Tags » Credit Debt

The Psychology of Credit Debt

How do people end up in debt? The following essay on the psychology of credit debt is structured into two parts. The first part investigates why people spend more than they have and the second part asks how a team of social psychologists could develop an effective public campaign against falling into credit debt. 1,628 more words

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Budgeting

So iv hid my credit card so I can stop using it while I pay it off again. At $200 per month I should have it paid off in the next 6 months or so. 210 more words

Budget

2030: The Year Retirement Ends

The retirement scenario everyone wants to avoid arrives in 2030. That’s when the largest demographic group in U.S. history, the baby boomers, will have nearly depleted the Social Security trust fund. 2,748 more words

Couples And Money- Work Together To Make The Most Of Your Money (Part 4)

“How can we even think about investing when we have such a big mortgage to pay off?” asks Andy, rather exasperated. “Doesn’t it make more sense to focus on the mortgage first?” Andy and Sarah are right to consider the mortgage their first priority. 639 more words

Young Adults And Money

Couples And Money- Work Together To Make The Most Of Your Money (Part 3)

Andy has never liked debt.

Growing up, he witnessed his parents’ struggle to keep their ever-growing debt under control. Family discussions about money never ended well. 569 more words

Young Adults And Money

Couples and Money- Work Together To Make The Most Of Your Money (Part 2)

Last week, I introduced Andy and Sarah, a couple in their mid thirties, with a good life and big dreams (click here to read last week’s post). 684 more words

Young Adults And Money

4 Quick Tips to Building or Rebuilding Your Credit Score (Do's and Don't's)

Raise your Credit Score

  • Pay more than your minimum balance
  • Pay on time
  • Let your credit card balances be no more than 30% of your credit limit…
  • 406 more words