Berikut adalah post thread merchant mig33 bettyti2 di forum mig33 indo tentang pertemuaannya dengan big bos mig33 steven goh (crazygrape) dan beberapa staff mig33 lainnya saat pembesar mig33 ini berkunjung kesurabaya…baca selengkapnya….

anda bisa order disini

lihat sms centre kami cara pemesanan,barang tidak terpaku hanya pada yang tertera di weblog kami,kami juga melayani barang lain;”yang wajar di konsumsi”

tu pilihan warnanya Rp. 40.000

pemesanan hubungi cotumercare

anda bisa order sekarang juga untuk haraga per lusin tergantung model pesanan format pesan lihat di cara pesan

comtact : 085220075085
alfan19_efendi@yahoo.co.id

hi guys!
mig33 merchant contest starting from 20nov 2009 till end of the month.
the merchant who selling $1000 credits will recieve 1% ($10) extra.
the merchant who selling $2000 credits, will recieve 2% ($40) extra.
the merchant who selling $3000 credits will recieve 3% ($90)extra.

Do you know who really pays for processing every time you swipe that plastic card? Well, it is the merchant and the processing costs are paid as interchange fee to the merchant’s own bank, the customer’s bank, and computer network that processes the transaction. Banks earned over USD 48 billion in interchange fees in 2008, which is more than the total revenues from fees on checking or saving accounts.

Merchants and credit card issuers have tie regarding interchange fees. Merchants find it unfair to give away a part of revenues to the credit card issuer and desire a change in the system. They find themselves in tight situation because if they do not provide the facility of using a Visa or Mastercard, they are most likely to make their customers unhappy. On the hand, credit card companies argue that the interchange fees simply cannot be waived off; somebody will have to pay for it. According to a recent report by the Government Accountability Office (GAO), the payment could ultimately land in the lap of consumers in the form of increased fees in other areas.

The government is evaluating various options to regulate interchange fees and draw a fair line between credit card issuers and merchants. Considering 2008 figures, if the government intervenes and reduces the interchange fees from 2.1% to 0.60%, it could save $34.3 billion annually for consumers as well as merchants. However, with the Credit CARD Act to be fully effective soon, the reduction seems less likely to occur. The credit card issuers are already finding their business in jeopardy and reducing the interchange fees could hit their revenues.

Government officials have said that retailers are pushing the agencies that regulate financial services to find a legislative solution. The GAO report suggests increase in transparency for consumers OR granting the ability to merchants to negotiate on rates directly with the credit card issuers could resolve the issue. But, even if the interchange fees are lowered it may eventually pass on to consumers.

http://www.free-credit-report-360.com

Naniwa-no-miya Remains, with the NHK building and Osaka Museum of History in the background

Long before the city of Osaka existed, there was an imperial capital called Naniwa. It first served as the seat of the emperor and his grand palace in 645, and for the second time in 744 (capital cities tended to move regularly as new emperors took power). Thanks to its strategic location, Naniwa developed into an important seaport for trade and cultural exchange not only between different regions of Japan, but with Korea and China as well. Even after the first permanent capital was established in 710 in Heijo-kyo (modern-day Nara), and in 794 in Heian-kyo (modern-day Kyoto), Naniwa acted as the seaport for imported customs and traditions that Japan integrated with its own to form the civilization we know as Japanese.
Besides sea routes, Naniwa was the trading hub for overland routes, much as it remains today. Militant Buddhist influence was be strong here, centering on the Honganji sect, but would finally be violently crushed by Oda Nobunaga in the late 16th century, and in the 17th century Toyotomi Hideyoshi would establish the great merchant’s capital of Osaka.
The name “Naniwa” remains in place names, such as Naniwa-ku (Naniwa Ward), Naniwa-bashi (a bridge on Nakanoshima island), Namba (the famous entertainment district, whose name is a modern reading of the same kanji characters (難波) for Naniwa).
Naniwa-no-miya, which was built two times on two different sites, was one of the grandest palaces in ancient Japan, and when its role as the imperial government center had ended, it served as a diplomatic meeting and lodging place for high-ranking overseas dignitaries visiting Japan. Only a small portion of Naniwa-no-miya remains, which can be seen in a small park adjacent to Osaka Castle Park. Next to the ruins is the Osaka Museum of History, which is the best museum in Osaka and one of the most enjoyable museums I have visited period. It is not only informative but engrossing, as it appeals not just to history buffs but average people who may not know anything about Osaka’s deep history. Additionally, you can enjoy a spectacular bird’s-eye view of the grounds of Osaka Castle and the Naniwa-no-miya remains from the tenth floor of this building. Both of these can be accessed from Tanimachi 4-chome Station (Chuo and Tanimachi Subway Lines).

