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Debt Collection A to Z: E is for Emotional Distress

Dealing with debt can be stressful.  Finding the money to pay, prioritizing payments, and developing a plan for eventual payoff require some forethought.  Undoubtedly there are times when folks get behind on their debts and obligations. 248 more words

Consumer Law/Consumer Protection

Jai-Alai Corporation v. BPI [G.R. No. L-29432. August 6, 1975]

FACTS

Petitioner deposited to respondent bank several checks acquired through forged indorsements. The respondent bank debited petitioner’s account.

ISSUE

Whether or not there exists creditor-debtor relationship between petitioner and respondent. 75 more words

Case Digests

California's Security First Rule

While I’ve covered several different consumer law topics over the course of my blog, I have yet to touch on the issues and rules associated with mortgages. 588 more words

Debtor

WHAT DISCLOSURES MUST A COLLECTION AGENCY PROVIDE A DEBTOR?

Typically, a collection agency begins its efforts with an introductory letter. This letter usually contains the required legal disclosures, which include:
• The amount of the debt, 184 more words