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Blogs about: Right To Rescind

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Marcy Kaptur to Banks: "Produce The Note"

Mortgage Auditor wrote 1 month ago: Fight Club entered popular culture in 1999 when director David Fincher adapted Chuck Palahniuk’s nov … more →

Tags: Truth in Lending Act, mortgage fraud, mortgage audit, foreclosure defense, mortgage law, Politics, LOAN MODIFICATION, predatory lending, fraud

No bar to attorneys' fees under TILA1 comment

Mortgage Auditor wrote 2 months ago: A car buyer whose damages under the Truth in Lending Act were slashed by the Supreme Court is nevert … more →

Tags: Case Law, foreclosure defense, legislation, mortgage audit, Truth in Lending Act, forensic loan audit, Predatory Lending Case Law, TILA, TILA Case Law

Melfi v. WMC Mortg. Corp

Mortgage Auditor wrote 5 months ago: APPEAL FROM THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF RHODE ISLAND. Hon. Mary M. Lisi, U. … more →

Tags: Truth in Lending Act, mortgage audit, Case Law, refinance, predatory loan, TILA, loan audit, How to stop Foreclosure, truth in lending law

Mortgage Wars1 comment

Mortgage Auditor wrote 5 months ago: Iris Martin My new book, Mortgage Wars, will guide you, step by step, through a war plan of engageme … more →

Tags: Truth in Lending Act, mortgage fraud, mortgage audit, foreclosure defense, mortgage law, LOAN MODIFICATION, predatory lending, fraud, predatory loan

Homeowners should be suing lenders!2 comments

Mortgage Auditor wrote 5 months ago: Homeowners, welcome to Paradise Lost, the fate of millions of financially strapped boomers. A simult … more →

Tags: foreclosure defense, fraud, LOAN MODIFICATION, mortgage audit, mortgage law, predatory lending, Truth in Lending Act, fighting foreclosure, Figting Foreclosure

TILA - What You Don't Know Can Hurt You

Mortgage Auditor wrote 9 months ago: Pamela D. Simmons Ten years ago, I represented the borrower in a case that stemmed from a title comp … more →

Tags: Case Law, foreclosure defense, LOAN MODIFICATION, mortgage audit, mortgage fraud, mortgage law, predatory lending, RESPA, Truth in Lending Act

Homeowners' rallying cry: Produce the note

Mortgage Auditor wrote 9 months ago: ZEPHYRHILLS, Fla. – Kathy Lovelace lost her job and was about to lose her house, too. But then … more →

Tags: Case Law, foreclosure defense, mortgage audit, mortgage fraud, mortgage law, fighting foreclosure, Figting Foreclosure, foreclosure, Foreclosure Prevention

Pro Se Foreclosure Defense

Mortgage Auditor wrote 10 months ago: Luis Molina is not a lawyer and he has never played one on TV. But that didn’t stop him from putting … more →

Tags: Case Law, foreclosure defense, mortgage law, Truth in Lending Act

Gilroy v. Ameriquest Mortgage Co. (Predatory Lending)

Mortgage Auditor wrote 10 months ago: Gilroy v. Ameriquest Mortgage Co., No. 07-cv-074-JD (D.N.H. 07/23/2007) [1] UNITED STATES DISTRICT C … more →

Tags: Case Law, consumer credit protection act, emotional distress, mortgage fraud, Mortgage Litigation, Predatory Lending Case Law, predatory loan, TILA Case Law, TILA violations

Darling v. Indymac Bank (TILA Audit)

Mortgage Auditor wrote 10 months ago: Darling v. Indymac Bank, F.S.B., No. 06-123-B-W (D.Me. 12/03/2007) [1] UNITED STATES DISTRICT COURT … more →

Tags: Case Law, mortgage audit, mortgage law, predatory lending, RESPA, Truth in Lending Act, yield spread premium, deceptive lending practices, foreclosure defense

Smith v. Encore Credit Corp. (TILA/HOEPA/RESPA)1 comment

Mortgage Auditor wrote 10 months ago: Smith v. Encore Credit Corp., No. 4:08 CV 1462 (N.D.Ohio 12/09/2008) [1] UNITED STATES DISTRICT COUR … more →

Tags: Case Law, foreclosure defense, legislation, mortgage law, predatory lending, RESPA, Truth in Lending Act, fighting foreclosure, Figting Foreclosure

Forensic Loan Audit Uncovered TILA Disclosure Violations6 comments

Mortgage Auditor wrote 10 months ago: By Lane Houk The borrower in this case had foreclosure filed against them. After retaining an attorn … more →

Tags: Truth in Lending Act, mortgage audit, foreclosure defense, Case Law, bankruptcy, loan audit, How to stop Foreclosure, truth in lending law, Figting Foreclosure

Rescission turns mortgage in to unsecured debt!

Mortgage Auditor wrote 10 months ago: The borrowers were married but received only 2 copies of the Right to Cancel notice five days after … more →

Tags: Truth in Lending Act, mortgage audit, foreclosure defense, mortgage law, Case Law, TILA, loan audit, truth in lending law, foreclosure

Lender Found Liable in Mortgage Fraud Case

Mortgage Auditor wrote 10 months ago: A Florida federal judge has found a mortgage lender liable to borrowers who say they were fraudulent … more →

Tags: Truth in Lending Act, mortgage fraud, foreclosure defense, mortgage law, Case Law, predatory lending, stop foreclosure, truth in lending law, Sub-Prime Mortgage

Sterten v. Option One Mortgage Corp.

Mortgage Auditor wrote 10 months ago: A provision in the Truth in Lending Act that excuses minor inaccuracies on the part of lenders is no … more →

Tags: Truth in Lending Act, mortgage law, Case Law, bankruptcy, TILA, truth in lending law, Mortgage Litigation, TILA violations, RESPA Case Law

Truth in Lending Act (TILA) Case Law

Mortgage Auditor wrote 11 months ago: A. Availability of Rescission in a Class Action Andrews v. Chevy Chase Bank, FSB (2007 WL 112568, E. … more →

Tags: Truth in Lending Act, mortgage audit, foreclosure defense, mortgage law, Case Law, LOAN MODIFICATION, TILA, stop foreclosure, truth in lending law

Right to Cancel Notice - Same Lender Refinance1 comment

Mortgage Auditor wrote 11 months ago: JOHNNY SANTOS-RODRIGUEZ; MARIA BETANCOURT-CASTELLANOS; C/P SANTOS-BETANCOURT; LYMARY ROJAS-MORALES; … more →

Tags: Truth in Lending Act, mortgage audit, foreclosure defense, mortgage law, Case Law, TILA, truth in lending law, LOAN MODIFICATION, fighting foreclosure

The Lender Must Prove Existence of the Note4 comments

Mortgage Auditor wrote 11 months ago: To recover on a promissory note, the plaintiff (the Lender in the case of foreclosure) must prove:(1 … more →

Tags: Case Law, foreclosure defense, LOAN MODIFICATION, mortgage audit, mortgage law, Truth in Lending Act, Assignment, fighting foreclosure, forensic loan audit

Mincey v. World Savings Bank

Mortgage Auditor wrote 11 months ago: Mincey v. World Savings Bank, FSB, No. 2:07-cv-03762-PMD (D.S.C. 08/15/2008) [1]         IN THE UNIT … more →

Tags: Truth in Lending Act, mortgage audit, foreclosure defense, mortgage law, Case Law, LOAN MODIFICATION, deceptive lending practices, respa violations, truth in lending law


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