Nog even een kleine waarschuwing voor de mensen die googlewave willen gebruiken. Het is niet helemaal encrypted. Als je dus wachtwoorden binnen een wave wil doorgeven kan het zijn dat die door anderen worden opgevangen (sniffers op je lokale netwerk bijvoorbeeld).

Nu moet je je natuurlijk altijd afvragen of het verstandig is om wachtwoorden op die manier te communiceren. Het is zoiets als een inlognaam, wachtwoord en de inlog url sturen in 1 mailtje. Erg onverstandig.

Voor de rest heb ik google wave nog niet echt kunnen testen. Er zijn nu een paar gebruikers waarmee ik heb kunnen connecten, we moeten er eens goed voor gaan zitten.

This is a summary of responses to question #10 from the survey made for this Language and Technology course.

10) When multitasking, how do you decide what kind of communication (e.g., IM, face-to-face, phone, texting, etc.) takes priority? Is there a hierarchy of importance?

By gathering my conclusions from the below-listed answers I noted that the majority of those who responded to the survey ranked face-to-face communication as the most important, or at least at the top of this priority list. What came second on this priority list was telephone conversations.  The overall reasons behind the placing of these two first was they are in real-time, goe back to manners, and the other person is focusing intently on you. Another popular response was that it all depends on the other person that you are engaging in this communication with. Some stated that it had to do with social and physical closeness. This was an interesting reply because it tied right back to what we have read on volume control.  Nowadays, almost all of our technology allows us to put a face to the person we are engaging in communication with, allowing us to “turn off the volume” on certain people we don’t wish to speak with.  There were a couple of people that said that they do not multitask at all and a small minority that put texting and IM first mainly because it was “easier”.

You know the band U2 and their album “How to Dismantle an Atomic Bomb”

Well I made a copy of it like two days back and wrote the name of the album on the disc.

and the very next day, while having lunch, I hear this shriek, so I run to the room and its my grandma

and she’s like “wht is this!?!?”

So yeah, in less than a minute, a copy of a cd is all you need to make your sweet grandma think your a terrorist.

From the home office in the restarted Cern Large Hadron Collider along the French-Swiss border…

#1: What Shaun White & Snowboarding Can Teach You About #Innovation http://ow.ly/E8h7 Get exposure for ideas early, so others can digest impact

#2: Managing Employee Innovation Communities (via Spigit blog) http://bit.ly/3SREBr #innovation #e20

#3: City of Manor’s “citizens’ innovation” project (using Spigit) is featured on WhiteHouse.gov blog: http://ow.ly/DURl #gov20

#4: RT @CarolineDangson #IDC Social Survey: workers say they use IM for ‘collaboration’ & social networks for ’sharing’ – thinking about diff

#5: RT @rotkapchen: RT @wimrampen Social Media Disrupts Decision-Making Process http://bit.ly/2KTUIz (via @GrahamHill)

#6:  RT @tjkeitt Starting the process of researching #e2.0 technology pushed into business processes (CRM, ERP, project management, etc.). This is the future.

#7: RT @kevinmarks says @Caterina “Google never got social software – Knol means you have to write a whole article; wikipedia combines tiny contributions” #w2e

#8: Pitching Sequoia? They want to know which deadly sin your company lets customers indulge in http://ow.ly/DGn1 by @glennkelman

#9: Checking out: The Awesomeness Manifesto http://ow.ly/DmID by @umairh Much to love in that one #innovation

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I just came across two interesting programs.  If you’re like me, you have a huge gaming collection.  And if you’re like me, You’re a OCD madman when it comes to keeping the CD’s in the correct covers and everything nice and put in a specific order. Or maybe that’s just me?

Well, now it’s easier to keep everything sorted.

First up is Sisimizi Game Catalog.

This is a pretty straight forward game cataloging software.  You enter the names of your games, genre’s and such and it keeps everything nice and neat, helping you keep your games organized.   

From the website:

Hello virtual friends

First I like to say thanks for visiting, I’m amazed at how many hits I got last week and that has spurred me on to write this brief introduction to my business plan.

Originally I was looking for was something that was potentially recession proof.  My first idea was to spread risk by creating a network of mini sites selling  or promoting different products.  The  second part of the plan was to maximise profit by going after the highest commissions I could find i.e. anything in the range of 30 to 70% I will show you how to find these commissions.

In essence the idea was to research profitable niches, follow other peoples success and build on it.  It’s not as difficult as you might imagine and there are several ways to achieve this.

Looking at review sites is a good way to start.  Amazon is good and studies by independent research groups have shown that rating and review sites influence consumer shopping behaviour and large companies have begun to mention online reviews in television advertisements and on the back of receipts.

