santa-ana « WordPress.com Tag Feed

GRUPO HL Tecnología para Crecer, es Bienvenido a El Salvador on Business

elsalvadorob — Thu, 26 Nov 2009 17:11:40 +0000

GRUPO HL Tecnología para Crecer, ya cuenta con su propia página web publicitaria y con su video promocional; y ya forma parte de la Gran familia de salvadoreños emprendedores y exitosos dentro del Portal El Salvador on Business.

GRUPO HL es una empresa que cuenta con una amplia experiencia en la creación y manejo de programas de software, soporte técnico de hardware y por supuesto de una consultoría completa en el ambito tecnológico.

Nuestra empresa GRUPO HL se caracteriza por manejar una cadena de valores profesionales y contar con un personal altamente capacitado para lograr un desarrollo tecnológico eficiente que garantice el óptimo funcionamiento de los procesos dentro de cualquier negocio; generando así un desarrollo sostenible y un incremento constante en las ventas y ganancias de NUESTROS CLIENTES.

GRUPO HL se ha especializado en los siguientes servicios:

1. Desarrollo de Software Administrativos de última generación, para cualquier tipo de negocio.

2. Creación y mantenimiento de páginas web profesionales y de alto impacto.

3. Creación e intaslación de Redes.

4. Mantenimiento preventivo de hardware y software

5. Soporte Técnico de hardware

El éxito en la implementación de los Servicios Tecnológicos de Información, depende en buena medida del análisis de las posibilidades que su empresa o institución tiene a la mano para aumentar su productividad y abrirse camino en el mercado. Nuestra asesoría en materia tecnológica, lo pondrá al tanto de aquellas herramientas tecnológicas impacten positivamente el funcionamiento de su organización, y le permitirá optimizar los recursos con los que ya cuenta.

Te invitamos ahora a que veas el VIDEO de GRUPO HL, Tecnología para Crecer

Si necesitas de nuestros servicios AHORA MISMO, puedes contactarnos ern los siguientes datos:

GRUPO HL

Avenida Cuchumatanes #14 Urb. Metropolis Sur Poligono D San Salvador, El Salvador, Centro America
Telefono: (503)2274-2059 Celular: (503)7234-9558
Email: ventas@hl.com.sv

o visita nuestra página web: http://www.hl.com.sv

Y recuerda que si quieres optimizar tu negocio y hacer que genere las ganancias esperadas, llama a GRUPO HL, Tecnología para Crecer.

Yo también participé en la Revolución del 34. Por Max.

maxalvarez — Thu, 26 Nov 2009 16:13:53 +0000

Por espacio de quince días un vendaval de ilusión azotó con fuerza las verdes tierras astures, añejos apetitos y sueños habían comenzado a desarrollarse, renacían y se multiplicaban como fantasmas, tratando de afirmarse por medio de tambaleantes y torpes pasos, a cara descubierta, al grito de: “…socialización de la riqueza, abolición de la autoridad y el capitalismo…” intentando por todos los medios hacer pasar el carro por delante de los bueyes (La misma cantinela que quedó pendiente desde entonces y que bien podríamos entonar en la actualidad, bastantes años después)

Solo contaba con trece años, los tiempos marchaban revueltos y la escuela había sido suspendida al calor de los acontecimientos, padre llevaba unos días de huelga, las minas estaban cerradas, después de acaloradas jornadas de paro y años de espera, se habían acumulado muchas energías y ansias de cambio y ante la deriva derechista que había tomado el gobierno de la República, las gentes estaban descontentas y muy concienciadas, nada dispuestas a transigir con una eventual -y menos definitiva- vuelta atrás. Acostumbrados a una existencia áspera y últimamente libre, no mostraban su ánimo predispuesto a un retroceso por mínimo que fuese. Después de haber conseguido –hacía varios años- largar por patas al Borbón de turno, la unión y la conciencia de clase, habían ido consolidándose a marchas forzadas. Aquel día por la mañana se había acordado en la reunión vecinal, el tomar por asalto el vecino pueblo de Tameza que contaba con una corporación y un cura demasiado retrógrados y poco de fiar, con las ideas libertarias como guía, todos deberíamos arrimar el hombro a tenor de nuestras fuerzas.

Días previos siguiendo las consignas impartidas por los más organizados, mezclada la impaciencia con intuición, hizo que los mineros pasasen al ataque, convirtiendo la huelga en insurrección generalizada, habían sido neutralizados los guardias civiles y requisadas sus armas en el cuartel de Entrago y distribuidas entre las gentes más dispuestas. Ángel Suárez Suárez trabajador y conocido sindicalista en las Cuencas Mineras, se encontraba en casa de sus padres, por aquellos señaladas fechas que alumbraron la Revolución más idealista de cuantas hubo, recuperándose de un accidente de moto, conocedor del tema y al tanto de la marcha de última hora de la Revolución, tomó el mando de las operaciones en el concejo.

Cuando padre llegó a casa con la embajada que había sido destinado al pico Calduveiro, alegre y risueño me ofrecí a acompañarlo, pese a la oposición de Estrella, como buena madre temerosa de que pudiera pasarle algo al crío mayor que es quien os cuenta.

