Jadi anak sekolah, kita musti kreatif bung! Ngga cuma kreatif pas pelajaran seni aja. Kita juga musti kreatif dalam hal memanfaatkan waktu. Secara ya.. anak sekolah macam kita yang udah kelas XII punya tingkat kesibukannya cukup tinggi. Kerjaannya belajar-les-ngerjain soal – belajar lagi – les lagi – dst – dll. Nah lo kapan kita bisa main coba? Kalo kita ngga kreatif, niscaya dalam sekejap kesetresan akan menggelayuti dan predikat pelajar strespun bakal nyangkut. Ih amit-amit jabang baby lah ya… Nah… karena itu tuh, kita warga Simatupang mencoba mencari sebuah oase hiburan di tengah padatnya jadwal 8).

NONTON FILM

Salah satu cara yang bisa kita lakukan adalah nonton film bareng-bareng. Ngga perlu kluar banyak diut buat beli tiket bioskop, ngga perlu juga keluar duit buat beli bensin motor, pokoknya hemat! Gimana caranya? Hohoho MANFAATKAN FASILITAS SEKOLAH! Yeah ini adalah cara yang ekonomis, praktis, dan yang paling penting, semuanya bisa menikmati. Dengan modal in focus yang udah nggantung di lagit-langit, PC yang uada siap sedia di kelas, plus copy-an film (upsss ) kita bisa nonton film sepuasnya! Tapi dengan catatan, kita nontonnya pas lagi istirahat sama pelajaran kosong lho. Gile aje kalo lagi pelajaran nonton film. Bisa di gibang kita… ogah deh…

Eh bentar, tapi pernah juga ding nonton film bareng guru. Baru aja kemarin kita nonton 2012 bareng Mr. Kun sang master seni lukis Smansa. Sebenernya ngga sengaja si. Awalnya kita lagi bikin poster, tapi berhubung poster kita udah beres semua jadi nganggur deh. Trus ada yang request buat nonton film. Nah kebeneran ada yang bawa film baru plus Mr. Kun meng-ACC request kita. Ya udah… tunggu apa lagi… let’s enjoy the film tah? hohoho

2012

Semua warga Simatupang memposisikan diri di kursi masing-masing. Bersiap untuk menikmati film yang cukup booming ini. Di menit-menit pertama, para pemirsa masih konsen ke film. Tapi setelah beberapa menit menikmati prolog, request para pemirsa buat di skip mulai bermunculan.

“Cepetin aja lah… yang ini mbosenin! Langsung ke klimaksnya aja!”

Gitu tuh requestnya anak-anak sama operator film (Fika). Tapi emang bener si, awal scene tu emnag mbosenin banget. Jadi kaya nyritain fakta-fakta yang ada diberbagai daerah gitu deh. Sedangkan yang kita tunggu-tunggu adalah scene klimaksnya. Yang jalan-jalan pada retak, gedung – gedung pada runtuh, tsunami yang dahsyat dan hal-hal lainnya yang bisa bikin kita ngeri! Akhirnya kita sering main skip-skipan di adegan mbosenin deh. Heheh

At list, film ini cukup menghibur tapi cuma bagian bencananya aja. Yang lain-lainnya biasa aja. Efek visualnya cukup oye, warga Simatupang pada tanya gimana cara bikinnya. Ya mana ada yang tau lah ya.. itu bikinnya udah pake software tingkat imba! Mending sekarang belajar Corel dulu deh dikatamin. Hhehehehe

Yeah begitulah cerita nonton film kita. Walo singkat, tapi kita cukup terhibur. So, let’s explore you creativity anywhere, anytime, and with anything! ^^

(Uzenc)

Terpujilah wahai engkau ibu bapak guru

Namamu akan selalu hidup dalam sanubariku

Semua baktimu akan ku ukir di dalam hatiku

Sebagai prasasti terima kasihku tuk pengabdianmu

Engkau sebagai pelita dalam kegelapan

Engkau laksana embun penyejuk dalam kehausan

Engkau patriot pahlawan bangsa

Tanpa tanda jasa

Suerrr… kalo denger lagu ini rasanya mau nangis! Ngga bohong deh. Kaya kemarin pas hari Rabu sore abis praktikum kimia yang terakhir. Bertepatan sama hari guru, kita nyanyiin Hymne Guru buat Bu Atun yang ngajarin kita kimia dari kelas XI. Ya ampuuuun.. euforianya mengharukan banget       ! Di tambah lagi beliau cerita kalau sebentar lagi bakal pensiun. Hiks. Pasti kita bakal kangen banget sama raut muka beliau yang dingin tetapi sebenernya menyimpan kehangatan, kasih sayang, dan ilmu yang sebagian besar udah diajarkan ke kita. We love you mom, thanks for everything. Doakan kami lulus 100%, bisa ketrima di universitas impian, suskes dunia akhirat! Amiiiin ^^

PS:  kita si nyanyi buat Pak Komarii~, tapi pas di nyanyiin, Pak Komari tau” ngibrit ke kope ko, entah kenapa, malu mungkin,hahahaha, katanya si Pak KOmari ngerasa belum pantas menerimanya, tapi ya klo gak ada Pak Komari sapa yang bakal ngakarin kita tentang Biologi kn, hhoho,, dan buat semua guru yang gak kita nyanyiin, kita ngucapin TERIMA KASIH ,

(Uzenc–tiiaraaa)

To my readers,

A story about a IIT-IIMA-ian guy Krish Malhotra & economics gold medalist as well as IIMA-ian girl Ananya Swaminathan… The first person is Punjabi & the latter Tamil brahmin…

Before going into it, I have something to say about the coverpage [read- an interesting wrapper], while i turned the book over, i saw something written over there, which was something like this..

In all over the the world,
A boy loves a girl , the girl loves him too & they get married..

In India,
A boy loves a girl, the girl also loves him..
The boy’s family love the girl, the girls family love the boy too…
The boy’s family love the girl’s family & the girl’s family also love the boy’s family…
The boy & the girl still love each other…
They get married….

These lines gave birth to two thoughts in my mind in succession ..

1.yes , its correct..

2.That is our love & priority to our parents…

Then I started reading the book… I had to cross many hurdles to read the book… like ******* practicals[read- semestar practicals], Avishek da( who even called me up around 4.30 am on my birthday asking for the book) & some more things which are too personal to disclose…
Today morning only I finished ‘2 states’….& I started with my review about this book…

Here goes the characters [read- lovers & villains] one by one in my views ……

1.Krish is great throughout… a nicely sketched character by Mr.Bhagat… he is simple, not a book-worm(Don’t mind IIT-ians, i’m not trying to discose anything about your character anyway.. no hard feelings), sympathetic, confused sometimes, hard-worker, charming..and yes a great lover… (I will surely mind wearing a ‘lungi’ which belongs to my father-in-law!!!)

2.Ananya… feminist of course.. confident, proud( of course she will be, she is an IIMA-ian indeed) the charm of the book till the Goa act…a bit impatient….and of course how can i forget about her beauty… in my words ‘a multicoloured butterfly’… But lastly i wanna quote a line from the book, “The word ‘future’ & women is a dangerous combination”…she is no different….

3. Krish’s mom[read- sometimes the cause of my red face while reading the book] A real mom… rather a real punjabi DNA…but she loved her son.. & as she faced such[you will get it while reading the book] a life, the mistakes she made are easily forgivable..