Adverts that you might notice on sites you visit regularly that run continuously are obviously profitable ( nobody is going to pay money to advertise if they are not making a profit).

Forum Searching for related products once you have found a niche, for example learning Spanish or in my case Solar Energy.  If your stuck, Google key phrases  or visit a site like Clickbank. There are also a variety of free tools that can be used to speed this process up which I will cover later.

Internet Marketing (IM) is a multi billion dollar industry, which is still quite young with areas that are growing rapidly  like CPA (cost per action) where large amounts of money can and are being made. Cost Per Action or CPA (sometimes known as Pay Per Action or PPA) is an online advertising pricing model, where the advertiser pays for each specified action (a purchase, a form submission, and so on) linked to the advertisement.

Direct response advertisers consider CPA the optimal way to buy online advertising, as an advertiser only pays for the ad when the desired action has occurred. An action can be a product being purchased, a form being filled, etc. The desired action to be performed is determined by the advertiser.The CPA can be determined by different factors, depending where the online advertising inventory is being purchased.

Every time you turn on your computer and surf the web you become part of an intricate game, the trick is to be awake to it.  You might not realise it but we are all subtly manipulated and are part of this vast battle as literally millions of companies  and sites compete for our traffic.  In order to be successful at Internet Marketing (IM) you need to know what kinds of traffic there are and how to manipulate them to your own advantage, for instance pay per click traffic (PPC).

The good news is that there are easy to follow strategies. You don’t have to go of piste for this just follow in the footsteps of those that have gone before.  Don’t worry though, it’s not worth getting  heated up about at this stage as all we need to do is find one method that works for us to start generating income.

Profitable niches can be broken into categories and generally speaking people will often want to improve some aspect of their life or search for information because they have a problem that needs fixing.

Ask yourself this:

why do you use the internet?

What is it that you do when you go online?

The internet is a tool for searching for information. What I aim to do is to show you how to profit from providing that information.  This could be to do with health (such as fitness or weight loss) or something to do with parental rights even, maybe they have a problem with their plumbing or are looking for advise on cosmetic surgery.  Whatever it is,  the chances are there will be an information product or advertising campaign that  you can become affiliated too.

Any area where information is important and has a sense of immediacy can be called a critical niche.  There are many other types of niche,  our role is to target these groups and promote relevant information on a commission basis.

If you have found this interesting have any questions please feel free to leave comments.

What next.… The plan is revealed …drum role please . Coming soon free ebook packed with information….don’t miss it.

see you next time

Si

This time I will discuss about some popular Instant Messenger. Two of these are Yahoo Messenger and Windows Live Messenger (WLM). They have the capabilities, features, and unique ways. And that is why I will discuss in this review.

WLW or better known as Windows Live Messenger or MSN Instant Messenger is a clear view and like Vista. Its use is very easy, you only need to sign up to be one member of MSN or Hotmail or XBOX. View WLW no longer open to question because it seems so professional and beautiful. You can also access some unique features such as writing using the pen, it became one of the advantages of Windows Live Messenger. WLW can be downloaded for free via http://www.download.live.com. In the installation, you are also allowed to download some freeware from Microsoft such as Outlook and Silverlight. Downloads will be quick, but different from installing. In instalasai you need an Internet connection to make installation of speed with speed depending on your Internet connection. After installation is complete, a WLW window will appear and you can start chatting with your relatives! Of course, making an excess of IM requires its competitors, YM using the Chat Room, Send Message (to the registered mobile phone), call the PC, and call home or a place with reasonable prices. Chat Room makes people can gather and discuss each topic are available. Previously, you are required to memverifiskasi said that you listed are not a spammer. In sending messages, only a few mobile operators who registered just allow you to send messages for free, the rest of you are not allowed to send a message. Call to a PC can be used only to users of e-mail Yahoo! and free tentunya.Menelpon to specific locations that could cost you specify later. YM overall worth to you who love to communicate with relatives offline.

I guess from my review above, you could choose your own best IM and use it well. Enjoy!

Hallöchen. Heute wollte ich hier mal so auflisten, was sich so alles auf meinem iPhone-Homescreen tummelt.

Fangen wir mit dem Dock an:

Seite 1:

Seite 2:

Seite 3:

Das waren meine ersten 3 Seite komplett. Jetzt kommen nur noch “Empfehlungen”:

Stand: 2009-11-18. (iTunes-Links)
Alle Angaben ohne Gewähr.
P.S.: Ich habe einige Apps nicht zu diesen Preisen gekauft. Da waren sie zeitweise günstiger o. Ä.

