Tags » Credit Crisis

CPI: The Underestimation of Inflation?

by Brad Houle, CFA
Executive Vice President

Inflation is an obtuse concept to fully comprehend. For the month of September, the Bureau of Labor Statistics indicated that the rate of inflation, as measured by the… 553 more words

Weekly Market Makers

8 Lessons Learned from the Credit Crisis

  1. Underwrite Your Own Risk. Don’t rely on rating agencies, other banks or any other third party. Models are a tool, not the decision maker.
  2. Make Loans That Can Be Repaid.
  3. 168 more words

Too loose? Too tight?

Has the government thrown the baby out with the bathwater? Every day we see qualified borrowers who don’t quite fit the new box that the government regulated onto lenders (QM), despite the borrower having a low LTVs and other compensating factors. 840 more words

Phil LaTessa

The Government sends mixed signals on access to credit

There is a concerted push by the government to ease up on credit to borrowers.  The government is concerned that lenders have gotten to strict in their lending and that has hurt the ability of individuals to get loans. 1,067 more words

Phil LaTessa