4.Krish’s father A teriffically confusing character…. a former Army Officer who loves to shout at his better half… doesn’t love someone watchin his TV… but turns out to be the savior of Krish’s life atlast…..When he started to grow feelings for his son…. While he started to earn money???

5. Ananya’s parents Here I loved the sketching of characters by Mr.writer… I have only one thing in mind for the ‘harish-lovers’[don't make your brain work much.. read the book ..& you will get to know...]They are a good family, all they need to do is to change the way they eat…;)

The other characters are ’sweet and salty’…they add a special flavour to ‘two states’…

The book is an awesome treat to read..They way Chetan Bhagat described how 2 states came closer & closer is inexplicable…I’m sure anyone can enjoy the book with the couple from Del’-'nai* (Krish & Ananya…I’m sure if Ananya was for real she would have called me in my personal no. to change it to Ananya & Krish.. but lucky me ,lucky Krish..)

But Lastly, here I throw a question for everyone… specially guys…”I couldn’t make out, a superp sexy girl like Ananya is hanging out with a guy like Krish( who doesn’t even have any other friend to discuss about.. leave friend-circle!!! )… and the other guys of IIM saw them , cutting their nails with their inborn nail-cutters(teeth)..!!thats starnge.. Isn’t it!! “

By Souvick Mazumder

PS- By the way, I forgot to tell you.. the ****** [read- physical closeness] parts are also nicely described…
*Del’-'nai – Delhi + Chennai

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The lopsided church of St Vincent has stood in the village of Littlebourne since the 13th century, in the diocese of the Archbishop of Canterbury.

Its 87 regular worshippers, mostly retired or nearing retirement, managed to raise £50,000 last year through coffee mornings and cake sales. Of that, more than £34,000 went to the diocese to help to pay for clergy and clergy pensions.

The ten worshippers in the neighbouring church of Stodmarsh, also under the cure of the Rev John Allan, raised nearly £5,000, of which a quarter went to the diocese. The other two parishes in the benefice, Ickham and Wickhambreaux, with only 35 worshippers between them, raised £25,000 and contributed £11,000 in quota.

It costs about £40,000 a year to “run” a stipendiary parish priest in the Church of England. As the combined quota of the four parishes came to more than £50,000, worshippers assumed that when Mr Allan announced that he had to retire next January because of ill health, they would be given a replacement. But instead, they claim that they have been advised that even if they raised £1 million, they would not get another full-time priest.

They are to be given instead a “house-for-duty” priest, an unpaid part-timer. In return for free accommodation in the vicarage, he will work three days a week.

Denis Ball, the Ickham treasurer, said: “How can anybody possibly carry out in three days the services in four churches, the visiting for bereavement, marriages, christenings and other time-consuming pastoral matters, to say nothing of parochial church council meetings, promoting Lenten and other courses, writing service sheets and the church magazine and playing a part in and preferably governing the two church schools in the benefice?”

He said that the cutbacks contributed to the impression of a “dying and divided church”.

“Let us have the full-time rector we are paying for, and who would gladly come to us, instead of adding to the impression of a church whose principal task seems to be the management of decline,” he said.

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//

The Church of England is facing the loss of as many as one in ten paid clergy in the next five years and internal documents seen by The Times admit that the traditional model of a vicar in every parish is over.

The credit crunch and a pension funding crisis have left dioceses facing massive restructuring programmes. Church statistics show that between 2000 and 2013 stipendiary or paid clergy numbers will have fallen by nearly a quarter.

According to figures on the Church of England website, there will be an 8.3 per cent decrease in paid clergy in the next four years, from 8,400 this year to 7,700 in to 2013. This represents a 22.5 per cent decrease since 2000. If this trend continues in just over 50 years there will be no full-time paid clergy left in Britain’s 13,000 parishes serving 16,000 churches.

Jobs will instead be filled by unpaid part-timers, giving rise to fears about the quality of parish ministry. Combined with a big reduction in churchgoing, the figures will add weight to the campaign for disestablishment.

Nine meetings with bishops, diocesan and cathedral staff were held in London this summer to discuss the crisis. A Church report on the meetings released yesterday to The Times describes the traditional model of a stipendiary vicar in every parish as “broken in much of the country”.

This week the Archbishops’ Council approved a plan to make Anglican clergy work until the age of 68 to help to save the Church from its multimillion-pound pensions shortfall.

Increased life expectancy, combined with greater regulation and the credit crunch, has left the Church’s pension scheme with liabilities of £813 million, almost double the £461 million market value of its assets.

The scheme, created in 1998 and partly funded by churchgoers who are being asked to put more in the collection pot than ever before, has been especially hard hit because all of its investments were placed in the stock market at the end of the 1990s.

One diocese that is particularly struggling is Winchester, where a meeting of the diocesan synod this morning will discuss proposals to cut clergy posts to save £1 million.

In Littlebourne, in the Arcbhishop of Canterbury’s diocese in Canterbury, a benefice that contributes more than £50,000 is protesting at being told that it can have only an unpaid, part-time priest.In a new pattern of ministry mirrored throughout the country the benefice is to be placed in a “cluster” with a neighbouring benefice and will share the neighbour’s stipendiary priest.

A spokesperson for the Diocese of Oxford told The Times: “We have been reducing the number of clergy for a number of years. We are a big diocese and don’t want to take more than our fair share — that’s happening right across the church.”

Even in the wealthy diocese of Salisbury, where there is a projected budget increase of 1.8 per cent, the 214 full-time stipendiary clergy in 2008 are to be cut to 203 by 2016.

The Rev David Houlding, the chairman of clergy in the London diocese, said: “The bottom line is that the money which pays for the Church comes from people in the pew. The income of the Church of England is seriously threatened at the moment because people do not have the money because of the credit crunch.”

About one in sixty people worships with the Church of England on an average Sunday. This is projected to drop to less than one in 600 by 2050. The average age of a British Anglican worshipper was 37 in 1980, but is expected to rise to 67 by 2050.

Terry Sanderson, of the National Secular Society, said: “Such numbers remove the last vestige of justification for the Church’s establishment. It is no longer representative of the nation and will become progressively less able to fulfil its claimed nationwide service.

“Establishment gives bishops significant power and this is simply illegitimate and undemocratic. It is quite clear that the Church of England is, to all extents and purposes, finished.”

A Church of England spokesman said: “It’s nice to have ‘our’ vicar and ‘our church’. However, most people recognise that this is not the situation.” The cut in clergy was not related to money but to vocations. “The bigger pressure is the really quite encouraging number of ordinations is not as big as the number of those retiring.”Mbt sale  Mbt Sport    Mbt Chapa  Mbt Lami    MBT shoes

An immediate investigation to uncover the true extent of death rates across the NHS has been ordered by the Health Secretary after scandals at two hospital trusts.Mbt shoe    Mbt sport shoes    Mbt walking shoes

Amid claims that patients are dying due to poor care in at least 27 hospitals around the country, Andy Burnham said that patient safety was paramount and must take precedence above all else.

His comments come after the head of a foundation trust in Colchester, Essex, was sacked over concerns about high death rates, leadership and waiting times.

