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All About Credit Cards (Part 1)

All About Credit Cards (Part 1)

Ah the credit card.  When you think about it ideas of platinum and gold cards and the high life may come to mind. 652 more words

Finance

U.S. Mortgage Rates of Less Than 4% Offer a Happy New Year

What makes Christmas and New Year’s better than friends, family, and savings? How about owning a home? The holiday season is a cheerful time spent with family, but for those of us with families in rental properties; it can be a reminder of our unattained… 677 more words

Home Buyers

Question of the Day: What Type of Debt Has the Largest Negative Impact on Credit Scores?

As the graphic below shows, it is medical debt by a long-shot (responsible for 52% of overdue debt that shows up on credit reports):

Other interesting factoids from… 174 more words

Question Of The Day

Building Credit From Scratch

   As a real estate agent and past loan officer I have had years of experience helping immigrant clients and young first time home buyers build their credit from scratch. 140 more words

Real Estate

Credit Scores, Credit Reports, And Why They Matter

Credit Scores, Credit Reports, And Why They Matter

You have probably seen commercials about “improving your credit score” or companies that will “give you your credit score” now you may be thinking “What the hell is a credit score?” Put simply a credit score is a three digit number that indicates how reliable you are as a borrower. 1,228 more words

Finance

Home Mortgage Tips Everybody Should Try Out

TIP! If you want to know how much your monthly payment may be, get pre-approved for the loan. Do your shopping to see what rates you can get. 1,287 more words

Oceanside CA

Get Helpful Tips About Home Mortgages That Are Simple To Understand

TIP! Start preparing for the home loan process early. If you are in the market for a mortgage, you should prepare your finances as soon as possible. 1,487 more words

Oceanside CA