Lost your password?

Blogs about: Hoepa

Featured Blog

Current Issues in Credit Unions #42.

Rob Rutkowski wrote 1 month ago: This month, Faith, Katherine & Rob bring you the following topics: –Credit CARD Act update … more →

Tags: Current Issues in Credit Unions, consumer protection agency, credit card act, Pandemic, Regulation GG, The Protocol, twitter

New Changes Take Effect

corypolk wrote 2 months ago: This a companion piece to a blog that I wrote a month ago regarding changes to MDIA, HOEPA and HERA. … more →

Tags: Reg Z, TILA, mdia, HPML, higher Priced Mortgage Loan, Home Ownership and Equity Protection Act, section 32, Section 3.5

“WHY Do I Need A Forensic Mortgage Audit?’ Lessons In Debt, Credit And Home Ownership

Janet Folkerts, CCC wrote 2 months ago: IF you have purchased a house in the past 5-7 years with a bank mortgage then you would be wise to h … more →

Tags: CONSUMER LAW and ADVOCATES, forensic audit, mortgage audit, closing documents, RESPA, Real Estate, Home Owner Equity, Good Faith Estimate, Compliance

Borrower Protections/New Disclosures

michaelpfeffer wrote 5 months ago: In late 2008, the Home Ownership and Equity Protection Act (HOEPA) and the Housing and Economic Reco … more →

Tags: Guidelines, Industry News, Hera, Disclosures

New Changes are good for the consumer...1 comment

corypolk wrote 5 months ago: Hello World- So there have been new laws passed in the effort to protect the consumer,  all are chan … more →

Tags: Real Estate, Reg Z, Changes in the Mortgage Industry, TILA, mdia

Pretender Lenders2 comments

timothymccandless wrote 5 months ago: — read and weep. Game Over. Over the next 6-12 months the entire foreclosure mess is going to be tur … more →

Tags: Eviction, foreclosure, I have a plan!, mortgage modification, predatory lending, real estate settlement procedures act, RESPA, stop foreclosure, TILA

The doan deal 3

timothymccandless wrote 5 months ago: California Civil Code 2923.6: California Courts’ Negative Rulings to Homeowners. By Michael Doan on … more →

Tags: I have a plan!, stop foreclosure, civil code 2923.5, Eviction, civil code 2924, mortgage meltdown, foreclosure, lis pendence, bankruptcy

FORECLOSURE DEFENSE: CALIFORNIA SOMETIMES IT’S THE LITTLE THINGS THAT COUNT2 comments

timothymccandless wrote 7 months ago: As I continue through this journey through the maze created by lenders, investment bankers, title ag … more →

Tags: foreclosure, stop foreclosure, bankruptcy, loan audit, I have a plan!, 2923.6, 2923.5, civil code 2923.5, civil code 2924

Borrowers' Defenses to Forclosure

timothymccandless wrote 8 months ago: A great source of information you can use, and since the Guy is in Washington I can give him all the … more →

Tags: foreclosure, predatory lending, Eviction, mortgage modification, stop foreclosure, truth in lending, real estate settlement procedures act, TILA, RESPA

United First Class Action8 comments

timothymccandless wrote 9 months ago: On Saturday March 7,2009 a meeting was held for 200 plus victims of the United First equity save you … more →

Tags: foreclosure, predatory lending, Eviction, mortgage modification, stop foreclosure, truth in lending, real estate settlement procedures act, TILA, RESPA

Lawyers that get it Niel Garfield list

timothymccandless wrote 10 months ago: Lawyers that get it Niel Garfield list lawyers-that-get-it-02092 … more →

Tags: foreclosure, predatory lending, Eviction, mortgage modification, stop foreclosure, truth in lending, real estate settlement procedures act, TILA, RESPA

$8.4 Billion Countrywide Settlement... and why they only lower the interest!2 comments

timothymccandless wrote 10 months ago: I have gotten a number of calls asking if the home ownership retention program announced by Bank of … more →

Tags: foreclosure, mortgage modification, stop foreclosure, loan audit, California, mortgage meltdown, Litigation, bankruptcy,

The Doan deal 1 comment

timothymccandless wrote 10 months ago: California Civil Code 2923.6 enforces and promotes loan modifications to stop foreclosure in the sta … more →

Tags: foreclosure, predatory lending, Eviction, mortgage modification, stop foreclosure, real estate settlement procedures act, RESPA, cramdown, loan audit

My plan for Loan Modifications i.e. Attorney loan mod1 comment

timothymccandless wrote 10 months ago: Recent Loan Modification studies have shown that a large percentage of traditional loan modification … more →

Tags: foreclosure, predatory lending, mortgage modification, stop foreclosure, truth in lending, real estate settlement procedures act, TILA, RESPA, bankruptcy

2923.6 complaint

timothymccandless wrote 11 months ago: form29236complaint … more →

Tags: foreclosure, predatory lending, Eviction, mortgage modification, stop foreclosure, cramdown, loan audit, civil code 2923.5, civil code 2924

Darling v. Indymac Bank (TILA Audit)

Mortgage Auditor wrote 11 months ago: Darling v. Indymac Bank, F.S.B., No. 06-123-B-W (D.Me. 12/03/2007) [1] UNITED STATES DISTRICT COURT … more →

Tags: Case Law, mortgage audit, mortgage law, predatory lending, RESPA, right to rescind, Truth in Lending Act, yield spread premium, deceptive lending practices

Smith v. Encore Credit Corp. (TILA/HOEPA/RESPA)1 comment

Mortgage Auditor wrote 11 months ago: Smith v. Encore Credit Corp., No. 4:08 CV 1462 (N.D.Ohio 12/09/2008) [1] UNITED STATES DISTRICT COUR … more →

Tags: Case Law, foreclosure defense, legislation, mortgage law, predatory lending, RESPA, right to rescind, Truth in Lending Act, fighting foreclosure

HOEPA audit checklist

timothymccandless wrote 11 months ago: tilaworksheet-2 … more →

Tags: foreclosure, predatory lending, mortgage modification, stop foreclosure, real estate settlement procedures act, TILA, RESPA, cramdown, loan audit

Never sign a stack of papers...

timothymccandless wrote 11 months ago: FORGERY: This criminal case involves a conviction for forgery of a deed of trust. [NOTE: The crime o … more →

Tags: foreclosure, predatory lending, Eviction, bankruptcy, California, mortgage meltdown, Litigation, Chapter 13, fraud


Have your say. Start a blog.

See our free features →

Related Tags
All →

Follow this tag via RSS