Tags » Consumer Finance

New Financial Models: Alibaba's Micro Loan Business

Yesterday, I wrote about a Marc Andreesen interview/Tweetstorm that called for disruption of financial products through better technology. One of the examples he gave was the use of big data tools and social networks to provide enhanced consumer credit scores. 544 more words

Appconomy

Here are the US colleges whose students have the toughest time paying back loans

University students who take out loans are essentially betting that the education they’re financing with debt will help them get a decent job—and that the job, in turn, will help them repay the loan. 433 more words

Evidence Housing Recovery Favored Whites, Asians But Not Blacks, Hispanics?

The San Francisco-San Jose metropolitan area is one of the only regions in the country to have fully recovered from the 2008 burst of the housing bubble. 104 more words

Real Estate

Choosing between indirect and direct lending

Though a fairly narrow specialty, there are two types of lenders in home improvement financing. The majority by volume are indirect lenders, a list of banks and finance companies that includes Medallion Bank. 374 more words

Business

7 Steps To Stock Investing Without Too Much Risk - Forbes

Millennials are more likely than other generations to be risk-averse.

They hold 52% of their savings in cash and only 28% in stocks, according to a UBS study. 62 more words

Trends

Snoop Dogg, Nas, Jared Leto Invest In Trading App Robinhood | Wealth-X

Robinhood, an upcoming app that aims to make trading stocks simple and free for users, has reportedly received investment from American actor and singer Jared Leto, rapper and songwriter Snoop Dogg and rapper Nas. 12 more words

Business

The Truth About Black Consumer Spending | Reaching Black Consumers

The latest Consumer Expenditure Survey numbers reveal startling truths about the African-American consumer segment’s spending habits. Marketers who study comparative expenditure data and determine only that “Blacks spend less” are likely to overlook a wealth of opportunity. 91 more words

Business