Blogs about: David Pitt Watson

Featured Blog

Opt in to certainty

My partner has come up with a very simple way to improve DC. Her suggestion is this. Large DC plans simply set a level of pension they can afford to pay from the funds within the plan and this is adju… more →

The Vision of the Pension Plowman

Opt in to certainty — 3 comments

henry tapper wrote 1 week ago: My partner has come up with a very simple way to improve DC. Her suggestion is this. Large DC plans … more →

Tags: Pensions, dc pensions, Annuity, Economics 2

Do consumers benefit from risk-based pricing? — 6 comments

henry tapper wrote 1 month ago: The question arose during a talk by John Raven of Oxera and whacked me right between the eyes. This … more →

Tags: Actuaries, dc pensions, defined aspiration, Nest, Popcorn Pensions, Insurance, John Raven, Legal General, National Employment Savings Trust

Heavyweight support for CDC - the Dutchmen strike back! — 7 comments

henry tapper wrote 1 month ago: Con Keating Yesterday , I published a critique of David Pitt-Watson’s work for the RSA, the Du … more →

Tags: Actuaries, advice-gap, auto-enrolment, CDC, Nest, Pensions, Retirement, workplace pensions, Aviva

Those Dutch Pensions - a Civil Servant writes — 13 comments

henry tapper wrote 1 month ago: I get some feedback on my blogs from people I know who don’t want to or aren’t allowed t … more →

Tags: Pensions, dc pensions, De-Risking, pension playpen, auto-enrolment, defined aspiration, Actuaries, First Actuarial, governance

Those Dutch pension cuts in full! — 11 comments

henry tapper wrote 1 month ago: News from across the North Sea of the demise of the Dutch collective DC system appears to have been … more →

Tags: Actuaries, bankers, Pensions, Amsterdam, Dutch, financial services, funds, Investing, Pension

Whatever we do, let's do it together — 4 comments

henry tapper wrote 2 months ago: I have just read a Report by Demos which ends like this The shift in private retirement coverage fro … more →

Tags: Annuity, CDC, dc pensions, pension playpen, Pensions, Retirement, Dutch, Individual Retirement Account, National Employment Savings Trust

And why these "employer duties"? — 5 comments

henry tapper wrote 2 months ago:   Ask a lawyer what the employer duties are under auto-enrolment and you’ll get a wad of … more →

Tags: auto-enrolment, Corporate Governance, dc pensions, Fiduciary Management, governance, Henry Tapper blog, pension playpen, Pensions, Retirement

"Stick or twist" for the lifecos. — 21 comments

henry tapper wrote 2 months ago: Clubs? This is the third of three Easter blogs that address the issue of how corporate pensions are … more →

Tags: Annuity, auto-enrolment, Customer Service, dc pensions, EU Solvency II, Financial Education, Henry Tapper blog, pension playpen, Pensions

"What's expensive for a pension these days?" — 21 comments

henry tapper wrote 2 months ago: John Lawson – Head of Policy (Corporate Benefits) at Aviva A reasonable question to ask and on … more →

Tags: auto-enrolment, Brand, Corporate Governance, Customer Service, dc pensions, Fish, one pound fish, Pensions, Personality

In the customer's shoes; Dan Norman on our fund fiduciaries. — 4 comments

henry tapper wrote 2 months ago: Take a look at this chart provided me yesterday by the excellent Dan Norman This is what it says The … more →

Tags: Actuaries, auto-enrolment, Corporate Governance, dc pensions, De-Risking, Financial Education, First Actuarial, pension playpen, Pensions

No win no fee - one way to clean up asset management — 1 comment

henry tapper wrote 3 months ago: I met yesterday with a Swiss firm whose business is to reduce the investment costs for large investo … more →

Tags: Pensions, dc pensions, De-Risking, Redington, twitter, Retirement, pension playpen, rbs, Fred Goodwin

Should we measure pension fees as "risk"? — 3 comments

henry tapper wrote 3 months ago: We use a very simple modeller at First Actuarial which shows the corrosion of your pension by fees o … more →

Tags: dc pensions, De-Risking, pension playpen, Pensions, AMC, Cavendish Square, David Hargreaves, investment management, Pension

Better ways to diversify the default. — 9 comments

henry tapper wrote 3 months ago: This blog’s been prompted by a meeting with the egg-heads at Cass Business School who are inve … more →

Tags: Pensions, dc pensions, De-Risking, Nest, defined aspiration, Financial Education, Actuaries, Leadership, First Actuarial

Poor execution - a pigsty - not a playpen — 8 comments

henry tapper wrote 4 months ago: A researcher I was speaking to yesterday asked whether I considered the bad practices associated wit … more →

Tags: Pensions, dc pensions, Retirement, First Actuarial, governance, Business, mutual fund, Investing, investment management

Johnson v Keating ; a pensions heavyweight title fight — 1 comment

henry tapper wrote 4 months ago: There are two documents sitting on my desktop this morning. The first is a paper by Con Keating. Con … more →

Tags: Pensions, dc pensions, De-Risking, Personal Accounts, pension playpen, auto-enrolment, defined aspiration, Actuaries, Personality

DC Trustees - asleep at the wheel? — 4 comments

henry tapper wrote 4 months ago: I was spending insomniac hours reading posts about savings on www.moneysavingexpert.com when I came … more →

Tags: Pensions, dc pensions, Personal Accounts, Nest, pension playpen, Corporate Governance, Management, Actuaries, First Actuarial

The dam is full - manage the sluices — 7 comments

henry tapper wrote 4 months ago: the dam is breaking It can’t be much fun at the ABI these days. The FSA are investigating mis- … more →

Tags: Pensions, De-Risking, Annuity, Customer Service, pension playpen, Actuaries, London, Pension, Insurance

NEST Insight; what the 11m+ "unpensioned" think. — 8 comments

henry tapper wrote 4 months ago: NEST has produced a chunky report that “takes the temperature of automatic enrolment”. T … more →

Tags: Pensions, Retirement, Personal Accounts, Customer Service, Nest, liberal democrats, Corporate Governance, auto-enrolment, Leadership

Vertical disintegration — 17 comments

henry tapper wrote 5 months ago: 14 of the largest insurer offering pension plans have agreed to publish the true costs of the funds … more →

Tags: Pensions, dc pensions, auto-enrolment, Hargreaves-Lansdowne, Pension, Insurance, Hargreaves Lansdown, Tom McPhail, active management


Related Tags
All →

Follow this tag via RSS