“Continuous improvement”… What does this phrase remind you of? Is it only applicable to the business or engineering field? How do you apply the continuous improvement process using the Six Sigma approach?

Well, the truth is this concept can be applied to a wide range of activities, including in a multinational corporation to maintain its competitiveness!

This book is all about the Six Sigma methodology, a systematic quality improvement methodology that is widely valued and used by companies worldwide. These five key major steps are described in details in this book – Define, Measure, Analyze, Improve and Control, and how they seek to reduce variation and eventually, increase quality and performance. This book has a comprehensive introduction to Six Sigma and there are even various statistical tools that can help you in carrying out analysis and making objective judgement.

I came across this book after learning from my facilitator that she has relevant experience in Six Sigma and this subject is also covered in one of the modules in my diploma programme. Having the urge to know more about Six Sigma, I borrowed this book from the library and started reading it. It has definitely alleviated my interest and appreciation in Six Sigma since then. The authors are the experts in the field of Six Sigma and statistics, so I am not surprise that this book has provided me with a good introduction to Six Sigma and many other quality-related concepts found in my course.

I would recommend this book to the students taking E326 Lean Manufacturing and Six Sigma module, or students from Diploma in Industrial and Operations Management and Diploma in Supply Chain Management. Many concepts are illustrated with relevant examples and there are even sample questions and answers to test your level of understanding on the topic. The authors have definitely covered sufficient breadth and depth on the subject.

This book has worked for me, and I believe you will find it useful too!

Where to find the book?
Call number: HD62.15 GIT 2005
Location: South

Written by Jeksen

This is a very useful and good book for the students who are from the School of Engineering (SEG). For SEG students taking E203 Circuit Analysis and E219 Analogue Electronics in Year Two, this book is your best tool to score As for these units in both your daily grades and UTs.

The book provides detailed information about theories and derivation of formulas. It also allows the reader to learn things in a more systematic way. It covers a lot of information about AC and DC circuits, especially capacitors, inductors, RLC circuits and resonance, etc.  All these are required knowledge in E203 Circuit Analysis. 

Based my experience, it is not easy for the freshman to solve the problem statement and gain good understanding of the topics if he depends only on the worksheet provided. Some may go online to look for resources but information from the internet may not be reliable.

Your best choice would be to borrow this book. For example, in part II, Chapter 10, the book guides you in understanding the relationship between current and voltage in an RC circuit first, followed by the sinusoidal response of RC circuits. It provides both graphs and detailed calculation procedures. Explanatory notes accompany for each step. What’s more, it has practice questions as tests for students. By going through those practice questions, you will be able to understand the circuit better and remember the formulas used. I greatly believe that ‘practice makes perfect!’. As you go through more practices, your UT grades will definitely be higher and better.

As for E219 Analogue Electronics, the book covers topics on diodes and amplifiers. Based on my experience, the module doesn’t guide you through on how the semiconductor works and how it becomes a Diode. I think it will be better to get an understanding of the biasing of the PN junction first because it really benefits our understanding about diodes.  This book provides detailed information about it and provides practice questions as well.

Most importantly, this book will make your study of E203 Circuit Analysis and E219 Analogue Electronics easier and more effective because you don’t have to spend too much time in searching online and filtering information. By making full use of this book, you will be able to learn more systematically. Indeed, if you face difficulties in circuit analysis or analogue electronics, please get help from this book. You would learn more than expected.

Where to find the book?
Call number:  TK 7816 FLO 2001
Location: North

Written by Wu Mengjiao

Vilken långsam dag det varit, har känts som sirap. När man flera gånger kollar om man verkligen är inloggad för att man inte får samtal, då vet man det är en seg dag. Ligger och har syster min på webbkamera när jag skriver, har tråkigt så jag gör massa grimaser. Hon hävdar att hon har en mycket omogen storasyster .  Ska bli skönt att komma upp till jul, saknar familjen en hel del, och kompisar man inte sett på just nu 8 månader.

