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All About Creative Memories

Yesterday was the last day for orders. Ahni, Zoe, and Creative Memories are now dead, although there is some hope that the Flowerdale Group will resurrect them later this year… 368 more words

Digital Photos

FICO’s New Scoring Model Will Likely Increase Millions of Credit Scores

If you follow this blog, or one like it, you know we talk a lot about the importance of a good credit score.  Credit scores not only help creditors decide whether or not consumers can borrow money, they also determine how much loans will cost.  602 more words

Debt Collection

More about Ahni, Zoe, and Creative Memories

Ahni and Zoe are now history, at least in the U.S. and Canada. Their direct sales business  is joining the graveyard of failed businesses. Some of the products may reappear, since the production equipment, patents, and brand names have been purchased, but the business model will be different. 56 more words

Industry Info

Film on Life Support

In an effort to delay the death of traditional film, Hollywood has agreed to buy enough film to ensure that the last remaining supplier, Kodak, will remain in the business. 136 more words

Industry Info

Debt Collection: Peeling the Layers of the Onion

Businesses oftentimes farm out non-core functions to third-party companies.  When shopping around, looking to outsource the collection of bad debt, there are many aspects of the collection process that are—and should be—taken into account when selecting a third-party collection agency.  668 more words

Industry Info

Creative Memories Japan Sold

As announced on July 5, Mr. Caleb Hayhoe, Chairperson of Flowerdale Group Ltd., Hong Kong purchased Creative Memories Japan, Creative Memories and Ahni and Zoe brand names, and related production equipment.    74 more words

Industry Info

Municipalities, Short on Cash, Partner With Collection Agencies

A tough economy and continual budget cuts have both large and small municipalities across the country partnering with collection agencies in an effort to fill the holes left in their budgets caused by reduced revenue. 368 more words

Industry Info