-Toda la culpa la tienes tu por andar alentando al guaje en esas monsergas –y le advirtió -¡Cuídate mucho de que y pase algo al neñu!
-¿Que y va pasar muyer? ¡Va conmigo! –le respondió padre.

El páramo aparentaba estar aletargado y tranquilo gracias al sol mustio de la seronda, el cielo limpio, sin nubes; el abrevadero un poco por encima de la Texera –donde se situaba el viejo caserón de la escuela- supuso la primer parada, debajo del nogal que daba sombra a la fuente, a la izquierda se divisaba la loma de Bobia que despedía humo, seguramente producido por la quema de rastrojos y hojas secas, en la periódica limpieza otoñal del bosque, talmente semejaba un panchón de los que madre recién sacaba del forno dos veces al mes, tarea que solía propiciar enconados enfrentamientos ya que padre con el cuento de que había sido panadero en La Habana y le gustaba el pan tierno, mientras que madre lo prefería bien cocido, esta discrepancia de pareceres daba lugar al conflicto quincenal. Ufano a lomos del burro grandote de casa, marchaba como si se tratara de acudir a la fiesta de Santana –que se celebraba a finales del mes de Agosto- entre matas de artos resecos –ya sin moras- y restos de erizos de avellanas, pasamos la revuelta del prado de las Cuandias donde padre se entretuvo a recoger un hacha más ligera que las de la mina, que guardaba en la cuadra pa podar en esta época, los fresnos allí abundantes y alimentar con sus sabrosas hojas el ganado en el otoño. Esta pradería debajo de la peña siempre fue mi lugar preferido, aparte de regalarnos el fruto de varias cerezales -una de ellas negrera- que en la estación de la yerba tanto me endulzaba el paladar, contaba con varios pascones (especie de cercados) con muros de piedra en los que solía jugar –cuando era más pequeño- con mis hermanos Ramón y Pedro. Pasamos el canto de Aspara dejando a la espalda una buena perspectiva de todo el valle de Teverga, continuamos subiendo ahora por una trocha más descansada, paralelos a la peña Gradura y con el camino sin piedras a partir del canto hasta llegar a la ermita de Santana, atrás quedaba un reguero de polvo como si arrastrásemos una hueca cola de zorro. Éramos la avanzadilla ya que la misión encomendada consistía en situarnos en el alto de Calduveiro –subida que nos llevaría cerca de una hora- también nos acompañaban los más madrugadores con sus pertrechos guerreros de escopetas y cananas bien repletas de cartuchos y desde la elevada atalaya, observar la llegada por el collado de los milicianos al pueblo, que estaba a la falda del pico y comenzar la fiesta, distraer la atención de los lugareños y también atemorizarles con un despliegue de fuegos de artificio, especie de bombazos, desde el alto risco.

Las lagartijas y los escolancios (serpientes no venenosas) asomaban prudentes sus cabezas entre las piedras de los muros del camino, los grillos y las cigarras interrumpían su hondo zumbido al paso de la desarrapada tropa, desde arriba la Mucheirina asistía silenciosa al paso de la recua revolucionaria, cargada de pistolas, escopetas y mosquetones, alegres y decididos por debajo del vuelo de su falda.

Montado en una mula iba Avelino –mi padre- pequeño, fibroso, chato y mal encarado, cuarentaitantos y minero picador, antiguo emigrante en Cuba por cerca de veinte años. En las alforjas junto con los bocadillos y la caramañola (cantimplora), llevábamos dos cajas con cartuchos de dinamita. Ricardo otro vecino y también experto minero había acomodado los fulminantes en la otra caballería, los cascos producían un sonido metálico al pisar los caminos empedrados y no diré que veía refulgir las chispas que sin duda se producían al contacto de las herraduras, por que es mentira, pero queda apuntada la realidad diurna.

Después de transcantiar, en la campera que rodea la Ermita de Santa Ana se nos ofrecía la alta planicie-valle de Marabio con el pico Calduveiro al fondo -lugar de nuestro destino- destacaba su blanca cresta quemada y esculpida por la erosión, a la derecha se recortaban las formas obtusas que dan comienzo con la peña Sala y terminan en el pico del Oubiu. A los lados del camino acompañados por el son de sus cencerros turbando el silencio de fondo del monte, pastaban lucidas vacas pardas y ratinas y algún que otra de la pequeña raza casina, poco después alcanzamos – o más bien se dejó alcanzar- una vecina del pueblo de Hedrada que cabalga montando un diminuto jumento, se situaba sobre la albarda con las dos piernas para un lado, como solían hacer las hembras en aquellos tiempos, quedó extrañada de tanta xente junta, la acompañaba un sudoroso perro ladrador con malas pulgas, que no encontró grata tanta compañía. A la izquierda en la llanada del Michadorio se divisaba la preciosa estampa de recuas de yeguas y caballos entre corros de piedra –refugio para los animales de cría- un poco más adelante se sitúan los pozos Seco y el del Agua, sumidero este último de las aguas del alto valle y del mas antiguo lago glacial, a los que ya cita Jovellanos cuando recorría el cercano camín de la Mesa. Se comentó que la noche pasada los lobos habían hecho de las suyas, dando muerte a dos potrillos de Antón de Murias y llagado a uno de Quinto el de Gradura.

