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What You Need to Know About the New Ability-To-Repay (ATR) and Qualified Mortgage (QM) Rule

The Consumer Financial Protection Bureau’s Ability-to-Repay (ATR) and Qualified Mortgage (QM) Rule is effective for applications taken on or after January 10, 2014.

The ATR/QM rule generally requires lenders to make a “reasonable and good-faith determination” that the borrower “has a reasonable ability to repay the loan.” 188 more words

Atr

Need to Know: The five best Redskins performances of the last 20 seasons

Here is what you need to know on this Friday, April 18, 20 days before the NFL draft.

Nickel coverage

(Note: I’m going to be out of action for a few days here. 383 more words

Redskins

The Gospel.

The Gospel. So simple, so freeing, so beautiful. Have you heard it? Even if you’re a believer in Jesus Christ, when was the last time you heard the Gospel, soaked it into your soul, allowed it to transform you? 929 more words

Need to Know: Five key questions that will impact the Redskins' draft

Here is what you need to know on this Thursday, April 17, 21 days before the NFL draft.

Nickel coverage

The draft does not happen in a vacuum. 448 more words

Redskins

Need to Know: 5 NFL draft notes including the Redskins' pick at 34

Here is what you need to know on this Wednesday, April 16, 22 days before the NFL draft.

Nickel coverage

Here are five thoughts on the Redskins and the NFL draft, … 523 more words

Redskins

Important: have you completed the Academic Integrity Module (AIM)?

The Academic Integrity Module (AIM) is a compulsory part of your enrolment if you commenced your undergraduate or postgraduate coursework degree at La Trobe in 2014. 128 more words

Current Students