Har ingen inspiration alls, känns inte som nåt särskilt hänt idag. Suttit och kollat So you think you can dance när det har varit lugnt. Haft lite sjuka samtal med kollegorna (som vanligt), och har hittat en mycket trevlig sak i affären. Det har börjar komma fram julkakor och liknande så jag har dels hittat blossa glögg och dels en sorts pepparkaka som är underbar. Mjuk pepparkaka med lingonfyllning och doppad i choklad, små minikakor. De är hur goda som helst.

Ska ta och se nåt avsnitt So you think you can dance, sen sova och krama pojkvännen, jobb imorgon igen.

Tunika/klänning med gummistjärnor som tryck: Fått från Sarah, Leggings: Zara

/Hanna

Egentligen är jag seg i hela kroppen men huvudet är nog värst. Det var nog ingen bra idé att äta så många tabletter Tramal men dom verkade inte så bra (precis som min läkare skrev) så jag tog nya lite oftare än vad man egentligen borde göra. Men jag hoppas att det inte blir så långvarigt för det är ganska så jobbigt när man bara ligger i soffan och halvsover medan ungarna håller på och busar.

Ikväll blir det tidigt i sängen för mig med. Höll på att somna när jag nattade minstingen. Igår blev det klockan 20 men ikväll tänkte jag åtminstone vänta tills den äldsta tjejen somnat för hon ligger i sängen bredvid mig. Egentligen tycker jag inte om när någon ligger bredvid mig så där men jag säger inget för då blir alla sårade.

I Want a Justice System to Protect ME, not the Perverts 

Dear Honourable Judge Low,

I am writing to express my outrage. Recently a good friend of mine broke down and confessed to me the torture she experienced at the hands of Randy Price of Sweet Entertainment and Diverse Talent in Vancouver BC. Simply put, she was cooerced and coned and tricked into signing a consent form BEFORE the torture. Why not sign a consent form before AND after if their practices are little more than “theatrics” as claimed by the defense lawyer Kent Snowsell (appropriate last name for this sell job The Honourable Judge R.R. Low obviously received).  Sadly my friend just heard about this court case that took place in 2002. My friends ordeal is still going on today. The pain of humiliation and degradation she sufferred at the hands of four men. Randy Price, Stephen Lyons, Reyfenel Damasco (Ray Ray) and Geoff Baker (aka Tom Sweet) lied and deceived and commited acts of torture on a young, barely legal lady.

How dare the “Honourable Justice” R. R. Low claim that the violence and humiliation suffered by these women at the hands of these four men be deemed “tolerant”.

I urge you all to read the following and discover how this company and one “Honourable Justicce” R.R. Low want to change the standards of Canadian (how about human being) standards of decency. http://www.straight.com/article/unprecedented-obscene-video-case-in-court

In this article you will read about this company Sweet Entertainment Group headed by Randy Price dehumanizing and torturing women. They will claim its within the standards of BDSM play but I beg to differ. My friend was pushed into cooperating or else. How confident would you feel thinking you were signing up for something “normal” and being NAKED in a room with 4 adult men. Where can you hide your bear spray to prevent attack…or hide a key to jab someone with in self defence. I don’t know about the rest of you…but if I were standing naked in a room with 4 men…I wouldn’t have much ability to object either.

This case was a new benchmark in obsence. We must express our outrage…how dare these people judge what is decent by COMPARING IT TO HOLLYWOOD MOVIES LIKE AMERICAN PSYCHO ETC.  Newsflash for you ”Honourable Justice” R.R.Low…HOLLYWOOD IS MAKE BELIEVE! When people are electrocuted, poked, prodded, pee’d on and in, beaten and whipped….THE MOANS AND CRYING AND PAIN IS REAL. I wonder if the “Honourable Justice” R. R. Low would  take offence if I shot someone….that happens in Hollywood  TOO. If I was holding a cam corder and had my murder victim “sign” a waiver prior to my shooting them…would I too be able to change the standards of decency and set a new precedent.

Quality Engineering is a subject whose applications can be found in various industries, including manufacturing or service industry where knowing how the company is performing and taking the necessary actions to rectify any discrepancies is essential for its survival. This book by Summers gives a good basic introduction to the field of Quality Engineering, and contains a number of examples and workings to give you a good grasp of the subject and foundation for further readings.