How many times has someone said this to you? Or have you said to someone else?

I’m going to tell you an exciting trade secret, which could help you rid yourself of “those mornings” for life! Are you ready?

There is no such thing as “One of Those Mornings.”

We all know it feels like that sometimes and today may even be one of those mornings, but actually, it’s all to do with your state of mind.

I mean, it happens to me al the time! The previous day was a particularly bad day, you’ve got a lot of work ahead of you, it’s raining outside…There are countless causes of this horrible predicament.

You’ll wake feeling horrible! Like all you want to do is crawl back into bed! “This day has nothing to offer me!” I hear you cry.

But ask yourself, what do YOU have to offer this day?  Evenn if you make it out of the house to work or whatever,will you be doing much good with a sulky face, or by being closed off?

Start the day with a smile. This is the most imprtant thing you can do! Positive thinking is key here, and it all begins with a beautiful smile. Train your brain into looking forward to day: after all one day has endless possibilities: it’s all about what you choose to do with your day.

If you’re really findingit tough to get going, here are a few simple tricks to try which might help you get on your way.

1. If you have an extensive to-do list, deal with the smallest most insignificant itemm on it first. This could be “do the washing”  or “write to Blair.” whatever it is, start small, and work up.  Every journey starts with the first step right?

2. If you have time, get half an hours exercise in the morning. Again, you may really not want to do it, but I can almost guarantee that little half an hour will wake up your body and mind and get those endorphines flowing!

3.Be thankful for a new day. Without meaning to be too depressing, many people on this morning will not wake up! Their time is up, but yours isn’t! *laugh* Be thankful that you have a whole (or a half)  of a nea day to live and do what you want!

4. If the prospect of too much work is holding you down, remember it’s just part of life. Everybody feels a bit like that sometimes. If your work load is actually ohysically impossible, perhaps it’s time to regroup and have a look at your life. If not, then everything is possible. Focus is key: if you focus on what needs to be done and the task at hand, then you’ll soon be in motion and feeling better.

5.Put on some “get up music.” This could be anything from the happiest, to the loudest to just your favourite kind of music.Get moving ‘n’ grooving…

If the feeling persists, no matter how how you try and break free from it, try talking to someone about it.It could be a problem you yourself were not aware you had, and sometimes talking about it helps. You may realise more than one change needs to be made in your life in order for you to wake up excited to face the day again.Good luck on your journey.x

Although I have my doubts about Google, it still doesn’t stop me hypocritically waiting in line to receive an invitation to play with their new toys. So, after a long wait, on Sunday I finally received my invitation to the preview of Google Wave. I’m issuing a “long post alert” now, so you can cancel next year’s holiday if you plan to read all of this at once!

What is Google Wave?

Most people have already heard of Wave, but it’s actually a bit difficult to succinctly define exactly what it is. At its core, it is a HTML5 application, which provides a real-time messaging platform. That sounds a bit drab, but Wave has a lot of interesting possibilities.

Think of traditional e-mail communication – I send a message to you, you read it and reply to me. Now merge that with an expanded chatroom concept. This makes the whole thing more like a conversation.

Instead of a new e-mail message, you create a new “wave” and invite participants. All participants can see, add to and edit the wave. Rich formatting can be used, so photos, and media files can be inserted. Also “gadgets” or Google Wave Extensions can be embedded into the wave. Currently available gadgets include maps, itinerary planner, video chat and even a Sudoku game!

Extensions are add-ons that introduce new functionality to your account — adding them will personalize your Google Wave experience.

Gadgets are shared applications that run within a wave and to which all participants have access, such as real-time games and voting tools.

Google have made the APIs available, so that developers can create their own gadgets and extensions.

Participants can be added at any time during a wave, and have the option of a neat little “playback” function, which shows the evolution of the wave from the first post.

Users don’t have to be online to watch the wave, they can catch up with it whenever they log on, just like traditional e-mail. Unlike traditional e-mail, though, if the user is online and contributing to the wave, they can actually see the other participants’ key strokes as they reply. Google’s rationale is that a lot of traditional chat is asynchronous. You have to wait to fully read another user’s reply before formulating yours. If you can see the reply as they’re typing it, then it’s much more like a normal conversation. Additionally, it might encourage people to think before rashly responding.

Individual posts can be split apart, so that only the relevant bit is replied to, and private replies to wave participants are also supported. So you can have a sort of conversation within a conversation.

If all this sounds a little complex, the beauty of the system is that it’s not! It is actually incredibly easy to create a wave, add participants, create posts and add media. With the installation of the free Google Gears into your web browser, you can drag and drop media directly into a wave. The whole thing is very intuitive.