Photo courtesy of Wikimedia.

Kaufmannstugenden als strategischer Orientierungspunkt

Am Donnerstag fand bei uns in Hanau der erste Steinbeis-Unternehmerabend statt. Mit Podiumsgästen wurde diskutiert, mit welchen Erkenntnissen und möglicherweise besseren Ansätzen zur Unternehmensführung wir aus dieser Krise hervorgehen. Und am Ende des Abends schienen sich die Meisten einig zu sein: Wir müssen uns wieder verstärkt von den alten Kaufmannstugenden leiten lassen.

Als Kaufmann gefällt mir das besonders, denn mit Leitbildern auf Hochglanzpapier konnte ich noch nie etwas anfangen. Mit den Kaufmannstugenden hingegen schon:

• Kundennähe, Dienstleistungsfreundlichkeit: dem Kunden nur Produkte verkaufen, die der wirklich braucht, bei allen betrieblichen Abläufen den Kundennutzen im Blick haben,
• Sorgfalt, Fleiß: mit Sorgfalt und Fleiß für zuverlässige kaufmännische Prozesse sorgen,
• Vorsicht, Sparsamkeit: vorsichtiges, sparsames Wirtschaften und in guten Zeiten Rücklagen bilden, um in schlechten Zeiten bestehen und finanziell unabhängig agieren zu können,
• Glaubwürdigkeit, Vertrauen: glaubwürdig und vertrauenswürdig handeln, anderen vertrauen,
• Gewinnstreben: klassische Kalkulation mit dem Ziel, dass sich das Unternehmen langfristig erfolgreich selbst trägt, reale Wertschöpfung schaffen und damit legitim nach Gewinn streben.

Die Kaufmannstugenden haben gegenüber Leitbildfloskeln den Vorteil, griffig zu sein und seit Jahrhunderten in der Kaufmannspraxis umgesetzt zu werden. Sie äußern sich nicht in kurzfristigen Maßnahmen sondern in Handlungen und Konzepten, die in die betriebliche Praxis integriert sind: langfristige Planung, mit dem Kunden Lösungen entwickeln, Zuschlagskalkulation, klassische Auftragsabwicklung, Liquiditätsmanagement, hohe Eigenkapitalquote. Kaufmannstugenden helfen dem einzelnen Mitarbeiter, täglich fundierte Entscheidungen zu treffen, und Organisationspraktiken regelmäßig auf ihre Nützlichkeit zu hinterfragen.

Gerade die konsequente Orientierung an den Kundenbedürfnissen verspricht, eine Reihe von Problemen, mit deren Lösung die Organisationsentwicklung regelmäßig beauftragt wird, praktisch durch die Hintertür zu lösen, wie z.B. Bereichsdenken, mangelnde Kooperation, Mikropolitik, Orientierung an Befindlichkeiten.

Wir können nicht in die Zukunft schauen; damit geschehen alle unsere Handlungen unter unvollständiger Information und mit offenem Ausgang. Sein eigenes Handeln konsequent an Prinzipien auszurichten hat die Vorteile, immer einen Orientierungspunkt zu haben, auch in komplexen und dynamischen Umwelten, und für andere wahrnehmbar Kontinuität auszustrahlen.