Al pasar por la fuente de Piedrachonga eché pie a tierra y llené la caramañola con agua fresca, tumbados en la cercana campera se encontraban varios vaqueiros, con las faenas de la mañana cumplidas, alentando entre chanzas y socarrones comentarios, las desregladas y escopeteras huestes de la revolución, que se aprestaban a escribir un brillante capítulo de la historia de la República Socialista Asturiana proclamada pocas horas antes.

En Brañamayor dentro de la cabaña dejamos el hacha, recordar aquí los juegos de no hacía tantos años, en este mismo lugar, cuando descansaba de esmarayar (esparcir) la yerba, como me entretenía en dibujar con un palo en el arenoso suelo, límites de prados que eran ocupados por la colección de vacas y toros fabricados con la navaja con pequeñas ramas de fresno que siempre llevaba en los bolsillos, jugaba a ganadero y hasta simulaba la siega en la blanca y fina arena, empleada para fregar las chapas de las cocinas de carbón y blanquear las mesas de madera, mucho mejor y más ecológica que la lejía actual.

Entre árgumas (brezo) y continuando sobre el camino arenoso arribamos a la Casampablo, pasamos Gasparín y tomamos el camino llamorgoso, entre bardales de espinos hasta llegar a la braña de Cubielles, desde allí fuimos ganando altura por los restos de la serpenteante calzada romana –antiquísimo Camín Real de la Mesa- atravesamos tupidas matas, abandonadas estas, nos encontramos sin camino definido, cada vez con mas roquedos, cuando empinábamos los últimos tramos de la leve cuesta, ya que no pretendíamos el llegar a la cumbre, vimos aparecer a la altura de la Ermita, entrada del puerto de Marabio (mar habido, que en la realidad fue un lago) el grueso de la tropa iba engrosando sus filas según se añadían los vaqueiros que optaban por acompañar la excursión de aventura y conquista en el vecino concejo.

Elegido el lugar apropiado como campamento base de operaciones, buena atalaya del camino que bajaba al pueblo, dejamos los enseres en el suelo y la dinamita y los fulminantes los acomodaron encima de una piedra rectangular que hacía de mesa, mientras ellos procedían a dividir en dos los cartuchos de dinamita –para así tener el doble de disparos o bombas artesanales- yo fui encargado de desplazar las caballerías quitarles las albardas y atarlas con una cuerda larga para que pudiesen pacer, al lado de una pequeña y rala mata de carrascos. A renglón seguido mientras permanecíamos a la espera, dimos buena cuenta de unos bocadillos de jamón y chorizo regados con vino castellano de la bota, que nos supieron a gloria, después del último tramo de arduo camino que tuvimos que hacer a pata, ya que el terreno no era apropiado para ir a lomos de las bestias, mientras tanto seguíamos con la vista, como se desplazaba la irregular y poco aguerrida tropa.

Encender la mecha, el brazo atrás afianzar las piernas e impulsar el cartucho con todas tus fuerzas hasta despeñarlo por el acantilado que se abría a los pies, como humanas catapultas, era el método empleado para el artesanal bombardeo. Después de observar un rato la maniobra de los mayores, le pedí a padre que me dejase a mí también, accediendo este con la condición que no se lo contase a madre, así fue que me preparó cuatro medios cartuchos, les colocó el fulminante y la mecha, les fue prendió fuego y procedí a aventarlos como si fuese una piedra. En el aire bufaban y chisporreteaban mientras se consumía la mecha, poco después sentíamos al caer el estruendo y el eco retumbar en la hondonada, fue mi bautismo de fuego artillero, más adelante me libraría de la mili por estar trabajando de picador en la mina, privilegio que concedía patas curtias a quienes se deslomaban entre el negro carbón, para mayor gloria de la España del aguilucho.

Representó aquella comprometida y arriesgada toma de decisión –a la postre fieramente reprimida con cerca de 3.000 muertos- un vendaval de locura, de salida de los demonios interiores, en que borrachos de ilusiones unas gentes humildes y trabajadoras llamaron al arrebato, y pusieron en jaque todo un cambio de papeles, una vuelta de la tortilla, un toque de atención a los caciques, a la iglesia, al gobierno. Una pena que el resto de españoles se mostraran tan cobardes y no hubieran secundado lo que pudo ser y no fue, aquel mes de Octubre de 1934.

Dedicado a mi anciano padre Avelino, que hace una semana me comentó el suceso y a los compañeros de escuela que aparecen en una de las asemeyas.

Escolinos en prado Teverga

El abuelo Avelino

Avelino hijo y Georgina

Minín en la escuela de Prado.

Angel Suarez Suarez

Plano de Teverga

Calduveiro

La Mucheirina

Prado desde el monte.

