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Blogs about: Open Source Banking

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All banks have the same strategy | what happened to the Starbucks strategy?3 comments

Colin Henderson wrote 6 months ago: It was refreshing to read this piece, and takes us exactly where innovation in financial services ou … more →

Tags: aggregation, CRM (Customer Relationship Management), Customer Advocacy, Customer experience, Innovation, Mobile Banking, Open Finance, bill presentment, Citibank

Comment on "Beyond the age of leverage: new banks must arise" | Niall Ferguson4 comments

Colin Henderson wrote 9 months ago: Niall Ferguson nails the ultimate irony in the world today.  Every government is set on increasing d … more →

Tags: Banking Strategy, Business models, Non bank competition, Open Finance, P2P Lending, Social Lending, Niall Ferguson, The Ascent of Money

Banks | time to be afraid3 comments

Colin Henderson wrote 1 year ago: Mint has officially joined my list of top disruptive services in financial services. Till now, I onl … more →

Tags: aggregation, Non bank competition, Customer Advocacy, account alerts, mint wesabe

A complete stranger told me ... | The power of wesabe4 comments

Colin Henderson wrote 1 year ago: A sobering and powerful post on the power of social media for financial services. [hat tip mmpartee] … more →

Tags: Business models, Open Finance, wesabe open+source+banking

How much about the approach to Branchless Banking is driven by incorrect assumptions?1 comment

Colin Henderson wrote 1 year ago: Johan picked up on my post about mobile loans, but interestingly pointed to an Economist article in … more →

Tags: Customer experience, Self Service, P2P Lending, unbanked

"Credit crisis has given social lending a friendly pat on the back" | Economist5 comments

Colin Henderson wrote 2 years ago: Brief but succint article on social lending summarises the interesting fork in the financial service … more →

Tags: Social Lending

BofA dips toe in web 2.0 water | needs help2 comments

Colin Henderson wrote 2 years ago: BofA are very conservative about this kind of thing, so its a big deal that they are at least trying … more →

Tags: US, Banking Strategy

BMO first in laying the groundwork to mitigate against sub prime1 comment

Colin Henderson wrote 2 years ago: I  have been awaiting specifics on how the sub prime crisis would impact Canada specifically, a … more →

Tags: Innovation, Banking Strategy, Profitability

"The Upside of Down" | some thoughts on Banking6 comments

Colin Henderson wrote 2 years ago: Over the last couple of weeks I have been reading ‘The Upside of Down‘, authored by Thom … more →

Tags: Banking Strategy, Profitability

[2.6.22.12.18] an example of the incredible power of Open Source

Colin Henderson wrote 2 years ago: I have been running Linux for 6 months on my Thinkpad, and very happy with it.  I had my first … more →

Alistair Darling signals the end of easy money2 comments

Colin Henderson wrote 2 years ago: The British Chancellor of the Exchequer takes a stand on consumer credit.  With this statement, … more →

Tags: Social Lending

What Banks need to expect when getting into social apps | TD Bank

Colin Henderson wrote 2 years ago: After the post on RBC p2p, a colleague pointed out this piece on the TD experience in FaceBook. … more →

Tags: Banking Strategy, Social Networks

How often does a bank ask you for your input? | RBC p2p

Colin Henderson wrote 2 years ago: Royal Bank of Canada (RBC) are quietly intrducing a new site that I would place firmly in the social … more →

Tags: Social Networks

Sub-prime crisis | Back to basics, and the promise of social lending4 comments

Colin Henderson wrote 2 years ago: The always clear and succint Economist sums up the current financial crisis in next weeks leader her … more →

Tags: Consumer trends, Customer experience, Banking Strategy, Customer Advocacy, Social Lending

Home Equity Share | high risk approach to online mortgage lending6 comments

Colin Henderson wrote 2 years ago: New slant on Social Lending here from Home Equity Share, based in the US.  The concept  se … more →

Tags: Social Lending

Understanding Microblogging Usage and Communities2 comments

Colin Henderson wrote 2 years ago: Here is an analytical paper, that develops empirical evidence on how and why people are moving towar … more →

Tags: Banking Strategy, Social Networks, Social Lending

Economy provides opportunity to differentiate between traditional lending and social lending1 comment

Colin Henderson wrote 2 years ago: There is a general sentiment that a consumer credit crunch is coming to North America, in the wake o … more →

Tags: Banking Strategy, Social Networks, Social Lending

The 37-year-old real estate agent paid $1,800 to bump up his credit score1 comment

Colin Henderson wrote 2 years ago: There is no end to creativity when it comes to credit.  There is a new cottage industry driven … more →

Tags: Customer experience

Another 'web based platform' | Bebo signals plan to open up to developers1 comment

Colin Henderson wrote 2 years ago: What a difference a day makes.  This announcement from Bebo validates TechCrunch’s Duncan … more →

Tags: Customer experience, Banking Strategy, Social Networks, Social Lending


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