Immer wieder werde ich als Organisationsgestalterin gefragt ‘mit welchen Methoden arbeiten Sie denn?’ und ich merke, mein Gesprächspartner erwartet, dass ich mich auf inhaltliche Beratung vs. inhaltsfreie Begleitung von Veränderungsprozessen oder auf bestimmte Schulen oder Maßnahmen festlege. Der Unternehmerabend hat mich wieder darin bestärkt: Kauffrau zu sein ist mehr als Programm, es ist eine berufliche Identität, die ich seit 20 Jahren lebe. Und wir Kaufleute haben den langfristigen Erfolg des Unternehmens im Blick und eine pragmatische Herangehensweise: Ziele, Stärken und Probleme des Unternehmens sind Ansatzpunkt unseres Handelns. Von da aus gehend unternehmen wir alles Erforderliche, entscheiden uns für angebrachten Maßnahmen und leiten sie ein.

Merchant’s Virtues as Strategic Orientation

On Thursday, there was the first Steinbeis evening for businesspeople in my hometown Hanau. In a panel discussion about which lessons learned and maybe improved business practices we take from the crisis most people seemed to agree that we have to go back to letting the old merchant’s virtues lead us.

As a Kaufmann (German for merchant) I appreciate that because I never really went for the visions and missions on glossy paper. But I go for the merchant’s virtues:

• customer and service orientation: sell only products that the client really needs, have the customer in mind in all business processes,
• thoroughness, hard work: put effort and care in ensuring reliable commercial processes,
• prudence, thrift: manage prudently and economically, build capital in good times, in order to continue the firm and act independently in bad times,
• credibility, trust: act credibly and trustworthy, trust others,
• pursuit of profit: classic calculation in order to ensure long-term financial success of the company, add real value and by this legitimately pursuit profit.

In contrast to meaningless phrases of mission statements, the merchant’s virtues can be handled and are acutally translated into commercial practice for centuries now. They are not short-term measures but behaviors and concepts that are integrated in everyday business practice: long-term planning, developing solutions with the client, cost-based price calculation, commercial order processing, liquidity management, high equity ratio. Merchant’s virtues help the employees to make profound decisions everyday and to regularly question organization practices whether they are useful.

Particularly a consistent focus on the clients’ needs promises to solve a couple of problems that the organizational development is usually approached with through the back door, such as thinking in the division’s interest only, lack of cooperation, micropolitics, serving sensitivities.

We cannot foresee the future; therefore, everything we do happens under incomplete information and with open end. To act consistently principle-oriented has great advantages: we always have a point of orientation, also in complex and dynamic environments, and others perceive us as consistent.

As an organization designer I am asked again and again ‘what are your methods?’ and I realize that my conversation partner expects me to take a position for expertise consulting vs. mentoring the change process or for specific schools or methods. The evening for businesspeople has ensured me again in one thing: being a merchant is more than a program, it is a professional identity that I live for 20 years now. And we merchants have the long-term success of the firm in mind and a pragmatic approach: company goals, strengths and problems are the starting point of our work. From there we go on and do everything necessary, including to decide for and take appropriate measures.

sekarang ini hosting batulicin.co.tv saya pindah ke blogspot, kalian juga bisa mengakses blog kami dengan alamat http://ronieronk.blogspot.com. Mungkin bagi pengunjung yg menggunakan handphone dngan browser operamini v.4 agak sedikit kekurangan dlm menampilakan halaman blog yg baru ini, sebagian gambar tidak bisa terbuka walaupun pengaturan muat gambar pada browser opera sdh ditandai,tapi saya akan berusaha untuk dapat menampilkan blog secara utuh buat pengguna yg memakai opera.tampilannya masih sama seperti blog yg ini (acak2an), maklum aq masih dalam tahap belajar bikin blog.. . Tapi diblog yg baru ini tampilannya tampak lebih ceria dan penuh warna, kalian yg menggunakan pc selama dalam halaman blog baru, kalian akan dihibur oleh lantunan lagu berirama rap dari saykoji.. Oke q tunggu kalian diblog q yg baru dan jangan lupa berikan comentnya di shoutbook atau jg di guestbook dan untuk sementara blog ini tidak saya update dulu. Sekarag blog ini memakai domaim dot.tk yaitu www.batulicin.tk

During the trip to Inujima, we spent a night in Kurashiki, an old warehouse town near Okayama that survived both the war and modernization. In the Ohashi house, built by a wealthy merchant in 1796, there is a wonderful example of a mansion built around courtyards that offer ventilation and gardens.

