Tags » Home Loan

Why mortgage rates haven’t risen as expected

By most estimates, mortgage rates were expected to climb this year, with rates on the 30-year fixed-rate mortgage predicted to exceed 5%. Instead, rates are now lower than they were this time in 2013 — much to the advantage of mortgage shoppers. 539 more words


With Mortgage Rates Ultra-Low, Purchase Loans More Likely To Get Approved Than Refinances

Purchase Mortgages Dominate

With current mortgage rates low, purchase loans outnumber refinance ones.

In September, for the 15th straight month, U.S. lenders closed more loans for home buyers than for existing homeowners looking to refinance. 596 more words


6 Untrue Things People Say About FHA Mortgages & FHA Mortgage Rates

There are 6 common misconceptions about the FHA mortgage. Don’t let these falsehoods stand between you and a loan approval. Plus, with FHA mortgage rates at their lowest levels since June 2013, getting an FHA loan is extremely cheap right now. 1,018 more words


The Myths Behind the VA Home Loan

by Michael L. Baker

- Too expensive.

- Interest rate too high.

- Closing costs too much.

- The paperwork is a nightmare.

- I have 20% down, I don’t need a VA loan. 1,512 more words

Home Loan

Home loan

My husband and I are trying to qualify for a very small home loan so we have our own place when little Emma comes. My husband has been out if the marines for about 1.5 years and gets the G.I. 105 more words

The Loan Process

First, you need to prequalify for the loan with your financial institution. This involves answering a few simple questions, which in turn begins the application process. 242 more words

Buying A Home