La cruz metálica de Santana

Camín de Cubielles

Ermita

Brañamayor

Vista desde Cubielles, valle de Marabio

Flor de cerezo

Fabada

Yeguas junto a la cruz

Santa Ana

Yeguas frente a Caldoveiro

Oso pardo

Lobo con cara de pocos amigos

Colegiata

Santana

El sol derritiendo la helada en Marabio.

Mexican Consul Carlos Rodríguez y Quezada in Santa Ana to retire

philbacerra — Wed, 25 Nov 2009 15:00:31 +0000

From the Orange County Register – Mexican Consul Carlos Rodríguez y Quezada is retiring from his post in Santa Ana on Monday, his spokesman Agustin Pradillo Cuevas said today.

Quezada is leaving a few months shy of two years from when he first came to Santa Ana, replacing a popular consul who’d held the post for about five years.

The consul was set to retire in January upon turning 65, but got his orders to leave a few months earlier than expected so he could “transmit the proper paperwork with the government for retirement,” Pradillo Cuevas said in Spanish.

It’s unclear when Quezada will return to Mexico. However, Mexican officials have already appointed Alejandra Garcia Williams to fill his post, Pradillo Cuevas said.

Williams currently serves as Deputy Consul General at the Mexican Consulate in San Francisco, according to a Mexican government Web site.

Quezada — a career foreign service officer and former ambassador — was seen as taking a quieter approach than his predecessor, Luis Miguel Ortiz Haro, who was seen as a man of the people.

Quezada, who lives in Long Beach, was seen as a diplomatic upgrade to the local consulate, which has grown in recent years into one of the biggest in the United States.

Instead of just focusing on immigration matters, he tried to promote tourism to Mexico and bring cultural events to the county, including the Bowers Museum.

“It is an opportunity to bring cultural events, so they can know us here a little bit, to know that Mexico is much more than a passport or a matrícula,” he said in an interview with the Register soon after taking his post. “Mexico is much richer, much more alive, much more intense than that.”

By Cindy Carcamo
Orange County Register

Lone complaint prompts courthouse Christmas tree removal

Alexander — Wed, 25 Nov 2009 05:16:34 +0000

“That tree holds the cards that contain the wishes and needs of those less fortunate than we are and shame on those who want to take that away from those of us who wish to give …” – Petition from courthouse employees

SCROOGE ALERT LEVEL: HIGH

The Orange County Register: Christmas tree removed from courthouse

SANTA ANA, Calif. – The removal of a Christmas tree from the Orange County Superior courthouse Monday has prompted a petition among court employees to have the tree – connected to a gift drive for poor children – put back.

The six-foot artificial tree, which was adorned with tags seeking toy donations to ‘Operation Santa Claus,’ was removed Monday after a member of the public complained about the tree being in the courthouse, court spokeswoman Gwen Vieau said.

“It’s a public building and we have to serve the diversity of our community,” she said.

The tree had been put up in the courthouse every holiday season for about 20 years, said Orange County Sheriff’s Special Officer Cynthia Guerrero, who runs the courthouse’s ‘Operation Santa Claus’ effort. She was ordered to take down the tree.

Members of the public would come and grab tags – which sought donations for specific children. Last year, the courthouse got 374 presents for the toy drive…

FULL STORY

OCTA Board approves plan to cut 150,000 hours of bus service

philbacerra — Tue, 24 Nov 2009 03:30:08 +0000

From the Orange County Register – A late-night bus service that serves graveyard-shift workers and bus routes that go from Brea to Santa Ana and Seal Beach to Westminster will be eliminated as the Orange County Transportation Authority looks for ways to make up for severe budget shortfalls.

The OCTA Board on a 14-1 vote approved a plan that cuts 150,000 hours of service from the bus schedule – a smaller cut than had been expected. At one time, the agency was looking to slash 300,000 hours of service.

Director Janet Nguyen opposed the cuts.

A bus route – initially on the chopping block – that serves many Cal State Fullerton students has been restored on the weekdays.

Bus riders and advocates – including students, low-wage employees and the disabled filled the meeting room to voice their concerns of the reduction. Cal State Fullerton students applauded the board for restoring the Fullerton to Orange route. If eliminated, they said, it would have affected many of their peers going to class.

Under the approved plan, late night-early morning service on four routes stops at 1 a.m. and resumes at about 4 a.m.

Eliminated routes include service from Seal Beach to Westminster and Brea to Santa Ana on weekdays. Service from Huntington Beach to Costa Mesa will be eliminated on weekends.

Midday service from Fullerton to Huntington Beach will be eliminated on weekdays. The plan eliminates about 8 percent of the county’s bus service by early next year. Eight routes will be restructured and the frequency of service would be reduced on 11 routes on the weekdays.

“Everybody has been affected by these changes – the seniors, people riding access buses, students, mothers with children,” said Director Art Brown. “This is something the board does not want to do.”

The board action means that since September 2008, OCTA has reduced 20 percent of bus service – a total of 383,000 annual revenue vehicle hours – to bring service in line with available revenue. OCTA faces a more than $330 million shortfall over the next five years.