Perhaps similar to Kyoto’s kyomachiya (capital town homes), the use of courtyards and the ability to open the house to nature provide a historic reference that could inspire contemporary residential architecture.

bettyti2 wrote :

merchant mig33 tournament 12 desember 2009
akan di adakan tournament untuk user mig33 oleh kelompok merchant resmi dan ketentuan untuk merchant yang akan terlibat, Hak & kewajiban untuk para merchant yang ikut mejadi panitia penyelenggara “Tournament Roussian Roullette” yang akan diselenggarakan t12 DESEMBES 2009.
1. Merchant wajib menyetorkan sejumlah IDR untuk digunakan sebagai hadiah tournament, besarnya antara 50.000 – 100.000 IDR.2. Merchant diwajibkan mengumpulkan IDR untuk digunakan sebagai tiket tournament, besarnya min 300.000 IDR (tergantung permintaan tiket).3. Apabila pihak merchant mendapatkan peserta harap disegera menghubungi koordinator tiket, karena tiket dianggap sah apabila peserta menerima IDR yang ber
2. Merchant diwajibkan mengumpulkan IDR untuk digunakan sebagai tiket tournament, besarnya min 300.000 IDR (tergantung permintaan tiket).
3. Apabila pihak merchant mendapatkan peserta harap disegera menghubungi koordinator tiket, karena tiket dianggap sah apabila peserta menerima IDR yang berasal dari nick “OPM”. Transfer IDR dari account selain nick tsb dianggap tidak sah.
4. Merchant wajib standby di room “mig33 FAQ” guna sebagai costumer care calon peserta.
5. Semua IDR yang disetorkan wajib menggunakan IDR LEGAL (no invite).
6. Peraturan permainan sesuai standart mig33, dengan ketentuan FAIRPLAY.

hubungi merchant vian_vario (koordinator kompetisi)

best regards

bettyti2
(monitoring kompetisi)

info untuk semua para merchant, warna ungu yg kalian gunakan hanya akan berlaku satu bulan terhitung dari tanggal terakhir kalian beli kredit ke mig33, dan minimal recharge untuk perpanjang adalah 70 USD atau sekitar 700 ribuan.

hancook wrote:

tips game lowcard.

Sebelum (!d). Lihat kartu yg keluar kalau misal yg keluar 8 tunggu dulu aja, setelah 8 itu yg keluar apa klo lbh kecil dari 8 berarti kartu akan semakin kecil keluarnya, sebaliknya kalau yg keluar diatas 8 maka kartu yg keluar semakin besar, silahkan mencoba….
aq sudah buktiin berkali kali” win chance 90% bro…

Akhirnya setelah dymas
yg memilih pensiun menjadi merchant resmi mig33 kini BMC mempunyai merchant resmi lagi.. Selamat kepada kk..
yang telah menjadi merchant resmi mig33. kk.. Juga adalah ketua Batulicin Mig33 Community (BMC) kami. Untuk pembelian IDR/kredit mig33 dibatulicin dan tanah bumbu silahkan add/pvt merchant kami kk..
atau telpon +6281348945677 email kk..@mig33.com

For the past day or so I have been stuck, its sticky yes and I really need some help. I posted a entry a couple of days ago explaining that I want to get 90 Agility and 90 Mining by December 31 of this year. These merchanters or price manipulators, I also call cheating scumbags are making it impossible for me to train. I have put an offer in everyday once the Grand Exchange updates, taken time out of my skilling to wait and sit (play tag). The GE updates and the one thing that I really need most goes up another 300k+. I personally have an extremely small voice in the way things are run and I doubt anyone would listen to what I have to say but honestly its really a pain. JaGeX really needs to do something its unfair.

On another note, since I cant get a hold of a pickaxe and the
“friend” I sold to to barrow for the past few days I have been gone decided it was never a say that I need it back. Anyways, Agility along with a few smaller goals are what I am trying to focus on. I was able to grab the computer for 2 hours already (homework, sports, etc.) and have gotten 102k exp to 83 with 122k left. I plan on getting 83 tonight into tomorrow then tomorrow I will get 84 and possibly 85 I may go do some Stealing Creation or get a torso & weight reduction gloves. From 85 I am planning on doing the extended gnome course to only 87 by then hopefully Sunday them nub will have dumped the pick and I can buy one for Mining. Some may think its silly for paying 14m+ for a pickaxe that wont yield anything but a loss. But Silly is the first part of my name so why not its either that or going into Farming.