It is only in preview stage at the moment, and you can see little changes in the interface almost from day to day. Personally, I would like to see an automated playback feature – currently the user has to click on the “next” button each time to see new additions to the wave. When a wave gets large, a lot of clicks would be needed, so automated playback would be nice – without removing the existing functionality to pause, rewind and fast-forward the wave.

I know that they’re working on the functionality to drag and drop media without needing Google Gears installed, but this requires an addition to the HTML5 specification. It’s no problem to install Gears, but it does limit full cross-platform availability.

Will It Replace Traditional E-Mail Communication?

The short answer: eventually (probably). Wave is an interesting development, and has a lot of promise. Google’s decision to promote an open protocol based on Wave will help to develop mainstream acceptance of it as a platform. The Wave Federation Protocol, based on XMPP, is an open standard, and Google even provide an open source client/server to get people started.

As high-speed wireless networks become ubiquitous, the lightweight XML-based protocol will be easy to implement on handheld devices. And, since Wave works both in a traditional e-mail sense, as well as in a collaborative/chat/e-mail-meets-Twitter kind of a way, it’s easy to see how it will take off.

The challenge for Google, though, is how to get Wave to be accepted in a corporate setting. The predominantly Microsoft Exchange-based, “I-must-have-Outlook-on-my-desktop” organisations. Although Wave is innovative and useful, we won’t see a mass move away from traditional e-mail until it can be integrated into an Outlook-like desktop client. Speaking as a single user, though, it will gradually replace GMail for me – when I get a few more Wave users I can communicate with!!

Viele fragten sich, was mit mir ist und warum ich immer weniger schrieb. Dies sehe ich an der Vielzahl der Nachrichten, die mich erreichten. Bei mir hat sich einiges getan; So zog ich wieder zurück nach Santiago in die Dominikanische Republik und überarbeitete zusammen mit Michaela vom Wunderwaldverlag „EL PATRÓN – Höllische Seilschaften im Paradies“. Mein Fehler war es, das Buch in die Hände einer Lektorin zu legen ohne ihre Arbeit nachzuprüfen. Mein Fehler – ist aber passiert und so kam ein sehr fehlerhaftes Buch auf den Markt. Die 3.Auflage, die nun im Buchhandel steht kann allerdings getrost gekauft werden. Wie schon erwähnt, wohne ich wieder in Santiago de los Caballeros. Immer wieder zog es mich zurück. Durch eine gewisse Fügung und einigen Zufällen sah ich nun den richtigen Zeitpunkt für gekommen, um hier wieder Fuß zu fassen. Die Rahmenbedingungen stimmten und nun bin ich wieder hier. Ich bin hier freiberuflich im Übersetzungs-, Schreib- und Telefonservice für deutsche Unternehmen tätig. Wenn ihr also in dieser Hinsicht meine Hilfe braucht, so schreibt mir einfach!

http://dormecooper.com/class/IM/2040/
http://dormecooper.com/class/IM/hugbot/
http://dormecooper.com/class/IM/bball/

Oleh Syaikh Abu Abdussalam Hasan bin Qasim al-Hasani ar-Riimi

HAKIKAT DAKWAH

♥ Dakwah Salafiyah
Berdakwah kepada al-Kitab (al-Qur’an) dan as-Sunnah sesuai dengan pemahaman salaful ummah, yaitu dakwah kepada manhaj yang ma’shum (terbebas dari kesalahan) manhajnya salafush shalih dari kalangan sahabat, tabi’in dan generasi yang utama.

♥ Dakwah Ikhwanul Muslimin
Berdakwah kepada perorangan/ tokoh tertentu atau dakwah yang dinisbatkan kepada Hasan al-Banna as-Shufi, dan ini merupakan dakwah yang baru, yang umurnya tidak lebih dari tujuh puluh tahun.[2]

PEMIKIRAN

♥ Dakwah Salafiyah
Mereka adalah Ahlussunnah karena mereka mengambil sunnah Rasulullah shallallahu ‘alaihi wasallam, mereka tidak mendahulukan pendapat siapapun di atas sunnah beliau. Kitab-kitab mereka sebagai saksinya. Sebagai contoh lihatlah kitab as-Sunnah oleh al-Khallal, as-Sunnah oleh Ibnu Abi ‘Ashim, dll. Mereka adalah Jama’ah karena mereka bersatu di atas Sunnah.

♥ Dakwah Ikhwanul Muslimin
Pemikiran dakwah mereka adalah hasil kolaborasi antara dakwah salafiyyah (ala mereka), metode suniyyah (menurut prasangka mereka) dan hakekat shufiyyah (dan inilah intinya).

