Tags » Personal Finance 2

Mortgage Durations and Monthly Payments

Buying a home is a major event in our lives, and the excitement can easily overshadow the long-term financial commitment we’re about to make. We tend to view a mortgage much like a car loan and focus on the monthly payment, while overlooking the cost of the loan or total amount of interest that will be paid over the life of the mortgage. 681 more words

Personal Finance

The Morality of Work and Wealth (L25)

The morality of work and wealth is much simpler than it seems when first considered. Although there are many specific jobs that can be argued either moral or immoral by different people, I like to think I take a pretty basic, and arguably ‘fair’ stance on the subject.  282 more words

Personal Finance

Broke with a Dream

I’m broke… So broke I have at least 5 toll free numbers that call everyday and I simply hit DECLINE. I don’t have the energy to deal with nor do I have the money to pay them. 170 more words

Broke With A Dream

Do's and Don'ts on Buying Properties During a Recession

Purchasing real estate is no laughing matter – whether the economy’s doing well or it’s experiencing recession. It’s a well-known fact that buyers are in a better position to purchase real estate during a recession. 536 more words

Personal Finance

Spend Less on Everything

One of the simplest things you can do to keep more of your disposable income is to recognize when you should use paper to pay for purchases versus when you should charge them to the plastic. 1,324 more words

Personal Finance

Spending: Week of October 12th

It’s been a rather crazy week. I’ve been working 12+ hours a day, and it’s been rather exhausting. And I was kind of dreading making this post, as I didn’t want to see the total spending this week. 81 more words


How to choose the right bank account

A chequing account is a good way for most people to manage their day-to-day banking needs.

Banks, credit unions, caisses populaires and other financial institutions offer many different kinds of chequing accounts with a range of services and fees. 28 more words