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Take steps so criminals won’t take vital information from you. Guarding Against Identity Theft.

Guarding Against Identity Theft

Take steps so criminals won’t take vital information from you.

 

 

America is enduring a data breach epidemic. As 2013 ended, the federal Bureau of Justice Statistics released its… 1,070 more words

Financial Planning

72(t) Distributions by John Jastremski

72(t) Distributions

Sometimes you can take penalty-free early withdrawals from retirement accounts.

 

Do you need to access your retirement money early? Usually, anyone who takes money out of an IRA or a retirement plan prior to age 59½ faces a 10% early withdrawal penalty on the distribution. 1,044 more words

Financial Planning

Throwing Out the 4% Rule This 1990s retirement planning principle seems questionable today By John Jastremski

Throwing Out the 4% Rule

This 1990s retirement planning principle seems questionable today.

 

In 1994, a financial advisor named Bill Bengen published research articulating the “4% rule”,which became a landmark of retirement planning.The 4% rule postulates that a retirement nest egg can last 30 years if a retireewithdraws 4% of it per year (incrementally adjusted for inflation), given a portfolio of 50% stocks and 50% bonds. 808 more words

Financial Planning

Ideas for Your Tax Refund. What could that money do for you?

Ideas for Your 2013 Tax Refund

What could that money do for you?

 

Is a tax refund coming your way? If you have already received your refund for the 2013 tax year or are about to receive it, you might want to think about the destiny of that money. 923 more words

Financial Planning

Financially, there are reasons why you may want to work a bit longer

Should You Retire Now, Or Later?

The case for working past 65. Increasingly, baby boomers are urged to work until full retirement age or beyond. (Social Security defines “full” retirement age as 66 for those born from 1943-1954; it incrementally rises to 67 for those born in 1960 or later). 1,104 more words

Financial Planning

2014 IRA Deadlines Are Approaching

2014 IRA Deadlines Are Approaching

Here is what you need to know for 2014.

 

Financially, many of us associate April with taxes – but we should also associate April with important IRA deadlines. 1,142 more words

Financial Planning

WHY YOU SHOULD KEEP CONTRIBUTING TO YOUR 401(k) by John Jastremski

Save for retirement consistently, regardless of how the market behaves.

There is seldom a dull moment on Wall Street. Stocks may rise or fall dramatically over the course of a year or a decade. 930 more words

Financial Planning