Failings in patient care had previously been linked to the deaths of between 70 and 400 patients at Basildon and Thurrock NHS Foundation Trust, also in Essex.

Mr Burnham used a speech at the Royal College of Midwives conference in Manchester to promise tougher action, saying that he had told the Care Quality Commission (CQC) to “establish immediately whether there are any other trusts at which similar issues demand immediate investigation”.

Monitor, which oversees NHS foundation trusts, removed Richard Bourne as chairman of Colchester Hospital University NHS Foundation Trust yesterday after the trust failed to meet waiting time targets for nine months.

A taskforce of senior doctors and nurses was also sent to force improvements at Basildon and Thurrock after a damning report found poor hygiene and standards of care.Mbt shoe  Mbt lami shoes   Mbt Chapa

The death rate at the trust was about a third higher than the national average, while at Colchester it was about 12 per cent higher.

Dozens of trusts could now be investigated by the CQC, which monitors data on mortality rates for all trusts in England. Overall, there have been 121 alerts on high death rates over the past two years that have required investigations.

The alerts, based on information from the Dr Foster Unit at Imperial College London and the CQC, are triggered if numbers of deaths among hospital patients are significantly higher than expected.

The Conservatives claimed that at least 25 other hospital trusts had death rates higher than the national average last year, with at least 3,100 more deaths than would have been expected in 2007-08.

Cynthia Bower, the chief executive of the CQC, welcomed Mr Burnham’s request. She said: “We are constantly vigilant about safety on behalf of patients. This includes monitoring death rates across the NHS as well as other quality of care issues.

“Statistics can raise questions but cannot always provide answers. You need to follow up by carrying out inspections, talking to staff and listening to people who use the services and that is what CQC does. We can and do act swiftly wherever we find reasons for concern.”

The Patients Association said that people had been appallingly let down by standards of care at the two trusts in Essex.

The Colchester trust, which serves about 370,000 people in northeast Essex, had slipped from “excellent” to “fair”, according to the CQC’s rating last year. Sir Peter Dixon has been appointed interim chairman of the trust.

At Basildon and Thurrock, CQC inspectors had found blood-splattered equipment and soiled mattresses. Equipment that should have been used once was being used repeatedly and resuscitation room equipment was past its use-by date.

There will be a trace of schadenfreude in Western financial capitals about Dubai’s financial woes this week. During the economic downturn, it has been easy for businesses in the Gulf, buoyed by petrodollars, to buy Western assets cheaply. Sovereign wealth funds have in effect acted as private banks, with minimal disclosure, for the oil-rich to go on a corporate shopping spree in Europe and the US.

But any mild satisfaction at Dubai’s misfortune would be seriously misplaced. Amid the financial market ructions, one message should be stressed by policymakers: it is important that Dubai succeed. The liberal economic order of open markets and free trade is the most effective means of repairing the economic damage wreaked by awesome financial mismanagement.

The world was alerted to Dubai’s problems by a brief statement about the corporate restructuring of Dubai World. It sparked convulsion on world stock markets. The state-owned company, one of the biggest in the United Arab Emirates, is having difficulty in repaying $60 billion in debt. The story is bigger than Dubai. In 2007-08 the Western financial system all but collapsed under a cascade of bad debts. Investors are apprehensive that the debt problems of Dubai and the exposure of Western banks might mark a new stage in the global financial crisis.

After the collapse of Lehman Brothers in September last year, when a credit squeeze turned to a full-blown financial panic, policymakers responded swiftly. They bailed out the banks, slashed interest rates and launched huge public spending programmes. Stock markets stabilised in March and have since recovered strongly. Investors have bet that the risk of economic catastrophe has receded and that the banks are now secure. They must now ask whether the signs of recovery were a false dawn.

Dubai’s authorities have acted badly. This week’s revelations were not only unexpected; they were also delivered just as the Gulf states shut up shop for an extended holiday. This is the action of a company that seems to think that it can operate in a globalised marketplace only when it suits its purposes. For months, the authorities in the heavily indebted city-state had given every indication that financial conditions were smooth. Dubai World’s subsidary company Nakheel has $4 billion of debt that is due to be repaid next month. Bondholders have suddently been asked to extend the maturity of that debt.

To describe the operations of Dubai World as opaque would be euphemistic to the point of flattery. Investors have been misled by incomplete information. Officials have continually said that Dubai will pay its debt, but have carefully refrained from stating that it would be repaid on the dates due.

Dubai is an autocracy with secretive financial dealings, but it shows nonetheless the possibility of free markets in the Middle East. It represents an alternative — which includes Islamic banking — to the systems of Riyadh and Tehran, founded in their different ways on theocratic absolutism. The troubled debt in question also represents a form of Islamic finance that has an important role to play in integrating the Muslim world into the global free-market system.

This is the story in microcosm of the whole financial crisis. A huge speculative bubble in real estate is a symptom developed from the availability of cheap credit. There are belated but important principles that the Dubai authorities need now to absorb. The emirate’s financial dealings must become more transparent. Abu Dhabi, always jealous of its flashier neighbour, must be clear about its assistance or otherwise to its fellow emirate. Nor can Dubai hope to operate in its own little world.

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People who work in the City have always had a dark sense of humour. Accordingly, there was a saying doing the rounds in the Square Mile and Canary Wharf: “It’s Mumbai, Shanghai, Dubai or goodbye.”Shoes Mbt    Mbt Chapa    Mbt Sport

In other words, unless you were prepared to deal with or work in at least one of these emerging financial centres, you could forget a sustainable business or career.

Suddenly, though, one of those options is off the agenda. And the situation unfolding in Dubai could be good for the UK financial services industry in particular, and Britain in general.

That may not seem obvious, since British banks appear to have more exposure than their peers to the United Arab Emirates, much of it in Dubai. But the chances are that, after this setback, Dubai’s ambitions of becoming a serious financial centre are over. Leading global financial spheres don’t even raise the possibility of defaulting on their debts.

Throughout the past decade, the balance of world economic power has been shifting from West to East. China, with its mighty manufacturing sector, India, with its highly educated middle class and Dubai, with its meteoric rise, jaw-dropping architecture and party scene, all epitomised the potential riches on offer. Why, it was asked, would anyone want to invest in dreary, mature markets, such as Britain?

But Dubai has given a reminder, highlighting that emerging markets are, by definition, risky.

It is only sad that a reminder was necessary. After the collapse of the Iron Curtain, investors flocked in the early 1990s to Russia, anxious to enjoy the returns offered by its own unique form of capitalism. Shoes Mbt   Mbt sport white   Mbt walking shoes

However, when Russia defaulted on its debts in 1998, there was a rude awakening. The laws of property ownership did not work as they did in established financial centres such as London and New York. There wasn’t the transparency that investors were used to in those places — nor the same level of communication. Most seriously, when things started to go wrong, there was no due process in place.

While the problems in Dubai may not prove as serious as first thought appeared to be the case — and there are certainly plenty of City folk arguing that the panic is being overdone — similar questions are now being asked about the desert state.

Investors in Dubai-based assets are realising that they may not get all their money back.

The wave of money and power shifting from West to East may be unstoppable. But perhaps Dubai will remind investors that, in comparison with emerging markets, business in Britain and the West still has advantages.

The spectre of “Financial Crisis 2” continued to loom over global markets yesterday after Dubai’s revelation that it may not be able to meet its debt obligations.