This book is particularly relevant for students from Diploma in Industrial and Operations Management who is taking E332 Quality Control module. Some of the topics that will be covered include: Control Charts, Process Capability, Design of Experiments and many more. Statistics is an essential component in the field of Quality Control, and with the numerous examples contained in the book, readers can expect to practise on the statistical concepts for a good understanding of the subject.

I came across this book when I was in second year of my studies. Being interested in the field of Quality and curious about the subject then, I took it up and started reading it. I have to say that even though this book doesn’t cover as much as some other Quality Control books do, however, it had definitely given me a good basic introduction to the subject and provided me with some prior knowledge during my Quality Control lesson. Nevertheless, this book suits everyone who wishes to have an idea of what Quality Engineering is about before pursuing deeper into the subject.

This book has worked for me, and I’m sure it will do you good too. Good luck!

Where to find the book?
Call Number: TS156.6 SUM 2006
Location: North

Written by Jeksen

Statistics has always been one of the most avoided subjects by a lot of people. Not only it requires a lot of thinking and calculation, being able to apply it to many different cases, it has also tricky. Hence, this book is written to guide you.

This book is suitable for students taking Diploma in Industrial and Operations Management, Diploma in Civil Aviation, Diploma in Supply Chain Management and some other courses in Republic Polytechnic that require statistics. For instance, this book prepares you for “E214-4 Statistical Methods for Engineering” module where you can learn about different test statistics here (t-test, z-test, etc), how to compare sample data from two different populations, and more about probability.

I didn’t read all of the content of this book, but a lot of the topics written have been very helpful when I was solving my problem in the module. Not only it is an “understandable lesson” to me, it is also equipped with example questions which made me understand how to apply the concepts better.

For those who deal with statistics, please do not hesitate. Come down to library today as there is only one copy of this book in the library. Have an enjoyable time learning statistics!

Where to find the book?
Call Number: HA 29 RUM 2003
Location: South

Written by Harris Kristanto

Idag har det inte hänt så mycket. Vaknade upp myste i sängen med kaffe dator, D o S. Så som dom flesta dagarna börjar underbart

Hoppas att D somnar lite tidigare idag för att igår somnade han vid 11 tiden eller senare kommer inte ihåg exakt vilken tid det var. Men det händer typ aldrig att han inte somnar vid 9 tiden. Hoppas att det inte upprepas i kväll.

Det är en sådan där dag när man bara känner säg seg. Pappa Sebbe vill bara va Sebbe för en stund haha.. Neh så seg känner jag mig inte men nästan..

Längtar tills morgonen för den härliga frukost i säng med D, S och massa kaffe. Nooooooo kom på att S ska ju ner till sin mamma och käka frukost imorgon får bli kaffe i min ensamhet istället haha, kan var skönt ibland. Men det bästa på dagen är ju den där mysiga morgonen med D o S.

Tur att det finns flera dagar i veckan..

Det är ute med mig nu.. garanterat. Det är kört.
Hostan har ändrat sig under kvällen. Bara så där… huxflux
Bara på några timmar så har den ökat och hostan är på annat sätt.
Tidigare så var den tung, tung, tung och satt långt inne
och jag hostade mest då jag lagt mig. Knappt någonting på dagen.
Nu är den “Lättare” och sen så får jag upp en massa skit… Bluäääk!
Sen har jag då börjat hosta mera… Mysko.
Antagligen så har jag fått en ny infektion på den gamla…
Så nu hostar man väl snart dygnet runt…
Jaja… så kan det gå ibland!!
Så länge jag inte tappar förståndet så må jag väl ha lite hosta.
Jag kanske blir en sådan tvångshostkroniker på kuppen..
Då ska man iaf inte gå på föreläsningar eller bio..
Då blir man väl lynchad… Haha