At one time or another we have all withdrawn funds from an ATM machine located in a store. It is often more convenient than going all the way to your bank. Although people are carrying less and less cash theses days, there are times when only cash will do, so you withdraw some from the ATM.  Convenience has a price and you will be charged between $1.50 and $2.00, you agree to pay this because you want some cash. But who collects this fee? The credit card processing ATM merchant, the one responsible for the transaction and keeping the machine full of cash.

Credit Card Processor (CCP), you can help you to be that owner. They have highly competitive wholesale prices on ATMs with free network and bank sponsorships. Their machines are capable of accepting 10% more cards than any other leading processors. They won’t leave you in the dark, either. Their office support will help you take the confusion out of owning an ATM machine. Credit Card Processor (CCP) guarantees to answer the phone when you call. Plus they offer after hour emergency assistance.

Many people dream of having their own ATM machine, visit Credit Card Processor (CCP) and get your ATM machine today. Set it up in your store, and collect the cash. It’s that simple. The easiest money you will ever make.

info@credicardprocessor.com

Merchants need enough working capital to run smoothly. But what can you do when the bank turns you down? Especially if you are just starting your business and have not built up your credit score. You need alternative financing that traditional lenders, even banks, do not provide. As a leading financial provider to the credit card processing community, Credit Card Processor (CCP) offers a business line of credit merchant cash advance as part of their many alternative financial services. They offer a simple method that of converts future Visa and MasterCard sales into present day cash, giving merchants the working capital they need now.

At Credit Card Processor (CCP) merchants can use the power of past proven credit card sales to get the merchant cash advance they need now, without borrowing. An affordable alternative to traditional borrowing while still keeping your business capital flowing. Do not let all of your hard work and loyal customer base go to waste because you haven’t explored every aspect of alternative lines of credit.

Credit Card Processor (CCP) is more than just a regular credit card processing company, they are your one stop full financial solution. For big business and small, they can help in ways you never imagined.

info@credicardprocessor.com

The sign out front says: “SUNSERI’s - if it’s Italian … it’s at Sunseri’s.” The sign is correct, not only in reference to the food and products being sold, but to the employees behind the counter. The third generation of Sunseri are now at the helm at Sunseri Pizza, the Sunseri Italian grocery store  and famous Pennsylvania Macaroni Co. in the Strip District of Pittsburgh. Whether it’s a full-blown Italian meal or a one ounce sample of an Italian herb with which to do your own cooking, you’ll find it in one of the businesses this family owns.

Visit Sunseri’s located at 1906 Penn Ave and the Pennsylvania Macaroni Co. just down the street at 2010-2012 Penn Ave.                                   

 Yum Yum!

Image copyrighted. Reproduction, copying & file sharing prohibited

Whenever I used to be back on leave  back in my sailing days ,, one of the questions i used to be asked was  :  So  how do you find it , to be back on land ..

 My answer : Well , not swaying anymore !

“INDONESIAN CONSUMUNITY EXPO 2009″

Merupakan kegiatan festival yang melibatkan +/- 100 Komunitas-komunitas di Indonesia, produsen-produsen dan juga masyarakat umum, yang akan dilaksanakan selama 2 hari penuh.

Suasana yang ingin dibangun dalam event ini adalah agar anggota komunitas dan masyarakat umum dapat melihat serta merasakan keberagaman komunitas yang ada dengan beragam aktifitasnya dan interaksi yang terbangun antara komunitas dengan produsen dan antar komunitas, antara lain:

COMMUNITIES BOOTH, INDUSTRIES BOOTH, F&B BOOTH, COMMUNITIES ACTIVITIY, STAGE PERFORMANCE, GUEST STAR, LIVE MUSIC, SPORT ACTIVITY, GAMES