Stock markets in Asia and the United States fell sharply while the dollar and Japanese yen rose as investors shifted their money to their perceived safety.

UK banks were also revealed to be the biggest lenders to the United Arab Emirates, which includes Dubai, with more than $50 billion owed by the Gulf state’s residents.

In another blow to the beleaguered UK banking sector, the Royal Bank of Scotland emerged as the largest single loan-arranger to Dubai World, the state-owned conglomerate that sparked this latest financial crisis when it sought a standstill on its debt repayments on Wednesday.

RBS, which is owned by British taxpayers, has arranged loans worth up to $2.3 billion to Dubai World.

The Financial Services Authority, the regulator, is understood to have sought assurances from banks that their exposure to Dubai will not threaten their financial strength. The FSA said it would continue to keep a close eye on the situation.

Dubai World, which owns a range of assets including the Turnberry golf club in southwest Scotland, sparked panic when it asked for the debt standstill. The company has liabilities of $60 billion and its Nakheel property division, which built the Palm Jumeirah development where the footballers David Beckham and Michael Owen own houses, was due to repay a $3.5 billion bond next month.

The standstill has raised the prospect that Dubai World and, by extension, the government of Dubai might default on their debt.

As the drama in Dubai has unfolded, financial traders have had to come to terms with the possibility that other countries may also struggle to repay their ballooning debts in coming months.

This has sparked fears that we may be entering another phase in the financial crisis should lenders take fright and hold on to their cash rather than lend it, leading to another seizure in the world economy.

“If you look to government balance sheets around the world you’ll find plenty of potential banana skins,” said Jim Reid, strategist at Deutsche Bank. “Given the nature of this crisis the probability of further sovereign events remains elevated.”

Bank of America analysts also warned that Dubai’s crisis could trigger a wider problem as countries default on their debts, resulting in a “major step back” in the global economic recovery. Another analyst dubbed this scenario “Financial Crisis 2”.

One indication of the fear among investors has been the rise in credit default swaps (CDS), which is the cost of insurance against a debtor defaulting.

Dubai’s CDSs rose by 134 basis points yesterday to 675, meaning insuring $10 million of the emirate’s debt would cost $675,000. This is just $30,000 short of the amount Lehman Brothers’ CDSs were trading for just before the bank went bust last year. The CDSs for countries including Malaysia, Thailand, Latvia and Hungary also all rose yesterday.

Gordon Brown attempted to calm growing panic over the threat to a global economic recovery. Speaking at a Commonwealth summit in Port of Spain, Trinidad, Mr Brown said: “While it is a setback, I think we will find it is not on the scale of previous problems we have dealt with. I think global recovery has depended on monetary action and fiscal stimulus.”

British banks are among the most vulnerable to a potential Dubai World debt default, partly because of the strong historical ties between the countries — Dubai was a British protectorate until 1971.

Goldman Sachs estimated that HSBC, Britain’s largest bank, could lose up to $611 million if Dubai World defaulted. The bank has a total of $15.9 billion loaned to the UAE.

Standard Chartered, another British bank, could lose up to $177 million if Dubai World defaults, while RBS is the biggest potential loser with an exposure up to $2.3 billion.

More than £14 billion was written off the value of British banks on Thursday but the FTSE 100 regained momentum yesterday and rose 51.6 points, or 1 per cent, to 5,245.73.

However, Asian stock markets fell heavily yesterday and the Dow Jones Industrial Average in New York was also down 133.24 points, or 1.3 per cent, to 10,331.16.

The yen rose to a 14-year high and the US dollar was also up against many currencies as investors fled to these safe havens. Meanwhile, commodities fell as Dubai’s difficulties raised the prospect of the global economic recovery stalling. Oil was down $2.20 to $75.76 and other commodities such as copper were also down.

Dubai has grown rapidly in recent years but this has been fuelled by debt as the emirate has borrowed heavily to build property and buy overseas assets, including the QE2, which has been converted into a hotel.

Dubai is estimated to have total debts of $88 billion but investors had assumed that this would be manageable because, if worst came to worst, the emirate could be bailed out by Abu Dhabi, its oil-rich neighbour.

Abu Dhabi’s sovereign wealth funds have reserves estimated at over $700 billion, so a bailout of Dubai is easily within its reach. This implied guarantee has helped calm investor fears over Dubai’s debt burden in the past but Abu Dhabi’s decision not to help Dubai World with its Nakheel bond hints at a possible breakdown in relations between the two emirates.Mbt shoes sale   Mbt sport black   Mbt m  walk shoes

Sources in Abu Dhabi suggested that it might be waiting for Dubai to falter before stepping in with a rescue package, securing assets for a fraction of their current cost.

Alternatively, Dubai may be on its own — an outcome that could cost British banks dearly. It may also be forced into a firesale of its assets, which include a 20 per cent stake in Cirque de Soliel, the circus troupe.

Until the diplomatic situation between Dubai and its potential white-knight neighbour becomes clearer, the threat of Dubai’s debt problems spreading to other countries will continue to stalk global markets.

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The City is preparing for years of “disastrous” interference from Brussels after a protectionist Frenchman took charge of regulating banks and financial institutions yesterday.Mbts   Mbt Sport    Mbt walking shoes

As Commissioner for the Internal Market, Michel Barnier, the former French Foreign Minister, will draft all future EU laws for the banking and finance services sectors that are key to Britain’s economy and recovery. Mr Barnier was handed the five-year post after intense lobbying by President Sarkozy. His appointment is certain to generate fresh controversy over Gordon Brown’s acceptance of Baroness Ashton of Upholland as the EU’s new foreign minister. Critics said that Mr Brown had been comprehensively outmanoeuvred.

One senior City source said: “This is a disaster. They have appointed an incredibly prescriptive French politician who is hardline protectionist. He doesn’t care about Britain. This is a job which is critical for Britain, for the City, and it goes to the French.”

The only concession to British concerns was a last-minute agreement that Jonathan Faull, a British civil servant, will become Mr Barnier’s most senior civil servant as director-general of the internal market department.

Michael Fallon, a Tory MP on the Commons Treasury Select Committee, said: “Brown has been completely outwitted. We now have none of the three key economic jobs in Brussels. This has all happened at an incredibly dangerous moment when there are firm proposals which will govern regulations on banking, insurance, private equity and hedge funds.”

Mr Barnier has made his suspicions of markets well known. When he was the French Agriculture Minister he said he believed that the global food crisis of 2008 had been caused by “too much free market liberalism”.

In 2005 he attacked Britain’s rebate from the EU budget won by Margaret Thatcher, saying: “We simply believe, today, that the British rebate, this cheque that was conceived in another epoch, does not correspond to a fair breakdown.”

José Manuel Barroso, the Portuguese chief of the European Commission, insisted that he had not caved in to Mr Sarkozy. “There were many requests but these were my choices alone,” he said. “I do not give portfolios to countries. I attribute them to individuals, to Europeans.”

Mr Sarkozy’s victory represents a blow for Britain’s Europe policy. Government figures including Lord Mandelson had said Britain should hold out for an economic job in the new European Commission rather than accepting Lady Ashton as the new High Representative. It left the remaining field clear for the French, Germans and Spanish. The Germans won the new post of Energy Commissioner for Günther Oettinger, while Competition went to Joaquín Almunia of Spain. A Liberal Democrat, Olli Rehn, of Finland, will become Commissioner for Economic and Monetary Affairs.