Men det suger… vill sova på nätterna faktiskt
Utan att vakna av allt hostande i min imaginära säng.
Ja den som är 160… och har dubbla madrasser
som typ en… Continentalsäng eller vad dom nu heter. Medelmjuk.
Dunbolster, stora underbara kuddar i massor… ja ni förstår.
Att det sen är en smal soffa som jag ligger på.. säger vi ingenting om.
Drömma är skönt…

Hanna var trött idag… hon somnade vid 20 tiden.
Hon gäspade stort redan när jag hämtade henne från fritte.
Marcus la sig inte långt efter… Han har varit lite smågnällig.
Så där småirriterad  och olustig i ett par dagar.
Dom stora grabbsen verkar vara sega dom med…
Bara dom inte är trötta och gnälliga för att dom börjar bli sjuka..
Tycker mig också höra en och annan hostattack då och då.
Nu håller vi alla tummar så att barnen håller sig friska.

Sa till en av grabbarna i Söndags att det kanske kommer snö i veckan.
Hanna var i ett annat rum man hon snappade upp det.
Sen dess har hon tjatat om snö…
Hon tog fram sin overall och pussade på den… Haha
Hon vill verkligen att det ska komma snö så nu får det göra det också.
Hon blir ju så glad över några flingor..
Hon tjuter av lycka… som många andra barn.. dom flesta säkerligen.
Det är en tjusning med den första snön… eller hur??

Klippte håret på Elias igår kväll…
Ja jäklar vad tjockt hår han har grabben…
Duschar han så blir överhåret blött men det är torrt under.
Det tog ju sin lilla stund att klippa av hans kalufs..
Det vart ju en helt annan kille som kikade fram under pälsmössan..Haha
Skulle gärna skicka alla grabbarna till frissan..
Eftersom min rygg tar storstryk när jag klipper ungarna..
Står ju i en konstig ställning hela tiden.
Men det kostar ju money och sådant har vi inte så mycket av.
Pengarna behövs till att mätta ett antal munnar med…
Nu står båda Johannes och Marcus på tur för klippning..
Idag så pallade jag inte klippa så det blir väl i morgon.
Det är väl bara preparera sig med dubbla doser värkpilurer…
och en stor dos vilja.. det kommer man långt med =)

Ja ni ser…
Man är inte bara mamma man är frisör också… =)

Jag skulle verkligen… alltså verkligen behöva ett jobb.
Men Köping är ju en varslad stad så här är det svårt.
Pendla till Västerås är ju en möjlighet…
Men då måste det vara ett heltidsjobb som ger hyfsad lön
För jobba deltid och pendla kostar för mycket.
vill ju gärna behålla lite av lönen ju.
Ja sen så måste det vara dagtid..
Har ingen barnpassning på kvällar och helger.
Men någonting måste det ju finnas för mig här i Köping.
Är inte ett dugg kräsen faktiskt…
Snart är julen här och jag ser mig själv… som situationen är nu
på ruinens brant. Hualigen… en jul till, så här, lockar inte speciellt.
Men det går som med allting annat ju… så är det bara.
Sen tar det en 6 månader att återhämta sig..
Lagom till semestern… och sen är det kört igen.. Haha
Fan, det är ju ett heltidsjobb med att hålla sig flytande ju.
Synd att man inte får någon lön… =)

Jag har ju Mina vackra värdefulla ungar…
Det är ju dom som räknas… och får mig att gå framåt.
Det är dom som ger mig hopp..
Och som jag sa i Expressens “Fattigartikel” i somras att:
Vi står på kö… Det är våran tur snart”
Ja så är det ju… någon gång är det ju våran tur att ha det ok
som ekonomiskt… någon gång.
Tills dess så är det bara se glad ut och gilla läget =)
Och jag klagar inte… konstaterar bara att så här är det =)

Onsdag i morgon…
Det är ju attans vad det går fort fram nu…
Snart är helgen här och sen kommer härliga underbara Måndag.
Måndag är faktiskt en dag jag gillar attans bra..
Efter en helg med vilda huliganer så är ju Måndagen bra att ha.
Det är ju första skoldagen för veckan och man kan få andas ut
ja i alla fall ett par tre minuter…Haha
Det är ingen som ropar “Mammaaa kooom…” eller “Jag vill ha…”
Utan det är så, så tyst… Ljuvligt ju… Haha

Nu ska jag göra lite nytta…
Få undan disken och hänga tvätt…
The Show must go on…

Sköt om er och var snälla mot varandra där ute.
Använd många hjärtan i orden till er själva
och varandra… om er själva och om varandra.
Gör det, så blir livet lite finare… lite vackrare… att leva =)

KramKram!

