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Bitcoin Foundation Urges Court to Dismiss Charge in Florida LocalBitcoins Case - CoinDesk

Bitcoin Foundation Urges Court to Dismiss Charge in Florida LocalBitcoins Case
CoinDesk
The Bitcoin Foundation, the digital currency's chief trade organization, has filed an amicus brief in connection with a Florida state criminal case involving Pascal Reid, a LocalBitcoins.com user who was arrested and charged with operating an …

Bitcoin

Retail Analytics Head - USA

Job Oppty in the US for Retail Analytics head in a Fortune 500 SI.

Email cv@exult-consulting.com

#jobs #retail #analytics #recruit #sas

Finance

Should Investor choose Dividend or Rental Income- Investor perspective


Food for thought for Priority Investor – Dividend and Rental Income approach

After 2008 global turmoil, there has been a debate on earning from dividend yield stocks and earning from rental property (Residential and as well as commercial). 86 more words

Finance

How I Saved $200 on Text Books

Yeah, every uni student hates text books. Paying hundreds of dollars for books you’ll sparsely read and are often written by the lecturer themselves (nothing like shamelessly plugging your own work, right?) ain’t ideal. 635 more words

Books

Russia to ban Bitcoin…again - CryptoCoinsNews


CoinTelegraph

Russia to ban Bitcoin…again
CryptoCoinsNews
One of the largest news agencies in Russia, RIA Novosti, reported today that the Russian Finance Ministry is preparing a bill to prohibit cryptocurrencies. 41 more words

Finance

A Mound of Forgotten Money, and Even You May Have a Claim

Celebrities dot New York State’s list of those who have never claimed money totaling billions from forgotten savings accounts, security deposits and the like.



via NYT > Your Money http://ift.tt/UGxDrS

IFTTT

小房企逼高利贷降息 民间债权人拿回本金就万幸

“我们现在准备开债权人大会,逼他们把利息降下来,一起共渡难关,不降连本也还不了,只能一起死。”湖北某市一家房企董事李斌(化名)告诉《华夏时报》记者,日前已有几家房企将四五分的高利贷降到月息2分左右。

如今,全国各地的救市浪潮已经席卷而来,融资渠道狭窄的多家小房企老板对记者表示,不想“倒在黎明前”,目前正通过降价甩卖房子、转让项目股权、放缓施工速度等方式展开自救,而李斌公司更是另辟蹊径,以实体企业名义从银行贷款输血地产。

“除了政府救市,最关键是银行要把利率降下来,也许我们扛过今年又好了。”中部某省会城市一位小房企营销总监对记者说,活下去。

逼高利贷降息

一个月前,李斌还在四处借钱,为公司资金周转困难焦虑不已,但如今,用他自己的话说,已是“死猪不怕开水烫”。

目前,李斌公司欠下将近一个亿的高利贷,平均月息5分,一个月光利息就要四五百万元,如果按复利和综合成本计算,一年下来利息近1个亿,公司将不堪重负。

“5分利息一般是救急,如果是常态肯定会死,但有时候原本只打算借一个月周转,结果到期还不上,拖三五个月,将短期拖成了长期,利滚利,一年利息就赶上本金了。”李斌说,公司往往只能拆东墙补西墙。

如今让李斌如释重负的是,在他的朋友圈内,已经有两家房企采取与债权人商谈,成功将高利贷回归到普通民间借贷,月息降到2分左右。

“都 是直接跟债权人说,现在很困难,回笼一笔资金后,不要逼我们还,先付工程款,给我们一个月、三个月甚至半年的时间,到时候连本带息一起还,如果对方不同 意,就谈第二种方式,先还本金,利息等以后赚了钱再给,再不行就干脆不谈了。”李斌说,如果债主步步紧逼,最后只能鱼死网破,但只要房企没有故意转移财 产,债主们还是愿意让步。

Finance