The county transit agency had been preparing to cut 300,000 service hours by March. But that was before the state lost a lawsuit over how it handles millions of dollars in transportation funds – a ruling the Orange County agency thinks could send $18 million its way annually starting within two years.

For detailed route information, go to www.octa.net/marchchange.

By Alejandra Molina
Orange County Register

Santa Ana sued over demolition of homes in Lacy neighborhood

philbacerra — Tue, 24 Nov 2009 02:30:16 +0000

From the Orange County Register – A newly formed neighborhood group has filed a lawsuit against the city in a last-minute attempt to save more than a dozen old houses in the path of a major redevelopment project.

The city has already hired a demolition crew to clear away the old houses by the end of the year. It envisions new buildings and new life where those homes now stand, just east of downtown – a project it calls the Station District.

The homes are old – a few date from the late 1800s – and historic preservationists have argued that they have real value. But city officials have said the homes have been renovated and rebuilt so much, and are in such disrepair, that they aren’t worth the high cost of keeping them.

The city is moving three of the homes, at an estimated cost of around $50,000 each. It figures it will cost another $500,000 to fix up each of the homes, and is hoping to find a private buyer willing to shoulder that expense.

In its lawsuit, filed late Thursday, a group calling itself the Friends of the Lacy Historic Neighborhood asks a judge to block the demolition of the other houses. It argues that the city had failed to perform a necessary review of the impacts of the project – including those to the city’s historic resources.

The group claims in the lawsuit that the city “abused its discretion” by moving forward with the demolition without doing that review. It asks the court to step in and prevent the city from tearing down the buildings until it does a full review of the impacts and any possible alternatives to demolition.

Earlier this month, before the council approved the demolition contract, city staffers wrote that the work was exempt from the kind of review the neighborhood group wants.

The City Council will discuss the issue in closed-session in a few weeks, said City Attorney Joseph Fletcher.

“We will have to take a look at it and decide what to do,” Fletcher said.

By Doug Irving
Orange County Register

The Rebel Unit Art Show. Nov 21, 2009

theartofjinx — Mon, 23 Nov 2009 07:56:02 +0000

Here are a few photos from the show last Saturday (11/21/09) at The Rebel Unit in Santa Ana. It was a one night only show. Despite the cold there were a few people out for the Art Walk at the Santiago Art District.

Above photo courtesy of Shawn Goar

It got a little busier. I got great feedback on my skully and bunny paintings

The Rebel Unit
727 North Poinsettia St.
Santa Ana, CA

Corpus Christi - Jezus voor de homo's

relirel — Sun, 22 Nov 2009 08:36:22 +0000

In Amerika is een toneelstuk opgevoerd in de Church of the Foothills (Santa Ana) waarin Jezus wordt

Santa Ana's Segerstrom wins first-round CIF playoff game in overtime

philbacerra — Sun, 22 Nov 2009 01:05:04 +0000

From OC Varsity – In a high-scoring overtime thriller, Segerstrom came away with a 41-35 victory over Mayfair of Lakewood on quarterback Brian Murrietta’s 3-yard touchdown run.

Murrieta had a 56-yard touchdown run on the fifth play of the game, to go along with 108 yards passing on 13 of 21 attempts.

Running back Matt Navarro rushed for 112 yards and four rushing touchdowns of 17, 1, 5, and 4 yards.

He had two crucial touchdown runs in the fourth quarter to tie the score, 35-35, after his team was down two touchdowns.

Navarro scored his last touchdown after a pass interference call, and that sent -the game in overtime.

“We have 33 seniors and at halftime we said it was up to them; they were going to lead us and they did it.” Jaguars coach Mike Maceranka said.

“They came back, and our senior leadership was key tonight.”

In overtime, Mayfair had a four-and-out and the Jaguars relied on their running attack to push the ball downfield.

“It (the win) is huge; this year our theme was the next step, we wanted to win our league and last year we made the playoffs but we lost so we wanted to get to the next step, which was to get to the next round,” Maceranka said. “This is huge for our school.”

By Simon Liang
OC Varsity

***

Segerstrom is the only Santa Ana school remaining in the CIF playoffs.

Santa Ana lost in the first-round to La Mirada, 44-3.

El Dorado defeated Santa Ana Valley, 42-14, to advance to the second-round of the CIF playoffs.

Mater Dei lost in the first round of the CIF playoffs to Bishop Amat of La Puente, 28-21, to end the Monarchs’ season.

How To Settle Wrongful Death Insurance Claims For The Maximum Settlement Without An Attorney in Santa Ana

sebastiangibson — Sat, 21 Nov 2009 21:16:01 +0000

As a Santa Ana Wrongful Death Insurance Attorney with millions of dollars in settlements and multiple million dollar plus settlements from over thirty years of experience in or around Santa Ana, other nearby cities and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.

