Tags » Credit Report

Improve Your Credit Score

When was the last time you checked your credit report?  If it has been over a year I encourage you to read my previous post, … 476 more words


Qualifying for a Loan

Qualifying for a Loan

When qualifying a buyer, a lender will take a look at credit, income, liabilities, and assets. It’s important to sit down with a loan originator to take a look at these items together and find out what you qualify for. 313 more words

Credit Report

Debt-to-Income Ratios Can Derail Your Home Purchase

You’ve got your down payment. Your credit score is fantastic. You’ve even figured out your monthly budget for housing expenses.

So now you’re ready to charge ahead into the home buying process, right? 384 more words


Lauren Minnard reblogged this on Lauren Minnard and commented:

Great blog for first time homebuyers to better understand DTI qualifications.

1MMD2014 [112 of 365] If only I could

…have all days this good!

Quite vexing it is when all you get is automated voice prompts.

Prompting me to press this button and call this number. 252 more words

Getting Rid of Inquiries on TransUnion

If you are on the road to credit repair, you know how important it is to add new positive accounts. Doing so, however, will start racking up the inquiries on your report pretty quickly. 438 more words


The Great Credit Card Debate

When you’re a teenager or young adult you will often hear two very different arguments regarding credit cards. Some suggest steering clear of them, while others say you need one immediately to build your credit. 635 more words


The Credit Report Method

I did a lot of research on the fastest way to fix my credit. I’m going to share with you the strategies that I used. 633 more words