PENDIRI

♥ Dakwah Salafiyah
Rasulullah Muhamamd bin Abdillah ‘alaihishshalatu was salam.

♥ Dakwah Ikhwanul Muslimin
Hasan al-Banna as-Shufi.

TOKOH-TOKOHNYA

♥ Dakwah Salafiyah
Abu Bakar as-Shiddiq, Umar bin Khattab, Utsman bin Affan, Ali bin Abi Thalib, Thalhah bin Ubaidillah, Abdurrahman bin Auf, Said bin Zaid, Aisyah, Hafshah, Anas bin Malik, Abu Hurairah, Abu Musa al-Asyari, Abdullah bin Mas’ud, dan selain mereka (dari kalangan para sahabat), kemudian al-Hasan al-Basri, Muhammad bin Sirrin, Said bin Jubair, Said bin al-Musayyib, dan selain mereka (dari kalangan para tabi’in), kemudian Malik bin Anas, al-Auza’i, as-Syafi’i, Yahya al-Qathan, Bukhari, Muslim, Abu Dawud, an-Nasa’i, Tirmidzi, Ibnu Majah, Ibnu Taimiyyah, Ibnul Qayyim, Muhammad bin Abdul Wahhab, dan selain mereka, dan pada zaman kita sekarang ini seperti syaikh Abdul Aziz bin Baaz, syaikh al-Albani, syaikh Shalih al-Fauzan, syaikh Muhammad bin Shalih al-Utsaimin, syaikh Muqbil al-Wadi’i, syaikh Rabi’ al-Madkhali, dan selain mereka dari orang-orang yang menempuh jalan mereka.

♥ Dakwah Ikhwanul Muslimin
Hasan al-Banna as-Shufi, Umar at-Tilimsani yang menganggap remeh masalah berdo’a kepada kubur, Hasan al-Hudhaibi yang berusaha mendekatkan antara sunnah dengan Syi’ah, Hamid Abu Nashr, Muhammad Ghazali al-Mu’tazili, Fathi Yakan yang mencela salafiyyin, Musthafa as-Siba’i yang telah menyenandungkan qashidah di depan kuburan rasulullah shallallahu ‘alaihi wasallam untuk meminta kesembuhan dan ia juga berusaha untuk mendekatkan antara sunnah dengan Syi’ah, dan di zaman ini adalah az-Zindani yang telah menghadiri pertemuan persatuan antaragama, dan ia juga pembela system demokrasi.

AL-WALA’ WAL BARA’ (LOYALITAS DAN KEBENCIAN)

♥ Dakwah Salafiyah
Siapa saja yang memiliki aqidah seperti para ulama salaf, dan mengamalkan apa yang mereka tulis di kitab-kitab mereka dari Rasulullah shallallahu ‘alaihi wasallam, maka ia adalah saudara mereka (salafiyyin) dan kekasih bagi mereka dimanapun mereka berada di muka bumi ini. Akan tinggi derajat seseorang di sisi mereka karena ketakwaannya dan sebaliknya akan rendah pula karena penyelisihannya terhadap al-Kitab dan as-Sunnah.

♥ Dakwah Ikhwanul Muslimin
Mereka menetapkan al-Wala’ wal bara’ di dalam diri tokoh-tokoh mereka dan pemimpin mereka, walaupun tokoh dan pemimpin mereka tersebut sangat besar penyilisihannya terhadap al-Kitab dan as-Sunnah. Maka, barangsiapa yang bergabung bersama mereka maka ia memiliki gelar yang berkilau walaupun ahli khurafat. Dan barangsiapa yang tidak bergabung bersama mereka maka ia diolok-olok, meskipun dari kalangan ulama rabbaniyyin. Dan jika mereka melihat ada di antara mereka yang belajar kepada Ahlussunnah, maka mereka akan memboikot dan mentahdzirnya –memperingatkan agar manusia waspada terhadapnya-setelah ia tidak mau menerima tipudaya (seruan) mereka.

DI ANTARA DAKWAH-DAKWAH INI MANAKAH YANG MASUK DALAM KATEGORI FIRQAH AN-NAJIYAH (GOLONGAN YANG SELAMAT)

♥ Dakwah Salafiyah
Dakwah inilah yang masuk kategori firqah an-Najiyah –insya Allah-, yang demikian karena dakwah ini selamat dari terjerumus ke dalam bid’ah dan hal-hal yang baru dalam masalah agama di dunia ini, dan selamat pula dari adzab Allah Subhanahu wata’ala di akhirat kelak insya Allah. Karena dakwah ini benar-benar jujur dalam ittiba’ (mengikuti) Rasulullah shallallahu ‘alaihi wasallam.