In this article I’ll tell you the secrets of how attorneys negotiate for top dollar and I’ll also tell you why insurance companies lick their chops and rub their hands together with glee when individuals try to settle their claims without an attorney and why, in most cases, you’ll receive a larger, much greater amount in your pocket or in the trust fund you set up for any children injured in the accident, even after an attorney’s fee and costs if you hire a reputable and experienced personal injury attorney.

If you’ve been the victim of a car, motorcycle, truck, pedestrian, bicycle, or auto accident, lost a loved one in a wrongful death or been the victim of a dog bite or animal attack, you can visit our website at http://www.sebastiangibsonlaw.com for more information and call us at any of the numbers easily found on our website.

First, you need to know that insurance companies evaluate cases two ways. As soon as you begin negotiating with the insurance company yourself, they evaluate your case, unfortunately, in terms of a nuisance value matter. They’ve settled tens or hundreds of thousands of cases with individuals before for paltry amounts and they will expect they can settle your case for a measly amount as well.

Why do they look at you as if you’re chopped meat? As soon as you tell them you are negotiating your own settlement, they know you’re trying to save money. To them, that means you may even be desperate. They also know you won’t be as knowledgeable about their tricks and tactics and like those tens or hundreds of thousands of people before you, they know how they can play you until you either become so frustrated you settle for their bad offer or become panicked that your time is running out.

The second way they evaluate a case, namely one presented by a lawyer, is an analysis of what the case’s true settlement value is based on the attorney’s skill and experience, how prepared the case is for litigation in the event it doesn’t settle, and the actual value of the injuries and associated pain and suffering, wage loss and other out of pocket expenses.

To settle your case for the largest amount possible, which may be the policy limits of the insurance policy, depending upon the severity of your injuries, you need to get the insurance adjuster to evaluate your case in the same manner they would as if an attorney were negotiating with them. While most insurance companies, unfortunately, simply won’t do that, here’s what you need to do to try to obtain the maximum settlement value.

First, you need to obtain all of your medical records and bills. You can’t rely on the insurance company to do this. As soon as you tell the insurance company you want them to do this or agree to having them do it and tell you how much your medical bills come to and what your medical records say, you are giving up control of the situation. I can’t stress this enough.

You will need to sign authorization forms to obtain your medical records and bills and pay the cost of obtaining those medical records and bills (the cost of which can range from $15 to hundreds of dollars) from each hospital, ambulance company, doctor, chiropractor, radiologist, emergency room billing service, etc. Some medical providers require you to use their authorization forms. Some require you to agree to their using a photocopy service to copy your records at a higher cost. Some medical providers require one fee for your bills and another fee for your medical records.

Just obtaining all of your medical records and bills is one of the most time consuming aspects of handling personal injury cases. And, to make matters worse, you’re still not through with your medical providers. When your treatment is complete and you have all of your medical records and bills and the first settlement offer is made to you, you’ll need to call each of your medical providers or their billing offices again to learn if you have any balance owing (and you can expect to be on the phone repeatedly and for long periods of time to learn this information) and in many cases you will need to send them another authorization form before they’ll tell you this information.

You will need to obtain a copy of the police report. This is a much simpler process. Some police departments charge between $10 to $40 for a copy, while other departments provide them to you for free. You can pick it up at the police or CHP office yourself or request one by mail with an authorization form and a check for the proper fee.

You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.

You should obtain witness statements if there is any issue as to the liability of the other driver for the accident and you should take photos of the scene if there was something wrong with the road conditions or other unusual circumstances.

You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.

Here’s a secret. In California you are entitled to the cost of a replacement child seat if one was in the accident. It’s automatic. Just tell the insurance company the make and model or find out the cost for the make and model child seat and the insurance company will send you a check for a new one, even if the old one wasn’t broken. Why? It’s in the California insurance code. The insurance companies, however, don’t volunteer this information. Why? They’re in business to make money, not pay it out.

Finally, when all your treatment is done, you will need to put together a demand package with a demand letter reviewing the facts of the accident and the negligence of the other driver that made him or her at fault, a summary of your injuries and medical treatment (from your medical records), an itemization of your medical bills, a discussion of your pain and suffering and how the injuries impacted your life, a discussion of your wage loss and how you determined the amount, and finally the amount of your demand and a time limit (40 days – the time allotted under the insurance code) for the insurance company to respond with their offer. The demand letter should be a minimum of four pages in length. Some of ours have been close to twenty pages. Accompanying the demand letter should be copies of all of your medical records and bills, color copies of the car damage photos, copies of the repair bills and estimates, any wage loss documentation and any other relevant items such as witness statements, etc.

If all of this is too much work for you to accomplish (and it is a lot when you are just trying to get better, get on with your life, raise a family and still go to work to put food on the table) you may want to hire our law firm to represent you.

The reason why, in most cases you will receive more, even after an attorney’s fees and costs are taken out, is that insurance companies offer much more to an attorney handling your case than when you are attempting to settle it yourself. In addition, an experienced and reputable lawyer can also obtain reductions from your health insurance company and from any medical providers with a balance with regards to what amount has to be paid back to them out of any settlement.

