The answer has just arrived and Baker Realty is proud to introduce Equity Lock Financial. Now, thanks to Equity Lock Financial, you can make that purchase and protect your asset from declines in the market.

 Home Price Protection(TM) contracts represent a unique way for homeowners to protect themselves against market declines. Under the contracts, EquityLock pays homeowners if they sell their home when the market has dropped, in an amount equal to the percentage downturn of their local market index. 

For example, if an EquityLock customer purchases a home for $300,000 and his local market has declined by 5% by the time he sells his home, EquityLock will pay the customer $15,000 at the time of the sale. This payment is made regardless of the customer’s sale price and regardless of whether the customer sold his home for more or less than he paid for it. 

Most savy investors always have a back up plan when it comes to hedging large investments.   Consider EquityLock that backup plan for the everyday homeowner, hedging their biggest investment.   The contracts offer peace of mind knowing that if you had to move when the market was down in your area, you won’t lose out on any of the hard earned equity you have built into your home. 

Not only can the average homeowner purchase the contract, but EquityLock also offers this program to Sellers as an incentive to make their listing more appealing. Sellers seem to have no responsibility as to the true value of the home they are advertising. Purchasing Home Price Protection (TM) for a buyer lets that buyer know that the seller stands behind their product.   Buyers will also know that they have protected the original value of the home at the time they purchased it.  The program has been in the works for years and is now available nationwide thru Baker Realty Group.