VENUE: PLASA TIMUR SENAYAN
DATE: 21-22 NOVEMBER 2009
TIME: 08:00 – 20:00
HTM: FREE ENTRY

TARGET ICE 2009:
> TARGET AWARENESS
50 Juta rakyat Indonesia melalui promo media elektronik, cetak & online serta jejaring social (milis, blog, facebook, forum, dll)
> TARGET PENGUNJUNG
80.000 pengunjung selama 2 hari acara:
> Anggota Komunitas
> Masyarakat umum non anggota komunitas

EVENTS AND INTERACTION:
> Outbound on the spot
> Live Music
> Bazzar
> Ms. And Mr. Community
> Mini futsal
> Games Interaction
> Etc

MIG33 STAND, EVENTS AND INTERACTION:
> Mig33 Registration on the spot
> Pembagian flyers mig33 kepada pengunjung dan komunitas lain.
> Pameran foto mig33rs Indonesia
> Penjualan mig33 Merchandise
> Kopdar Akbar mig33rs
> Futsal mig33rs All Star vs Komunitas Lain

Supported by:
- SWA Media Inc.
- Prasetya Mulya Business School
- Kompas Gramedia
- Smart FM
- Metro TV
- mig33rs Community

BE THERE OR BEHIND..!!

kirey wrote:

room ini dibuat oleh staff msnadja yang di gunakan untuk saling share info…
rata-rata yang ada di room itu para merchant dari seluruh dunia…

ada beberapa point yang sedang hot di diskusikan…

-masalah nick warna ungu akan hilang aktifasinya dalam 1 bulan, jadi sebelum 1 bulan harus segera melakukan recharge… >> sebenarnya para merchant agak keberatan, jadi sedang melalukan negosiasi dan musyawarah so qta liat aja keputusannya.

masih ada beberapa yang sedang di diskusikan…

qta tunggu berita selanjutnya.

MY SCAM REVIEWS:

October 25th, 2009 at 1:30 am like a thief in the night my account with familyandfriends financial was canceled for no reason.

After 3,000 emails and numerous ads running without notice the plug was pulled.  No communications no nothing and that is why I am here to tell you that Family and Friends Financial is a fraud they even changed their log in name from www.familyandfriends.com  to something else.  See it in the search engine results. The links that they gave me to advertise don’t even exist anymore imagine that.  Imagine trying to advertise your links on an advertising site that checks the links and tell you that those links aren’t working at 1:30am in the morning.  No one writes you and no one calls that just the kind of things you have to deal with.  They can write you about a campaign ( the complete protection plan) that doesn’t have it’s website up and running.  But tell you that they don’t exist anymore that’s just too much trouble.  

Let’s face it there is no opportunity at.  I don’t even think they are a real company.  Please do not sign up with them or you will get burned.  

Here’s the new search engine results I pulled off the internet: 

Family and Friends Financial

Source: www.familyandfriends.com

Family and Friends Financial helps hard-working individuals by providing them with products and knowledge that allow them to achieve and maintain financial well-being.

Family and Friends Financial – 7:18am Family and Friends Financial – No Investment Required. fastfuneasyfree.com/ – Cached – Similar –

Family and Friends Financial | Facebook – 7:30am

 Welcome to the official Facebook Page of Family and Friends Financial. Get exclusive content and interact with Family and Friends Financial right from … www.facebook.com/…/Family-and-Friends-Financial/65113984137 – Cached – Similar – Family and Friends Financial Business, Contact Information and … Family and Friends Financial, Inc. (F3) representatives offer a variety of credit cards, home loans, vehicle loans, and identity theft … www.foundvalue.com/business/family-and-friends-financial – Cached -

Similar – Family and Friends Financial – Company Profile on LinkedIn – 7:20am View the Family and Friends Financial company profile on LinkedIn. See recent hires and promotions, competitors and how you’re connected to Family and … www.linkedin.com/companies/family-and-friends-financial – Cached – Similar – Family and Friends Financial – Home Based Business Network Apr 10, 2009 … Finally…!!! A TRUE INCOME opportunity that does not require you to collect money from your Friends or Family…!!! You can now genuinely … www.homebasedbusiness.com/group/familyandfriendsfinancial – Similar -

fAMILY & fRIENDS fINANCIAL – Twitternet Marketing Family and Friends Financial offers a F*REE Home Based Income Opportunity! … This call will be hosted by Family and Friends Financial. … www.twitternetmarketing.com/group/familyfriendsfinancial – Similar – MLMLegal.Com—MLM Company