When you rely on the insurance company to pay your medical bills, and then simply pay you a skimpy amount on top, you are giving them the right to determine what bills they think were “reasonable” and to obtain any reductions in the bills to save themselves money. When an attorney obtains a reduction in your bills or your health insurance company lien, the amount the attorney saves increases the amount of your net settlement.

Keep in mind that as soon as you start negotiating your claim by yourself, it’s almost impossible for an attorney to persuade the insurance company to evaluate your case in the higher category type of claim. At our law firm, while we’ll take on a case that may be months old where the injured victim has simply been receiving medical treatment, we won’t take on the case in most cases if the victim has already received a bad offer from the insurance company. At that stage it’s usually too late for an attorney to make much of a difference.

Hopefully, this article has provided you with some insights as to how to obtain the maximum settlement from an insurance company for an auto, car, motorcycle, bicycle, pedestrian, truck, dog bite, or wrongful death claim. There is much more that an experienced attorney does, especially in the negotiation stage to maximize the settlement and this is where an attorney’s experience kicks in.

An attorney such as Sebastian Gibson who has been negotiating these cases with many of the same adjusters for decades, knows the tactics and negotiating style of them and their companies and knows how refute the talking points their insurance companies train their adjusters to use in negotiations.

What causes many attorneys to be unable to settle their cases and who then find themselves with no alternative but to file a lawsuit in court and face two to five years of litigation before the matter settles or goes to jury, is to get angry (some even scream and yell) with the adjuster, box themselves into a corner and tell the adjuster something along the lines of, “If that’s the best you can do, we’re filing suit.” The adjuster’s response to this is naturally, “go ahead.”

An insurance company doesn’t really care if they have to dump your case onto the case load of their attorneys who are already handling tens of thousands of such cases. One more case, makes no difference to them at all. They also know, you may give up or settle for even less when you learn from an attorney how much just the court costs will be. Just to file a lawsuit in most courts alone incurs a $350.00 or larger filing fee. Depositions can cost over a thousand dollars if they are lengthy. And all such court costs come out of your settlement, even if you have a contingency fee attorney handling your case.

Sadly, many of these same lawyers take this step or let their improperly trained staff members (secretaries and clerks) force the matter to such an impasse and then file suit without properly informing the client of the negotiations that took place and led them to that point.

If you are negotiating with an insurance company yourself, there’s no need to be unpleasant. Yes, you are probably going to hear that the insurance adjuster has evaluated your case to be worth much less than you think it’s worth. But you’re forgetting that, that’s just their first offer. Communicate with the adjuster. Tell them how the injuries affected your life and tell them what you still go through today with the pain you still have. You’ll be surprised how many adjusters will actually relate to what you tell them.

Unfortunately, just as there are bad attorneys out there, there are also some lousy insurance adjusters and insurance companies to deal with as well. They’re supposed to get back to you in 40 days with an offer after you present them with your demand package. Some take longer. Some will sound unpleasant, even snotty. And once they make their first offer, it can take weeks sometimes to reach the adjuster again to make your counter-offer. Sometimes the negotiations can take months. If you want to get the most you can for your case, you need to be patient. Your job, just as it is the job of your attorney, is to get these unpleasant insurance adjusters to warm up. I ask them how the weather is, how they’re doing, if their busy, anything to get them to open up to me. You’d be surprised how far a little kindness goes.

We wish you good luck and a speedy recovery from your injuries. You’ll find that your health, in many cases, will drastically improve, once you remove yourself from the stress of handling your case and resolve it either yourself or with the assistance of our law firm by way of settlement. If on the other hand, your case goes into litigation, as do the cases of many lawyers who don’t have the settlement experience or negotiating tools to settle their cases advantageously for their clients, your stress level will almost certainly rise.

The law firm of Sebastian Gibson handles personal injury cases in Santa Ana, and throughout Southern and Central California and handle wrongful death cases throughout the state. To learn more about Sebastian Gibson and the other areas of law handled by the law firm, visit the Sebastian Gibson website.

We invite you to visit our website at http://www.sebastiangibsonlaw.com and call us if you’ve been seriously injured in a personal injury auto, motorcycle, car, truck, pedestrian, or bicycle accident, lost a loved one in a wrongful death or been injured in a dog bite or animal attack in Santa Ana.

How To Negotiate A Santa Ana Wrongful Death Claim For The Maximum Settlement Without A Lawyer

sebastiangibson — Sat, 21 Nov 2009 21:14:56 +0000

As a Santa Ana Wrongful Death Accident Insurance Lawyer with millions of dollars in settlements and multiple million dollar plus settlements from over thirty years of experience in or around Santa Ana, other nearby cities and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.

You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.

You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.

How To Settle Truck Accident Insurance Claims And Get The Maximum Settlement Without A Lawyer in Santa Ana

sebastiangibson — Sat, 21 Nov 2009 21:13:58 +0000

As a Santa Ana Truck Accident Insurance Lawyer with millions of dollars in settlements and multiple million dollar plus settlements from over thirty years of experience in or around Santa Ana, other nearby cities and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.

You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.

You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.

