Some of these tips may be common sense, but you would be surprised at how many files come across my desk where just a few simple steps could have significantly improved the client’s credit score. 601 more words
Credit scores are like your driving record: They take into account years of past behavior, not just your present actions.
In addition to making the right moves, you also have to be consistent. 639 more words
There are two major credit bureaus in Canada, Equifax and Transunion. Although they don’t technically publish their “secret” mathematical formula, several ex-employees have pulled back the curtain on the MIGHTY WIZARDS OF OZ! 335 more words
A common mistake people make when trying to build up their credit is applying for new credit too rapidly. Many people apply for a card and get approved (or denied) and then go to apply at another bank or retail store. 168 more words