Profiles Family and Friends Financial is located in Saint Petersburg, FL. … Family and Friends Financial sells a variety of credit cards, home loans, vehicle loans … www.mlmlegal.com/…/mlm-profiles-familyandfriends.htm – Cached

-          Similar – Family and Friends Financial – 7:28am

-          Family and Friends Financial helps hard-working individuals by providing them with products and knowledge that allow them to achieve and maintain financial … www.helpingfamilyandfriends.com/ – Cached – Similar – Family and Friends Financial, Tualatin OR 97062 Mar 13, 2009 … Get discount coupons for Family and Friends Financial and other Tualatin, OR local merchants. Let’s face it…couldn’t we all use another … www.merchantcircle.com/…/Family.and.Friends.Financial.Tualatin.OR.503- 616-2383 – Cached – Similar –

-          Family and Friends Financial – Free Home Business – Best Home … Apr 14, 2009 … A video by ScottOBrien – Helping Family and Friends Make Money from Home with Zero Start-Up Costs. The Family and Friends Financial Income … revver.com/…/family-and-friends-financial-free-home-business-best-home- business/ – Similar -

They got a facebook page do not trust it.

The ceo is Mangus Sublett and this is a Discover Card company.

Watch for this name because I believe he is a scam artist along with some others.  

The domains with family and friends has been eliminated and is up for sale at whois.com.  So why create this domain in the first place and you can now find them operating as merchantcircle.com, fastfuneasyfree.com and a whole host of other names.

Here are 4 key things to look for: 

1.   Mangus Sublett, ceo and

 2.  the test you must take to qualify and all

 3.  the overview of credit when you get to the site.  It is just a sad time wasting trick.  

4.  You get websites that can be terminated before you start.  

I thought it was odd when they said,  “ we are terminating you for spamming and I said, “I haven’t even started to advertise yet so how can that be.”

Watch out they got slick advertising and I bought it hook line and sinker and boy did I do some sinking.

5.  Watch for this logo

This Video is the mother of all lies

http://www.metacafe.com/watch/2680680/family_and_friends_financial_free_opportunity/

Anything I find out I will post.  Now I have the task of canceling all my ads, all my postings which is a big task.

I will instead refer people to this blog and undo attempt to undo all the adverts that I have done in favor of family and friends financial  

There are real opportunities out there and I am going to keep looking and I will blog about what happens.  I am looking into new opportunities as I speak.

 No more sucking it in and shrugging my shoulders and moving along.  I am going to tell, tell, tell…and tell

My Links were:

http://www.familyandfriends.com/credit_apply.asp http://www.familyandfriends.com/merchant.asp http://www.familyandfriends.com/deborahwashington

family and friends financial canceled their domain name www.familyandfriends.com  they don’t even exist anymore.

They got some strange names now.  Look them up in the search engine under Family and Friends Financial.  Do not look them up under family and friends.

EVERYTHING IN THIS VIDEO IS A LIE,  EVERYTHING

http://www.metacafe.com/watch/2680680/family_and_friends_financial_free_opportunity/

THEY CANCELED THE DOMAIN NAME WWW.FAMILYAND FRIENDS.COM AND ALL THE INDIVIDUAL SIGN UP PAGES THAT GO WITH THEM.  THEY ARE CALLING THEMSELVES SOMETHING NEW.

I repeat there is no opportunity.  Mangus Sublett is the CEO out of St. Petersburg, FL   I have warned you You are proably blocked by the server if anyone does sign up and the credit goes to them not you.

Contact Information   support@familyandfriends.com Phone Toll Free at (866) 895-6550 FAX at (727) 895-6551Family and Friends Financial, Inc. One Progress Plaza Suite 820 St. Petersburg, FL 33701-4344 Here is a useful  way to check out legitimate offers on the web use this link and never be scammed again http://www.imreportcard.com/r/philamena

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Menu > My mig > credits > Check Account Balance > Subscriptions
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The ever changing trend in business has shown many people and companies throughout the US just how much we have to change in order to keep up with the times. The business world that some many have become so accustomed to, has taken a turn not for the worse, but in a direction that very few were ready for. In that, it means that everyone has to change directions as well and in a way shift gears, in order to get back on the track we were on.