Downing Street had insisted that it was fighting to stop financial services falling into French hands when key regulatory proposals on hedge funds, bank capital requirements and derivative trading were being prepared. Last night it was trying to secure a position in Mr Barnier’s seven-member “Cabinet” for a City figure.

William Hague, the Shadow Foreign Secretary, said: “Financial services are a vital British economic interest and, while we want to co-ordinate regulation internationally, the European Commission’s proposals have the potential to do serious harm to our financial services industry.”

Who’s who in the new Commission

Economic and Monetary Affairs Olli Rehn, 47. Liberal Finnish politician who won respect as enlargement commissioner in the outgoing EU executive. His main tasks will be to enforce EU budget rules following the economic crisis, increase co-ordination of the bloc’s macroeconomic policies and, possibly, oversee the adoption of the euro by several countries in central and eastern Europe.

Competition Joaquin Almunia, 61. Spanish socialist who won praise as economic and monetary affairs chief in the outgoing Commission. Not a technocrat in the competition area, Mr Almunia will face the challenge of enforcing EU antitrust and state aid rules when some governments would like to protect their national industries. He will have to ensure that state aid for banks is accompanied by restructuring programmes, a sensitive issue.

Internal Market Michel Barnier, 57. A close ally of President Sarkozy of France who served as regional aid commissioner. France lobbied hard for him. Britain will watch closely lest he introduce financial regulation detrimental to the City.

Trade Karel De Gucht, 54. Belgian former foreign minister. Outgoing humanitarian aid commissioner. His nomination for the powerful post came as a surprise, especially after his compatriot Herman Van Rompuy had been selected as the first EU president under a new treaty. He once called Jan Peter Balkenende, the Dutch Prime Minister, “a mix between Harry Potter and a rigid bourgeois”.

Energy Günther Oettinger, 56. German Christian Democrat who was premier of Baden-Württemberg. A nominee from Germany, an EU heavyweight, highlights the growing importance of energy. He will oversee efforts to create a common EU energy policy and negotiate with Russia if there is another gas crisis linked to its transit via Ukraine. Mbts  Mbt Lami    Mbt Chapa

Thursday is Thanksgiving, the holiday season is upon us, and Black Friday is coming, well, Friday. And you know what that means—discounts. Before you go out and brave the throngs of shoppers crowding the malls, have a look at some Mac and iPhone software discounts that you can take advantage of right from the comfort of your home.

Mac software

Devontechnologies: If you purchase Devonthink (personal document manager), Devonagent (Internet research assistant), or Devonnote (artificial intelligence-powered notebook) on Black Friday this year, you can take advantage of a 25 percent discount. The current prices for personal versions of Devonthink, Devonagent, and Devonnote are $50, $50, and $30, respectively.

Karelia Software: Karelia Software makes Sandvox, a WYSIWYG (What You See Is What You Get) Website builder for Mac OS X that makes it simple for non-programmers to be able to create attractive Websites, while also giving them more control than iWeb does. If you purchase a copy of Sandvox on Black Friday, you can get it at exactly half its retail price—$57 for the regular version and $97 for the pro version. (In its announcement of the discounts, Karlelia encourages users to donate the money they save to charity.)

Microsoft: Microsoft, as you may have heard, makes this wonderful operating system called Windows Vista and on Black Friday, the company is offering Mac users the chance to score it at just—no, no, just kidding. What Microsoft is actually giving is a discount on Office 2008 for Mac Home & Student Edition. The suite normally retails for $149 but can be yours for just $99 on Friday.

Newsgator: Newsgator, the makers of the popular RSS reader NetNewsWire for both the Mac and the iPhone, is giving a substantial discount on its Mac application for iPhone app development, TapLynx. TapLynx helps people create iPhone applications without knowing anything about programming, and has been used for the creation of the popular All Things Digital application for the iPhone. While it generally retails for the steep price of $3,499, Newsgator is offering it for the much more affordable price of $500 on Black Friday this year. The catch, however, is that you have to be among the first fifty people to purchase the app on Friday in order to qualify for the discount. The sale lasts for 24 hours starting at midnight EST on November 27.

Real Software: The makers of cross-platform development tools like Realbasic and Real Studio will be offering a 30 percent discount on all new licenses on November 27 from 12:00 AM to 11:59 PM CST. The current price of Realbasic Personal Edition is $99, and Real Studio costs $995.

iPhone software

Agile Web Solutions: The makers of 1Password for the Mac and the iPhone, Agile Web Solutions is offering both of its iPhone versions of the application for free in the spirit of Thanksgiving. 1Password is a vault for storing passwords and other sensitive information and is highly recommended by the editors here at Macworld. The iPhone clients, 1Password and 1Password Pro, allow you to take your saved passwords with you. Although they usually cost $5 and $8 respectively, they are free until December 1.

Beejive: For the ongoing week only, Beejive is offering its well-received instant messaging client for the iPhone, BeejiveIM with Push, for the price of $7 (which is a 30 percent discount on its previous price of $10).

Electronic Arts: One of the few heavyweights in iPhone game development, Electronic Arts has organized a massive Black Friday promotion of its own. It is currently offering thirty of its titles at significant discounts, some going as far as 50 percent. App Advice has gathered them all into one convenient list for you—grab ’em while they last.

Gameloft: If you’ve ever visited the games section of the App Store, you’ve heard of Gameloft. One of the most successful game developers for the iPhone, Gameloft is offering a bunch of its titles for the low price of $1 from now until November 29. The games in question are Blades of Fury, Brothers in Arms: Hour of Heroes, Castle of Magic, Hero of Sparta, Real Tennis 2009, Shrek Kart, and Terminator Salvation.

id Software: id Software makes compelling games for the iPhone, such as DOOM: Resurrection, DOOM Classic, Wolfenstein 3D, and Wolfenstein RPG, and is offering DOOM: Resurrection at just $3 right now, a small fraction of its original price of $7. The price will remain lowered from now through November 29.

Pangea Software: Having been in the Mac gaming market for several years, Pangea quickly jumped to the iPhone when the SDK was launched. Today, the company has a roster of nine games for the iPhone—Antimatter, Billy Frontier, Bugdom 2, Cro-Mag Rally, Enigmo, Enigmo 2, The Finger, Nanosaur 2, and Otto Matic—all of which are available at the low price of $1 for a limited time.

TouchMeme: TouchMeme’s iPhone app catalogue boasts of several travel applications such as Flight Status, Trips, and Flights Pro, and also other utilities like a task manager, date calculator, and unit converter. As a special Thanksgiving discount, TouchMeme is offering its attractive Units – The Units Converter application, which usually sells for a dollar, for free.

And that’s not all. If you also need a new Mac (or two) to go along with your shiny new apps, AppleInsider has compiled a very handy chart of the best discounts being offered by Apple resellers across the United States. Apple itself is also poised to offer some Black Friday discounts, the extent of which will only be revealed on the day in question. If you run into any other Black Friday deals, we’d love to hear about them in the comments.

Happy Thanksgiving—and happy shopping.

