Tags » Retirement Income

And Beat the Market?!?!?

Received an email from a reader Thursday morning. Seems Graham conducted a back test of the stocks that I have written about. He has given me permission to excerpt from his communique: 360 more words

Stock Market Investing

Catastrophic Longevity Risk

When you hear the word risk, the danger that usually springs to mind is market risk. That’s the scenario in which you’ve amassed a healthy portfolio of stocks and bonds only to see it plummet in value because of a market crash or other disruption to the global financial system. 1,173 more words

Retirement Planning

Retirement Income Planning Math

Financial retirement income planning is just math, though it’s complex magic math, we suggest that financial planning is like a GPS for your finances that decode that math, and make the math understandable in the process. 937 more words

Retirement Planning

IBM May Still Be a Very Great Buy!

I knew that research analysis concerning IBM was going to come my way after the difficult revenue and earnings report it just issued. By my own limited analysis, I could not see what all the fuss was about, so as I previously wrote, I determined I would wait and see what might come down the pike. 1,050 more words

Stock Market Investing

Are out-of-plan annuitization options overlooked?

Over the past few years, I’ve spoken to several plan sponsors about the challenges their participants may face when converting their savings into income. Drawdown decisions for most retirees will be more complicated than savings decisions—something that many of the benefits folks and committee members I speak to appreciate. 692 more words

Retirement

Guarantee Your Lifetime Income

When you are a couple, our retirement income needs to be able to support both for as long as each one lives. When a couple enters the retirement phase of their lives, their ability to meet expenses from earned income gets greatly diminished or goes away. 1,222 more words

Annuities

What of IBM?

IBM has been one of my select holdings from the beginning. The reason I chose IBM is because of the very strict selection criteria I employ. 586 more words

Stock Market Investing