How To Negotiate A Santa Ana Truck Accident Claim For The Largest Settlement Without An Attorney

sebastiangibson — Sat, 21 Nov 2009 21:12:34 +0000

As a Santa Ana Truck Accident Insurance Attorney with millions of dollars in settlements and multiple million dollar plus settlements from over thirty years of experience in or around Santa Ana, other nearby cities and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.

You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.

You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.

How To Settle Personal Injury Insurance Claims And Get The Maximum Settlement Without An Attorney in Santa Ana

sebastiangibson — Sat, 21 Nov 2009 21:11:01 +0000

As a Santa Ana Personal Injury Insurance Attorney with millions of dollars in settlements and multiple million dollar plus settlements from over thirty years of experience in or around Santa Ana, other nearby cities and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.

You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.

You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.

How To Negotiate A Santa Ana Personal Injury Claim For The Max Settlement Without A Lawyer

sebastiangibson — Sat, 21 Nov 2009 21:09:53 +0000

As a Santa Ana Car Accident Insurance Lawyer with millions of dollars in settlements and multiple million dollar plus settlements from over thirty years of experience in or around Santa Ana, other nearby cities and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.

You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.

You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.

How To Settle Pedestrian Accident Insurance Claims And Get The Max Settlement Without A Lawyer in Santa Ana

sebastiangibson — Sat, 21 Nov 2009 21:08:57 +0000

As a Santa Ana Pedestrian Accident Insurance Lawyer with millions of dollars in settlements and multiple million dollar plus settlements from over thirty years of experience in or around Santa Ana, other nearby cities and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.

You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.

You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.

How To Negotiate A Santa Ana Pedestrian Accident Claim For A Top Settlement Without An Attorney

sebastiangibson — Sat, 21 Nov 2009 21:07:52 +0000

As a Santa Ana Pedestrian Accident Insurance Attorney with millions of dollars in settlements and multiple million dollar plus settlements from over thirty years of experience in or around Santa Ana, other nearby cities and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.

You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.

You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.

How To Settle Motorcycle Accident Insurance Claims For The Maximum Settlement Without An Attorney in Santa Ana

sebastiangibson — Sat, 21 Nov 2009 21:06:51 +0000

As a Santa Ana Motorcycle Accident Insurance Attorney with millions of dollars in settlements and multiple million dollar plus settlements from over thirty years of experience in or around Santa Ana, other nearby cities and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.

You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.

You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.

How To Negotiate A Santa Ana Motorcycle Accident Claim For The Max Settlement Without A Lawyer

sebastiangibson — Sat, 21 Nov 2009 21:05:49 +0000

As a Santa Ana Motorcycle Accident Insurance Lawyer with millions of dollars in settlements and multiple million dollar plus settlements from over thirty years of experience in or around Santa Ana, other nearby cities and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.

You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.

You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.

How To Settle Dog Bite Homeowner Insurance Claims For The Maximum Settlement Without A Lawyer in Santa Ana

sebastiangibson — Sat, 21 Nov 2009 21:04:49 +0000

As a Santa Ana Dog Bite Homeowner Insurance Lawyer with millions of dollars in settlements and multiple million dollar plus settlements from over thirty years of experience in or around Santa Ana, other nearby cities and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.

You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.

You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.

How To Negotiate A Santa Ana Dog Bite Claim And Get A Large Settlement Without An Attorney

sebastiangibson — Sat, 21 Nov 2009 21:03:32 +0000

As a Santa Ana Auto Accident Insurance Attorney with millions of dollars in settlements and multiple million dollar plus settlements from over thirty years of experience in or around Santa Ana, other nearby cities and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.

You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.

You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.

How To Settle Car Accident Insurance Claims And Get The Maximum Settlement Without An Attorney in Santa Ana

sebastiangibson — Sat, 21 Nov 2009 21:02:26 +0000

As a Santa Ana Car Accident Insurance Attorney with millions of dollars in settlements and multiple million dollar plus settlements from over thirty years of experience in or around Santa Ana, other nearby cities and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.

You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.

You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.

How To Negotiate A Santa Ana Car Accident Claim For The Max Settlement Without A Lawyer

sebastiangibson — Sat, 21 Nov 2009 21:01:28 +0000

You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.

You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.

How To Settle Bicycle Accident Insurance Claims And Get The Maximum Settlement Without An Attorney in Santa Ana

sebastiangibson — Sat, 21 Nov 2009 21:00:22 +0000

As a Santa Ana Bicycle Accident Insurance Attorney with millions of dollars in settlements and multiple million dollar plus settlements from over thirty years of experience in or around Santa Ana, other nearby cities and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.

You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.

You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.

How To Negotiate A Santa Ana Bicycle Accident Claim For A Big Settlement Without A Lawyer

sebastiangibson — Sat, 21 Nov 2009 20:59:17 +0000

As a Santa Ana Bicycle Accident Insurance Lawyer with millions of dollars in settlements and multiple million dollar plus settlements from over thirty years of experience in or around Santa Ana, other nearby cities and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.

You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.

You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.