Tags » Credit Scores

How Your Credit Scores Are Calculated

Unless recent bankruptcies, collection accounts or outstanding tax payments are involved, the following criteria is generally accurate:

  • 35% Payment History– Recent delinquencies bring scores down more than those in the past.
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Credit scoring changes may help you get a loan

Have major medical debts kept you from securing a mortgage? Have you found the terms of loans you’re able to qualify for too expensive? All of that might change soon due to an upgrade to the FICO credit scoring system. 364 more words


What are Bankruptcy Risk Scores?

Although much more information has come to light about credit scores and how they are calculated over the past several years, their cousin the bankruptcy risk score has remained mysterious. 457 more words

Credit Reports & Scores

Ways To Find The Best Home Mortgage Rate

Getting mortgages can be a tricky process for those who lack sufficient knowledge. This article is to help you learn more about home you want and avoid some of the pitfalls in getting a mortgage. 683 more words

Home Selling Advice


The transition from life in Kenya to life in America is fraught with very many challenges. Having been used to the simplistic Kenyan system, and having the comfort of family, relatives and friends to help you navigate through the daily struggles of everyday life, there move to the United States brings with it numerous challenges. 527 more words


The Affect of Late Mortgage Payments on Credit Scores

Consumers who are late on their mortgage payments have no idea how badly their credit scores can be affected, nor how long it takes to repair the damage. 435 more words

Real Estate Tips

Improving Credit Scores (as reported by Brittney Castro on blog.mint.com)

We know by now that your credit score is a very important number as it relates to your personal financial success. It can mean the difference between getting a loan for home or car ownership or not. 86 more words

Credit Scores