♥ Dakwah Ikhwanul Muslimin
Dakwah ini termasuk kelompok-kelompok sesat yang menyelisihi dakwahnya Rasulullah shallallahu ‘alaihi wasallam, demikian itu karena mereka melakukan bid’ah di dunia ini maka ditakutkan akan terkena adzab Allah di akhirat kelak.

DI ANTARA DAKWAH-DAKWAH INI MANAKAH YANG BERHAK DINISBATKAN SEBAGAI AHLI HADITS

♥ Dakwah Salafiyah
Pengemban dakwah salafiyyahlah yang berhak dinisbatkan sebagai ahli hadits daripada pengemban dakwah lainnya. Hal ini karena ahli hadits jika disebutkan secara mutlak pada zaman Imam Ahmad maka yang dimaksud adalah mereka yang tersibukkan dalam mempelajari hadits baik dari segi riwayah[3] maupun dirayah[4]. Karena pada umumnya yang demikian itu pada zaman Imam Ahmad adalah Ahlussunnah. Tetapi jika disebutkan secara mutlak (tanpa perincian zaman) maka yang dimaksud ahli hadits adalah mereka yang berhadapan dengan ahli bid’ah. Adapun pada zaman ini maka yang dimaksud ahli hadits adalah siapa saja yang beraqidah dengan aqidahnya ahli hadits, akan tetapi jika ia berkecimpung dalam kesibukan mempelajari ilmu hadits baik riwayah maupun dirayah maka itu kebaikan di atas kebaikan.

♥ Dakwah Ikhwanul Muslimin
Mereka tidak berhak disebut sebagai ahli hadits. Karena banyaknya penyelisihan mereka terhadap ahli hadits dalam berbagai perkara dari pokok-pokok aqidah. Yang saya maksud adalah manhaj yang mereka tempuh menyelisihi manhajnya ahli hadits. Adapun perindividunya maka itu sesuai dengan keadaan masing-masing.

PADA SIAPAKAH TERGAMBAR DAKWAH-DAKWAH INI

♥ Dakwah Salafiyah
Dakwah ini tergambar pada at-Thaifah al-Manshurah (golongan yang ditolong oleh Allah) yang dikatakan oleh Imam Ahmad bahwa mereka adalah ahli hadits. Dan mereka di zaman sekarang ini adalah siapa saja yang beraqidah dengan aqidahnya ahli hadits yang sesuai dengan aqidahnya Rasulullah shallallahu ‘alaihi wasallam dan para sahabatnya, akan tetapi jika ia berkecimpung dalam kesibukan mempelajari ilmu hadits baik riwayah dan dirayah maka itu kebaikan di ata kebaikan.

♥ Dakwah Ikhwanul Muslimin
Dakwah ni tergambar pada setiap kelompok (sesat) dari Asy’ariyah (pengikut kelompok Asy’ariyah), Shufyiyah (pengikut aliran Tashawuf), Rafidhiyyah (pengikut Syi’ah), Mufawwidiyyah (pengikut aliran yang tidak mau memehami ayat-ayat atau hadits-hadits tentang sifat), dan Quburiyyah (pengkultusan kuburan).

MANAKAH DI ANTARA DAKWAH-DAKWAH INI YANG LEBIH UTAMA BERADA DALAM KEBENARAN

♥ Dakwah Salafiyah
Tidak diragukan lagi bahwa inilah yang lebih utama berada dalam kebenaran, tidaklah dikatakan demikian selainkan karena dakwah ini menjadikan al-Qur’an dan as-Sunnah sebagai manhajnya, dan menjadikan jalannya salafush shalih sebagai pelita yang menerangi mereka. Karena inilah, dakwah ini lebih utama berada dalam kebenaran daripada dakwah-dakwah yang lain. Lihat Majmu’ Fatawa syaikhul Islam Ibnu Taimiyah jilid I/4.

♥ Dakwah Ikhwanul Muslimin
Tidaklah kebenaran bersekutu dengan mereka, tidaklah dikatakan demikian melainkan karena manhaj dakwah ini dibangun di atas bid’ah dan penyelisihan terhadap manhaj salafush shalih dari kalangan sahabat dan tabi’in.

