missold ppi

Unenforceable Credit Agreements and Claims Management Companies - Guide to Making a Claim1 comment

Kerry wrote 1 week ago: A Guide to Making a Claim on Unenforceable Credit Loan Agreements If you have ever had a credit card … more →

Tags: unenforceable loans, Unfair Credit Card Agreements, april 2007, claims management, consumer credit act 1974, unenforceable, unenforceable credit, unenforceable credit agreements, Unenforceable Debt

Debtor gets five-year stay on unfair loan agreement2 comments

Kerry wrote 2 weeks ago: Last week, a debtor secured a five-year block on his home repossession in a claims management case a … more →

Tags: In The News, unenforceable loans, blemain, blemain finance, blemain mortgages, claims management, mortgage repossession, unfair loan, unfair loan agreement

On the bright side of credit cards

loancredits wrote 3 weeks ago: The use of credit card for purchases is now becoming a trend. It may have caused good effects to oth … more →

Tags: Credit Cards, approved charity, credit card for purchases, paying and provides safety, seasonal rewards for the cardholder, Stop Payment Rights

Unenforceable Credit Agreements. Are your Credit Agreements legally compliant?

Kerry wrote 3 weeks ago: Are you paying back much more than you owe? A credit agreement is an agreement where credit has been … more →

Tags: unenforceable loans, Unfair Credit Card Agreements, unenforceable credit agreements, consumer credit act 1974, credit agreement, unenforceable credit agreement

Finance Mis-Selling Under The Consumer Credit Acts & PPI/PPP/ASU Insurances

Kerry wrote 1 month ago: Do you have a Loan with a lender which was signed before 6th April 2007 and which was for £25,000 or … more →

Tags: unenforceable loans, Unfair Credit Card Agreements, PAYMENT PROTECTION INSURANCE, PPI, Credit Card, april 2007, unenforceable, loan agreement, wilson v first county

Unenforceable credit agreements

MH wrote 2 months ago: Many loan and credit card agreements could be unenforceable and if this is found to be the case with … more →

Tags: unenforceable credit agreements, uneforceable credit agreements, unfair credit agreements, unfair loan agreements

Write Off Credit Card Debt: How does it work?

Kerry wrote 4 months ago: The Consumer Credit Act of 1974 allows borrowers to challenge unfair credit agreements. Credit Agree … more →

Tags: In The News, unenforceable loans, Unfair Credit Card Agreements, april 2007, creditissues, unenforceable credit, unfair credit agreements

DEBT CHIEF CRITICISES GREEDY CREDIT CARD COMPANIES

Kerry wrote 5 months ago: CEO calls for responsible consumer lending as survey shows 25% increase in average credit card debt; … more →

Tags: In The News, unenforceable loans, Unfair Credit Card Agreements, april 2007, claims management, Credit Card, Credit Issues, Debt, guardian debt management

Discover Card: 'It pains to Discover'

davidjwalshbusiness wrote 5 months ago: For the first time in memory, I found it convenient to keep a balance on my Discover Card.  To be su … more →

Tags: Recent Posts, Customer Service, Customer complaints, Customer Retention, customer care, discover, Credit Cards, Discover Card

Debt Consolidation Loans a Good idea?

Kerry wrote 5 months ago: When you are looking for an easy way to both minimise and reduce the number of payments going out ea … more →

Tags: In The News, PAYMENT PROTECTION INSURANCE, Credit Issues, april 2007, Consolidation Loan

Sending unsolicited credit card cheques or increasing credit limits could make entire loan unenforceable1 comment

Kerry wrote 6 months ago: Have you recently received a letter through the post from your lender offering you increased credit … more →

Tags: In The News, unenforceable loans, Unfair Credit Card Agreements, april 2007, credit card cheques, unenforceable credit agreement, unenforceable loan

Secret selling of PPI can make a Loan unenforceable

Kerry wrote 6 months ago: The Competition Commission recently ruled that lenders must stop selling Payment Protection Insuranc … more →

Tags: In The News, unenforceable loans, mis-sold loan, PAYMENT PROTECTION INSURANCE, PPI, unenforceable loan

Don’t be pushed into bankruptcy - challenge unenforceable loans and credit cards

Kerry wrote 6 months ago: Figures published today by the Insolvency Service show the number of personal insolvencies reached 2 … more →

Tags: In The News, unenforceable loans, iva], Debt management, bankruptcy, claims management, Individual Voluntary Arrangement, unenforceable credit card

People Abandon Saving to Repay Debt

Kerry wrote 7 months ago: The credit crunch crisis has triggered a dramatic retreat from savings last year, as for the first t … more →

Tags: In The News, Unsecured Loans, Credit Cards, Credit Issues, Debt, credit crunch, littlewoods, Natwest, royal bank of scotland

Debt collection agencies use "fear and ignorance" to make a profit

ispystrangers wrote 7 months ago: by James Easy In the Commons adjournment debate yesterday, Andrew Mckinlay, Labour MP for Thurrock, … more →

Tags: commons, Andrew McKinlay, Gareth Thomas, Credit Services Association, oft, john leech, BERR, James Easy

Have an Unfair Credit Card or Loan? Claim Your Agreement is Unenforceable

Kerry wrote 7 months ago: Challenge Unenforceable Credit Agreements Under the Consumer Credit Act of 1974, there are specific … more →

Tags: In The News, unenforceable loans, Unfair Credit Card Agreements, Loan, Credit Card, unenforceable


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