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Rate warrior strikes back: What difference does 0.25 per cent make?

We have often come across friends and bankers who have tried to brush of 0.25 per cent difference in rate for convenience of banking with one bank and for maintaining relationships. 410 more words

Food For Thought

Officially Debt Free!

Just a short post and a quick update. As of today, I’m officially debt free! No more instalment plans to service and no more ready credit loan to repay. 97 more words

Personal Finance

Plan your pension because winning the lottery is a long-shot

“Yes, perhaps we’ll win the lottery,” said the attractive brunette sat a few places to my right.

Smiling, despite her misfortune (neither she nor her husband had yet scooped a seven-figure lottery jackpot in almost twenty years of trying), our co-dinner guest was asked to explain how she would spend a multi-million pound win. 687 more words

Investment

Getting in Shape for Less: How to Save Money on Athletics & Exercise (L45)

We all know the struggle; to gym, or not to gym. But, after all the excuses we conjure up to avoid going to work out, physical health certainly isn’t the only thing… 637 more words

Personal Finance

I owe $1,168. Yup.

I owe exactly $1,168. Please and thank you.

The good news? I cut up my credit card and I’m back to a cash only existence. 49 more words

Personal Finance

Call Me Bob! - Let's Make a Budget

This is my favorite advertisement. I spotted it for the first time in downtown Chicago a year or two ago. My job involves working with excel spreadsheets about 90% of the time and I actually love that about it. 711 more words

Personal Finance

What’s in Your EPF Account – and why it’s important to have one

I don’t really think of myself as very financially literate, which I realise is not a good thing. Now that I’m past my early 20s (le sigh), I figured it was time to start learning a little bit about personal finance. 488 more words

Malaysia