APAKAH DAKWAH-DAKWAH INI BERMAKNA HIZBIYYAH (GOLONGAN)

♥ Dakwah Salafiyah
Dakwah salafiyyah bukanlah sebuah golongan jika ditinjau dari penegrtian pada zaman ini, yaitu yang berdiri memiliki keanggotaan, dewan-dewan anggota, pendiri-pendiri, dan menetapkan al-wala’ wal bara’ berdasarkan bendera-bendera hizbiyyah atau yang serupa dengannya. Tapi dakwah salafiyyah merupakan sebuah golongan jika ditinjau sebatas makna bahasa. Yaitu mereka adalah sebuah kelompok yang berkumpul di atas al-Qur’an dan as-Sunnah sesuai dengan pemahaman salaful ummah, mereka adalah yang dimisalkan sebagai hakikat dari gholongan Allah. Allah Subhanahu wata’ala berfirman (yang artinya):
“Maka ketahuilah, bahwa sesungguhnya golongan Allahlah yang beruntung.” (Q.S. al-Mujadillah: 22)

♥ Dakwah Ikhwanul Muslimin
Mereka merupakan sebuah golongan yang tercela yang sesuai dengan makna istilah, yang telah ada nash-nash yang memperingatkan akan kemunculannya, mereka memiliki pendiri-pendiri selain Rasulullah Shallallahu ‘alaihi wasallam, memiliki keanggotaan, dewan-dewan pengurus, susunan-susunan rahasia, dan yang serupa dengannya dari penetapan al-wala’ wal bara’ berdasarkan bendera-bendera hizbiyyah di dalam diri tokoh-tokoh mereka.

APA TUJUAN YANG DIUSAHAKAN OLEH DAKWAH-DAKWAH INI

♥ Dakwah Salafiyah
Dakwah salafiyyah berusaha untuk menegakkan agama Allah di muka bumi ini baik aqidah, ibadah, perilaku/ akhlak, penegakkan syari’at, dan ittiba’ (mengikuti) Rasulullah Shallallahu ‘alaihi wasallam. Dan dengan cara inilah akan tegak Daulah Islamiyyah (pemerintahan Islam).Allah berfirman (yang artinya):
“Dan Allah telah berjanji kepada orang-orang yang beriman di antara kamu dan mengerjakan amal-amal yang saleh bahwa Dia sungguh-sungguh akan menjadikan mereka berkuasa dimuka bumi, sebagaimana Dia telah menjadikan orang-orang sebelum mereka berkuasa, dan sungguh Dia akan meneguhkan bagi mereka agama yang telah diridhai-Nya untuk mereka, dan Dia benar-benar akan menukar (keadaan) mereka, sesudah mereka dalam ketakutan menjadi aman sentausa. Mereka tetap menyembahku-Ku dengan tiada mempersekutukan sesuatu apapun dengan Aku.” (Q.S. An-Nur: 55)

♥ Dakwah Ikhwanul Muslimin
Tidaklah dakwah ini berdiri kecuali berusaha untuk mendapatkan kekuasaan. Maka ini adalah dakwah politik, karena inilah berkumpul di dalamnya siapa saja yang ingin menempuh jalan bersama mereka yang akan mengantarkan kepada tujuan yang mereka angan-angankan, maka sebagaimana sebuah perkataan (yang artinya):
“Yang tidak memiliki maka ia tidak bisa memberi”.

Catatan Kaki:
[1] Diterjemahkan oleh Fachri bin Komari dengan koreksi Ust. Abdurrahman Tahyyib, Lc. dari risalah yang berjudul Ithaaful Maharah bil Muqaaranah al-Mukhtasharah Bainal Firaq al-Mu’asirah hal. 15-20.
[2] Ini pada saat ditulisnya makalah ini. Adapun sekarang kurang lebih sudah berusia 80 tahun, karena Ikhwanul Muslimin didirikan pada tahun 1346 H. (Ed)

[3] Ilmu Riwayah: satu macam ilmu tentang meriwayatkan sabda-sabda Nabi Muhammad shallallahu ‘alaihi wasallam, perbuatan-perbuatannya, taqrir-taqrirnya dan sifat-sifatnya. (Pengantar Ilmu Mushthalahul Hadits hal. 174 oleh: Ust. Abdul hakim Abdat) –(pent).
[4] Ilmu Dirayah: satu macam ilmu yang berbicara tentang qawaa’id (kaidah-kaidah atau dasar-dasar) yang dengannya dapat diketahui sah atau tidaknya sesuatu hadits tersebut yang orang sandarkan kepada Nabi kita Shallallahu ‘alaihi wasallam (Pengantar Ilmu Mushthalahul Hadits hal. 180 oleh: Ust. Abdul hakim Abdat) –(pent).