By Aayush Arya

http://tech.yahoo.com

We recently wrote about Sidebar, an app that wants to help smartphone users with the process of finding the perfect apps for their phones. Sidebar is debuting its first app and guess what? It’s not an iPhone app-it’s an Android app! While Sidebar’s Android app is built for all Google-powered Android phones, the app has been configured specially for the newly released Verizon Droid. Android users can download the app here.

Sidebar will ask you a series of demographic questions (gender, age, location) and a series of questions to determine your interests and content preferences (i.e. what type of news do you prefer, do you play online games, what types of outdoor activities are you interested in). Once Sidebar figures out a rough sketch of who you are, the app will begin to recommend mobile content to you. Content consists of videos, games, music, apps, ringtones, podcasts, promotions, news articles. The app will load no more than 12 content recommendations per day, which will last for 24 hours until the next batch of recs are sent to you. Recommendations include a short synopsis of the app or content and a screenshot or image. If you like the rec, you can save it and and download or access it later.

While the Android Market no doubt needs an improvement, its promising that nifty apps like Sidebar are coming to the Android before hopping on the iPhone train. We’ve seen Sobees and Seesmic take a similar approach. Because the iPhone market is so saturated, it could make sense for developers to perhaps gain a following from other smartphone users, and perfect their iPhone offerings in the meantime.

Sidebar seems like a compelling app for an Android user. Although the number of apps on the Android Market doesn’t yet reach the magnitude of content on Apple’s App Store, there still is a value in receiving customized recommendations for mobile content. Android’s app store features top paid and free apps, but doesn’t have an in-depth personalized recommendation feature that competes with Sidebar. And the app suggests other types of mobile content, like ringtones, videos, news and more.

By Leena Rao

http://www.techcrunch.com

Since 1901 the Nobel Peace Prize has been awarded 90 times to 120 laureates but Iran holds the unique distinction of being the only regime to confiscate a winner’s medal.

Aung San Sui Kyi, the Burmese opposition leader, was unable to collect her prize in 1991 because she was under house arrest. The Soviet authorities refused to let Andrei Sakharov, the dissident nuclear physicist, collect his prize in 1975. Lech Walesa, the Polish trade union leader, declined to collect his in 1983, fearing that his country’s communist rulers would not let him return.

The only regime that matches Iran’s for sheer vindictiveness was that of Adolf Hitler. The Nobel Foundation infuriated the Führer in 1935 by awarding the prize to Carl von Ossietzky, a German writer locked in a concentration camp. Hitler responded by banning German citizens from accepting any further Nobel prizes.

His decree prevented three Germans from accepting the prize: Gerhard Domagk, winner of the 1939 Nobel Prize for Physiology, Richard Kuhn, winner of the 1938 Nobel Prize for Chemistry, and Adolf Butenandt, winner of the 1939 Nobel Prize for Chemistry.

It is not hard to see why the Nobel prize should be anathema to Iran’s savage rulers. Alfred Nobel stipulated that it should be awarded to the person who had done the “most or the best work for fraternity between nations, for the abolition or reduction of standing armies and for the holding and promotion of peace congresses”.

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Shirin Ebadi, a human rights lawyer, has been a thorn in the Iranian regime’s side for most of its 30-year existence.

Dr Ebadi, 62, was raised in Tehran, studied law at Tehran university and became her country’s first woman judge and president of the Tehran city court. But after the revolution of 1979 the Islamic regime decided that women were unsuitable to be judges and demoted her to a legal assistant. She resigned. It was like turning “the president of a university into a janitor”, she said.

Dr Ebadi started her own law practice later and began fighting for the rights of women and children. In 2000 she was arrested and sentenced to 15 months in prison after being convicted of defaming the Iranian authorities. The sentence was reduced, but she spent three weeks in Evin prison, Tehran.Shoes Mbt    Mbt Chapa    Mbt Sport

With the end of her spoon she carved on her cell wall: “We are born to suffer because we are born in the Third World.”

She founded Tehran’s Human Rights Defence Centre, has written 11 books, and earned international renown as a scholar and lawyer.

She is married with two daughters, who are pursuing PhDs in Britain and America. Dr Ebadi was also a surprise winner of the Nobel Peace Prize in 2003.Shoes Mbt   Mbt sport white   Mbt walking shoes

The Nobel committee said that “as a lawyer, judge, lecturer and writer she has spoken out clearly and strongly in her country” and paid tribute to her courage, saying she “never heeded the threat to her own safety”.

She said: “The duty of life is to fight in a difficult situation, as there is in Iran.”

A default by Dubai will put the world of Islamic finance to the test at a time when hard questions are being asked by bankers and lawyers about the protection afforded by financial instruments that are Shariah compliant.Mbt shoes sale   Mbt sport black   Mbt m  walk shoes

The bond that lies at the heart of the threat of default and financial ignominy for Dubai is a sukuk, an instrument invented by bankers and Islamic scholars to comply with a Shariah (Islamic law) prohibition against the payment of interest on money.

Islamic finance has five pillars: a ban on interest, a ban on speculation, a ban on haram (forbidden) investments, such as pork or gambling, the requirement of partnership or sharing of profit and loss and the requirement of asset backing. Getting round the ban on interest is the problem and opportunity of Islamic finance.

A bond that doesn’t (in theory) pay interest sounds unattractive but in the Gulf and Malaysia, Islamic finance has flourished over the past decade.

Typically, interest is expressed as a share in a profit, such as the rent paid for use of a property or asset. According to estimates by HSBC Amanah, the Islamic arm of the British bank, outstanding Islamic finance debt is worth $822 billion (£498 billion).

Even Western investors have been persuaded to dip their toes in the exotic financial tool, tempted by the deep pool of petrodollars available in the Gulf. Only days before Dubai revealed its bombshell — a threat of possible default on Nakheel’s $4 billion sukuk — GE Capital, the American financial services group, issued the first sukuk by a Western company, raising $500 million. The underpinning of a sukuk with assets makes it attractive for use in property lending or asset leasing. The sukuk issued by GE this week was a loan for aircraft leasing.

GE’s decision to use the Islamic finance market for funds reflected renewed confidence in a market that had almost collapsed after expansion in 2007 when the Gulf was awash with money fuelled by high oil prices.

Demand shrivelled after the collapse of Lehman Brothers with only $16 billion issued last year. More importantly, fears surfaced that sukuk failed to provide the same legal protection as conventional bonds. To date, the legal structure of sukuk has never been tested in a court.

There have been high-profile defaults, including the Saudi Arabian Saad Group and Investment Dar, a Kuwaiti Islamic Investment Fund. Investment Dar owns half of Aston Martin, the luxury British car company, and the fund failed to make a payment in April on a $100 million sukuk issue. In June, Golden Belt, a $650 million issue by Saad Group, the investment house controlled by Maan al-Sanea, was downgraded to default status.

The concern is that sukuk creditors may not be protected. According to Neale Downes, a Bahrein-resident partner at Trowers & Hamlins, the law firm, it is not clear how creditors will rank in an insolvency.

In some cases, he said that investors have found themselves competing against other creditors, rather than being able to enforce their claim on the underlying asset supporting the sukuk.