Now many say that is a small expression for a huge transfer of wealth and debt that has transpired over the last 36 months. However things will evolve and change will prevail. Now we have to ensure that our clients, are evolving as well, so that they will also be on the right track.

Over the years NavMar Investments has grown in leaps and bounds. Not just financially, but professionally. We began as a small investor type company that wanted to be part of the real estate boom that was taking place at the time, and now we are a nationwide company that has brought not only an understanding of the business world to many companies and sole proprietorship’s, but also resources that are needed that many companies and people in general seem to often overlook.

I recently traveled to Atlanta Ga for a month. This trip was something that the company needed, without even really knowing it. The company was starting to get to a point that we needed one more thing in our portfolio. Something that brought it all together. Something that meant we had something for everyone that we spoke to. And I found it.

Let me get back to that in a moment. At NavMar Investments we offer small to medium sized businesses the services they need in order to operate efficiently. From start up loans, working capital, A/R financing, merchant processing and cash advances, web hosting and design, payroll services, business insurance, and our newest acquisition,

“FLEX CARE.”

I know many people are wondering right now, “What is Flex Care?” That is a very good question and I am glad that you are asking it.

Flex Care is the brain child from a company called Siris Financial. Siris is a commercial lending company that is headquartered in Atlanta Ga, and is backed by World Financial Bank. WFB is the same lending facility that companies like Victoria Secrets, and JC Penny get the backing for the lending of their credit cards and put their names on. These names I am sure the common consumer has grown quite aware of.

Now Flex Care does work like a credit card. I am sure that many of you already figured that much out considering we are talking about credit. However. How does it work like a card, and more importantly “where” does it work? Well please allow me to explain.

Flex Care works like a credit card for your medical or dental procedure needs. Again this is for medical.  It is basically a revolving charge that can be used at medical offices around the nation. Need financing for a cosmetic surgery? How about lasix? Laser hair removal? Dental surgeries? Just about anything that you can think of that is either medical or dental related, Flex Care can make sure it is affordable for you. With the interest rate starting at 0% for qualified applicants, and deferred payments for up to 12 months, we can ensure that the program is tailored made to your needs. No more waiting around for the insurance company to approve your coverage. If they cover your surgery at all. And the best part I saved for last. Unlike many other companies out there claiming to “assist” those in need of financing for medical, we actually prove it. Since the competition likes to only approve those with a 720 credit score or higher, we made sure that the rest of the public was not left out. That is why Flex Care approvals begin with just a 580 credit score!

The Flex Care card works with doctors, hospitals, dentist offices, and surgeons all over the United States. It is as simple as going to the website, http://navmarinvestments.com, and clicking on “Flex Care”. There you can also review our brochure and learn more about the options that are available to you. And when you are ready to get approved, simply contact us so that we can get your application going. It is very simple, and approval takes less than 10 minutes. Plus it is of no cost to you to find out if you are approved.

Now for the doctors and health care professionals that are not familiar with patient financing, or are looking for a system that may increase their patient load and overall profit margin, this is for you! The Flex Care program shows that clinics that are offering financing to their patients has a 20% increase annually in over all profit and patients. This means no longer will you or the patient have to wait to get a procedure performed and best of all you no longer have to wait for your money. Since the payments are backed by the second largest bank in United States, your funds are sent to your account through ACH in 72hrs or less. The patient takes care of the payments with Siris financial. And you get to do what you and your staff do best. And that is taking care of the patients. And remember if you already offer financing with the competition that only approved at a 720 or higher, just think of how much business your are losing to the competition. Time to not only take care of the patients you are losing, but also to increase your client list and grow your practice. In either situation, it would greatly benefit your office to offer Flex Care.

To learn more about NavMar Investments, our services, and the opportunity that Flex Care can offer both patients and health care clinics, please go to www.navmarinvestments.com and review the information on the site. If you need any further information please contact us either toll free, or simply drop us a note.

Thank you for reading and we will look forward to assisting you with all of your business needs.