((Disalin dari Majalah Adz-Dzakhiirah vol. 6 No. 5 Edisi 37 – 1429 H))

http://www.facebook.com/notes/ibnu-hibban-ar-ranbaghy/garis-pemisah-antara-dakwah-salafiyyah-dengan-dakwah-ikhwanul-muslimin/189121087864

Author: Mark Walter
Source: articlesfactory.com

Why so much excitement over real estate notes? The risks must be reviewed carefully. This article analyzes real estate notes from the perspective of the uninitiated. Before jumping into the risks and possible rewards, we’ll examine how real estate transactions work when creating first mortgage notes. Second mortgage notes differentiate from first mortgage notes and involve more risk. Eventually, the way note brokers value notes is another risk to consider very cautiously. While, <a href="http://www.

mbnanetaccessinfo.com”>mbnanetaccess, the savviest real estate investors systematically invest in real estate notes, does it really makes sense for you? By way of comparison, some companies offer different methods of handling notes.

To understand first mortgage notes, compare how banks resell notes. Likely you are aware that financial institutions routinely sell home mortgages to other lenders. At times, individuals who own their home free and clear become the lender by financing their equity when they sell.

Frequently these loans include a balloon, mbnanetaccess, payment, which is a large final payment. Balloon payments are often setup to come due within 10 years or less because sellers want cash quickly. When a seller decides to sell a note, you pay cash for the, mbnanetaccess, note and begin receiving payments from the borrower. Now that we have briefly considered first mortgage notes, we will consider second mortgages notes.

Real estate transactions create second mortgage notes when the seller finances only a portion of their equity.

In these cases, the buyer secures other financing for the first mortgage. Legally, the terms “first” and “second” refer to the lien position of the loan. Indicating the priority, lien position determines which loan gets paid first in case of foreclosure or bankruptcy. Consequently, seconds, short for second mortgage notes, are considered somewhat riskier than first mortgages. Since they carry additional risk, banks routinely charge higher interest for second mortgages. Imitating banks, you will expect to earn breathtaking yields of 10%, 14% or more when you buy seconds or thirds.

Whether it is sensible to purchase second or third mortgage notes depends on the payor of the note.

The crucial factor in valuing a note continues to be the reliability of the payor. Significantly, most notes available for purchase have an owner occupant payor. If you purchase the note through a note broker, the broker will determine the value of the note using the payor’s credit history. However, after you purchase the note, the payor’s situation may change. Collecting the payments has then become your responsibility.

Are you ready to be the bill collector? Are you ready to renegotiate the note? Are you ready, mbnanetaccess, to foreclose and resell the house? While the reliability of the payor looms as a large consideration, savvy real estate investors reason like, mbnanetaccess, banks and charge forward into this lucrative industry.

The savviest real estate investors love purchasing real estate notes whether first, second, or third mortgages. Essentially, this joy arises from their talent and experience at handling the problems.

When a note turns sour from nonpayment, these investors know how to collect, renegotiate, or foreclose. Consequently, they generate enormous cash flow from very safe investments. Very high yields of 10%, 14% or more motivate these investors. Realizing their note is secured on real estate and insured for hazards, they also know their note will be paid in full if the occupant sells or refinances the house. Not surprisingly, they consider second and third mortgages far better investment vehicles than the stock market or mutual funds.

These investors reason like banks do to achieve superior returns on their capital; you can level the playing field by utilizing companies that handle the grunt work and guarantee payments.

A growing breed of real estate companies and note brokers guarantee payments and handle all collections. This waive of services came about in response to the needs of note buyers wishing to bypass the hassle of debt servicing. Rather than leave you in the cold if a note turns sour, these companies make themselves liable as the payor on the note and guarantee your payments regardless of whether the occupant pays.

Additionally, a real estate company has greater financial resources than an individual borrower; this reduces your risk substantially. These companies create the same reliability as banks allowing you to profit like the savviest real estate investors.

First and second mortgages notes actually are familiar to those of us who have ever owned a home. Seeking the best returns, you will select your payor very carefully because there lays the greatest risk. Assuredly, savvy real estate investors invest in real estate notes because they have the know-how to handle nonpayment issues.

Because there are real estate companies that guarantee payments and handle the problems, you can reap the rewards of more lucrative, and safer real estate notes than many other investment vehicles. Those who exclaim real estate notes are not safe are dead wrong; they simply don’t have the know-how to protect their investment. So most important of all, you must choose your payor wisely. Once you have chosen an established real estate company that guarantees payments and manages borrowers, begin investing a portion of your portfolio right away.

“Think I’m a bank?” you ask. Of course not. But start amassing steady, predictable profits like banks. Think like banks do.

Copyright ฉ Mark Walter

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About the author:
Mark Walter enjoys writing articles on real estate investing. He also owns and operates an established real estate company offering greater financial returns to buyers and sellers of houses and real estate notes in Virginia. Visit his web site at http://www.

GreaterReturn.com
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