But the repeated declarations of support by Dubai’s ruler gave the market confidence that the sovereign would stand behind its debts. Only a month before the Nakheel shock, Dubai raised $2 billion in sukuk issues.Shoes Mbt   Mbt chapa shoes    Mbt m walk

Iran has confiscated the Nobel peace medal and diploma of Shirin Ebadi, the human rights lawyer who is one of the hardline regime’s most outspoken critics. Her bank account has also been frozen on the pretext that she owes almost £250,000 in tax.Mbt sale  Mbt Sport

The seizure of the award, unprecedented in its 108-year history, caused outrage in Oslo, where the Nobel Peace Committee is based. The Norwegian Government summoned the Iranian envoy to protest, and the committee said that it would make a formal complaint.

“Such an act leaves us feeling shock and disbelief,” said Jonas Gahr Støre, the Norwegian Foreign Minister.

Geir Lundestad, secretary of the committee, said that Iran’s action was unacceptable. “A laureate has never been treated like that. Even political dissidents such as [Andrei] Sakharov and [Lech] Walesa were better treated in their countries,” he added, referring to the Russian dissident and the Polish trade union leader, both of whom won the prize while living in the Soviet bloc.

In 2003 Dr Ebadi became the first Iranian and first Muslim woman to win the peace prize, which was awarded for her campaign for democracy and human rights. She was abroad during President Ahmadinejad’s disputed re-election in June and has spent the past five months travelling the world to draw attention to the regime’s alleged electoral fraud and suppression of the opposition. “I am effectively in exile,” she said recently.

She revealed the loss of her Nobel medal in an interview on Radio Farda, a US-backed Persian language station. She said that the regime had frozen her bank accounts and pension, as well as those of her husband, who is still in Tehran. She continued: “Even my Nobel and Légion d’honneur medals, my Freedom of Speech ring and other prizes, which were in my husband’s safe, have been confiscated.”

Norwegian officials said that the medal had been taken from a bank deposit box.

Dr Ebadi, 62, told another interviewer: “They say I owe them $410,000 in back taxes because of the Nobel. It’s a complete lie, given that the Iranian fiscal law says that prizes are excluded.” The prize money was $1.4 million.

She said that she was trying to recover her property through legal means, but “so far, no judge has dared to review our complaint”.

Dr Ebadi’s lawyer in Tehran, Nasrin Sotoudeh, said that the medal was seized on the order of a judge at the Tehran Revolutionary Court.

The confiscation of Dr Ebadi’s prizes is only part of the regime’s campaign to silence her. It has closed her Centre for the Defence of Human Rights in Tehran and locked up three of her colleagues. She has been denounced in the state-controlled media and charged in absentia with conspiring against the State. Her husband was badly beaten this autumn and her apartment is said to have been seized.

In an interview with The Times in September Dr Ebadi said that the Intelligence Ministry had repeatedly interrogated her husband and brother, ordered them to shut her up and told them that it could track her down anywhere in the world. “In effect they have threatened me with death,” she said.

She insisted that she would continue to denounce the regime’s brutality — the shooting of innocent protesters, imprisonment, beating and torture of opponents — and the use of show trials and forced confessions. “Naturally the Iranian Government doesn’t want the world to know what’s happening in Iran, so it’s my duty to inform as many people as possible.”

Dr Ebadi has been lobbying world leaders, urging them not to ignore Iran’s human rights abuses in their desire to engage the regime over its nuclear programme.Mbt Chapa  Mbt Lami 

When The Times asked where she was based, she replied: “Airports around the world.” She said that she planned to return to Iran soon despite the danger of being arrested at the airport. If not imprisoned, she would fight for justice for the families of those killed after the election. She said that those who had contacted her included the mother of Neda Soltan, the student who was shot dead during a demonstration and became a symbol of the opposition.

In a statement yesterday the Norwegian Foreign Ministry said that it had protested not just about the confiscation of Dr Ebadi’s Nobel medal, but also about the prolonged harassment of her and her husband. “The persecution of Dr Ebadi and her family show that freedom of expression is under great pressure in Iran,” Mr Støre said.MBT shoes

“We made it clear that Norway will continue to engage in international efforts to protect human rights defenders and will follow the situation in Iran closely.”

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Fears of a dangerous new phase in the economic crisis swept around the globe yesterday as traders responded to the shock announcement that a debt-laden Dubai state corporation was unable to meet its interest bill.

Shares plunged, weak currencies were battered and more than £14 billion was wiped from the value of British banks on fears that they would be left nursing new losses.

Nervous traders transferred the focus of their anxieties from the risk of companies failing to the risk of nation states defaulting. Investors owed money by Mexico, Russia and Greece saw the price of insuring themselves against default rocket.

Although the scale of Dubai’s debts is comparatively modest at $80 billion (£48 billion), the uncertainty spooked the markets, with no one sure who its creditors are. Several banks rushed out statements to reassure investors that their exposure was small.

• Graphic: where Dubai’s debts lie

The FTSE 100 plunged by 171 points to 5,194 — its biggest one-day fall in eight months in one of the most jittery days in the financial markets since the depths of the banking crisis.

The Treasury, the Bank of England and the Financial Services Authority were monitoring events closely and are demanding figures from UK banks on their loan exposures to Dubai.

According to a senior government official, Dubai’s crisis is regarded as modest and manageable for Britain, but there were growing fears that Abu Dhabi, the oil-rich neighbouring emirate that has in the past given rescue loans, would leave Dubai to its fate.

Dubai World, the state-owned corporation that began the panic on Wednesday by demanding a standstill on its interest payments, worsened the mood when it postponed a teleconference for its bond holders, saying the phone lines were overwhelmed.

Gerard Lyons, chief economist with Standard Chartered, said: “The market reaction shows how vulnerable some economies are to the aftermath of the debt binge. This highlights how fragile confidence is.”

The Eid al-Adha religious holiday in the Middle East, and the closure of financial markets in the United States for Thanksgiving, exacerbated the sense of uncertainty in markets that were open for business.

A computer crash at the London Stock Exchange, which by coincidence is 21 per cent owned by the Dubai Government, left dealers unable to trade for three and a half hours.

Shares in HSBC slumped by 5 per cent, wiping £6.2 billion from its value. According to the United Arab Emirates Banks Association, HSBC has £11 billion of loans outstanding to the UAE, of which Dubai is one of seven emirates. HSBC declined to comment.

More than £2.6 billion was slashed from the value of Barclays, while Lloyds and Royal Bank of Scotland, both partly owned by the taxpayer, saw their values fall by £1.7 billion and £1.5 billion respectively.

One analyst said that the fears were overdone because Abu Dhabi would eventually come to the rescue to save the UAE from embarrassment. Dubai World has liabilities of £36 billion, about three quarters of Dubai’s total state debt. Its subsidiary Nakheel built The Palm Islands development, but the property bubble in the emirate burst a year ago, leaving buildings unfinished, debts unpaid and paper fortunes erased.

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Apa perbeclaan teknologi WCDMA dengan CDMA? Lalu adakah PDA yang memiliki teknologi WCDMA 3 band dan GSM 4 band. Apakah PDA ini bisa dipakai untuk 2 jaringan (GSM & CDMA)?

W-CDMA (Wideband Code Division Multiple Access) merupakan protokol transmisi data berkecepatan tinggi yang cligunakan oleh FOMA di jepang dan sistem UMTS. Teknologi WCDMA merupakan jaringan generasi ketiga (3G) yang dikembangkan dari teknologi GSM. Sedangkan CDMA 2000-IX EVDO merupakan jaringan generasi 3G yang dikembangkan dari teknologi CDMA. jacli, jika ada PDA Phone dengan spesifikasi WCDMA triband, berarti mendukung layanan 3G dan triband GSM. Sedangkan GSM Quadband berarti mendukung 4 frekuensi GSM (850/900/1.800/1.900 Mhz). PDA tersebut hanya bisa digunakan untuk jaringan 3G dan GSM, dan tidak bisa untuk CDMA.

source : tabloid PC+

Apa maksudnya Dualband GSM, Triband GSM, Quadband GSM?

Dualband GSM berarti mampu menangkap dua frekuensi operator GSM (900/1.800 Mhz), triband GSM menangkap tiga frekuensi GSM (900/1.800/1.900MHz), dan quadband GSM mampu menangkap empat frekuensi GSM (850/900/1.800/1.900MHz). Makin banyak frekuensi yang bisa ditangkap, makin lugs daya jelajah ponsel. Di Indonesia, operator GSM hanya berada di frekuensi 900/1.800MHz, Sedangkan di luar negeri ada yang menggunakan 850MHz, atau 1.900MHz seperti di Amerika. jika antena BTS operator pads satu frekuensi tidak tertangkap, ponsel masih mungkin mendapat sinyal lewat antena BTS dengan frekuensi lainnya.
I
<
Apa sih maksud dan bedanya: WAP, XML, socket, HTML, dan HTTP?

WAP merupakan standar terbuka untuk aplikasi wireless reless sehingga kamu bisa nengakses internet dari ponsel atau PDA. Sebuah WAP browser mempunyai spek dasar seperti browser di komputer tapi disederhanakan sesuai keterbatasan kecepatan akses yang rendah, tampilan hanya teks dan gambar sederhana. Socket merupakan sebuah Cara untuk berkomunikasi dengan program atau node lain. HTML (Hypertext Markup Language) merupakan Bahasa program yang digunakan untuk membuat website. Extensible Markup Language (XML) merupakan perluasan HTML agar situs bisa dinikmati di ponsel atau PDA. Perintahnya mirip HTML namun penggunaannya tidak terbatas pada tampilan halaman Web raja. HTTP (HyperText Transfer Protocol) adalah protokol yang dipergunakan untuk mentransfer clokumen dalam situs. Kelimanya dibutuhkan sebagai prasyarat untuk mengakses dan membuka situs di Internet.

Apa maksudnya GPRS kelas 8 dan kelas 10? Apa makin tinggi kelasnya makin cepat dalam pencarian/input data?

S: Benar, ponsel dengan GPRS kelas 8 dan 10 akan berbeda kecepatannya saat browsing ke Internet. Secara teoritis, GPRS kelas 8 memiliki kecepatan transfer data 8- 12 kbps 4xbod dan 32 – 40 kbps download, sedangkan GPRS kelas 10 t>erkecepatan 16 – 24 kbps upload dan 32 – 48 kbps download. ” +irnun dalarn prakteknya. kecepatan sebesar itu tak pernah tercapaj Karena keterbatasan kemampuan jaringan operator di Indonesia. jadi, memakai ponsel dengan GPRS kelas 8 atau 10 tidak akan terlihat bedanya.

Apa yang memengaruhi waktu bicara clan waktu siaga baterai ponsel?

S: Pengaruh terbesar pada daya tahan baterai adalah pola pemakaian ponsel, bukan kapasitas baterainya. Pengaruh kedua adalah ada tidaknya sistem operasi pada ponsel, jumlah aplikasi aktif yang di-install di ponsel, banyaknya nama di Phonebook, dan banyaknya file di memori ponsel. Semuanya memengaruhi daya tahan baterai, karena untuk
mengakses semua file yang ada, tentu dibutuhkan
daya dari baterai. Ponsel yang sering dipakai menelepon pasti akan lebih cepat habis baterainya. Begitu pula jika ponsel sering ditelepon, berkirim SMS atau bermain game, baterai akan lebih cepat habis.
EVDO,

source : tabloid PC+

LOGIKA NUMBER

Logika number Waktu 15 menit Untuk soal-soal 141-165 pilihlah salah satu jawaban yang paling tepat
1. jika x = 1/16 dan y = 16 % maka :
a. x>y b. x y
1 berbanding 5
3 adalah
2. 4
a. 1 berbanding 3 b. 3 berbanding 20 c. 5 berbanding 12 d. 3 berbanding 4 e. 5 berbanding 4
3. 2x=64 3y=81 maka
a. X > y b. X < y c. X = y d. X dan y tak bisa ditentukan e. Xy y b. x y
5. jika a = 2 b = -2 x = (a-b)2
a. x > y b. x < y c. x = y d. x dan y tak bisa ditentukan e. 2x y b. x y b. x 2y
8. jika p sembarang bilangan dan x = 3p2 + 4 maka
a. x > y b. x < y c. x = y d. x tak bisa ditentukan e. 2x y b. x 2y
10. jika w,x,y,z adalah 4 bilangan mana diantara yang berikut ini tidak sama dengan w(x+y+z)
a. wx+wy+wz b. (x+y+z)w c. Wx+(y+z)w d. Wx+x+y+z e. W(x+z)+wy

1
1 dan y =
1
1 maka :
-
-
11. jika x

69
63
67
65
a. x > y b. x < y c. x = y d. x dan y tak bisa ditentukan e. 2x y b. x 2y
13. jika x = harga 1 kg semen dan y = harga 1 kg paku, maka
a. x > y b. x 2y
2 : 5
Editor: Creative Team TM – 2005

Kumpulan Soal Latihan
14. jika nilai x terletak antara y dan z. sedang z y b. x 2y
15. jika x2 – 4 = 0 dan y = 2
a. x > y b. x 2y
16. mana dari bilangan ini yang terkecil
1
a. 5
b. 5
1
c.
5
5
d. 5
e. ()
1
5
5
17. jika x = 0,06% dari 1,34% dari 0,06 maka
a. x > y b. x 2y
18. jika bilangan di bawah ini disusun, manakah bilangan pertengahan
8
3
a. ( )
()
6
3
b. 33-1 c. 30-1 d. 23
e. 32 x 23
19. jika p > 0 dan q y b. x 2y
3 : 5
Editor: Creative Team TM – 2005

Kumpulan Soal Latihan
20. jik angka 2 dalam bilangan 423689 bernilai 2 x 10x dan y = 5, maka
a. x > y b. x 2y
21. jika 4 < x < 6 dan 5 < y y b. x 2y
13689 dan y = 2
13689 maka
22. jika x = 13689 – 2
a. x > y b. x 2y
23. jika x = n.1.1 dan y = n+1+1 (n = bilangan positif), maka
a. x > y b. x y b. x 0 x2 = ( )
b
a. x > y b. x < y c. x = y d. x dan y tak bisa ditentukan e. x + 2y = 0
4 : 5
Editor: Creative Team TM – 2005

Kumpulan Soal Latihan
KUNCI JAWABAN
1. B 2. C 3. A 4. B 5. C 6. B 7. C 8. A 9. B 10. D 11. A 12. C 13. D 14. D 15. D 16. E 17. C 18. A 19. A 20. C 21. D 22. C 23. B 24. E 25. B