Today, I would like to share with you the book “Engineering Circuit Analysis”.  The book is suitable for engineering students who are or will be taking the Circuit Analysis Module in their second year. This book provides a lot of information on circuit design and guides the reader in understanding the different types of circuit designs through the use of examples.  You will also learn about the Laplace Transform Pairs.

There are different types of exercise questions. Attempting the questions in the book will aid your understanding of the topic and would help you in your UT. 

 If you are interested, you can find it at the following location.

Call number:  TK 454 HAY 2007
Location:  North

Written by Min Aung Myat Maw

As we all have been noticing that today’s world is developing in a very fast pace and modern devices are being widely used nowadays. So knowledge on these electronics devices is playing an important part in today’s modern society.

This book provides basic characteristics and functions of the basic electronic components such as semiconductors, transistors as well as amplifiers widely used nowadays.

The first chapter starts off with several methods for analysing circuits, circuit laws and network theorems. In the next chapter, one of the most important and basic components, semiconductor diode is introduced. Its characteristics and formulas have been covered. This is the reason why this book will definitely be a good help for the students learning Analogue electronics (E219) and Circuit Analysis (E203) modules.

Besides these topics, it explains the characteristics of the BJT transistors and its applications. What’s more, it includes fully solved problems for every topic covered. This is followed by the characteristics and problems of other type of transistor which is FET. Other than these, this book shows us the different effects of frequency in the amplifiers.

In the last chapter, the operational amplifier (op-amp), the difference between practical and ideal op-amps as well as its different types of circuits has been provided. This book will surely be a good guide for those doing linear circuits and control (E204) module as well. This book is definitely for the students who want to do a quick and effective review using the clear and precise outlines. For those who want to get basic knowledge on these electronic devices, this book is definitely a good summary.

Call Number – TK 7867 ELE 2006

Location – North

Reviewed by Htun Linn Aung

In today’s advanced world of microelectronics, the soldering process has been developing from an art to a high-technology science by the pressure placed on the soldering industry. Michael Pecht from University of Maryland provides insights into modern soldering technology and the science behind that technology in this book, soldering process and equipment.

The process of soldering, various steps involved for different types of printed circuits and boards are discussed in the first chapter. This will introduce the characteristics of electronics soldering. This is followed by explanations of various equipment used in soldering process in terms of materials and their mechanical, electrical, thermal, and physical properties.

For the students doing E208 (PCB design and prototyping) module, this book provides a lot of facts such as flux, preheat, solder waves and dual wave soldering, state-of-the art soldering methods. What’s more, one of the important parts in soldering which is cleaning processes is also presented along with the important properties of cleaning agents and cleaners.

Other than these topics, this book focuses on solder joint reliability and quality using a physics-of-failure approach. Moreover it provides the importance of rework and rechecks in the soldering process as well.  This book will surely will help you in understanding the process of soldering and its importance in microelectronics.

Call Number – TK 7870.15 SOL 1993

Location – North

Reviewed by Htun Linn Aung

Assassin’s Creed 2 kommer den 16 november, jeg gleder meg som en unge ass:D

Publisher             : Wiley

Call Number       : TS 177 FAC 2003

Location               : North

Reviewed by      : Harris Kristanto

Facilities planning is important in today’s world. It’s not just people that matter, but facilities layout and planning too. The reason? To achieve high effectiveness and to better improve existing flows.

This book begins by introducing facilities planning. It includes the importance and objectives of facilities planning. This is followed by the strategies on planning facilities and an introduction to the requirements (e.g. systems) to make a facility work.  This book will serve as a good guide for Year 2 DIOM/DSCM students who are taking E212-4 Facilities Planning and Design module.

Other than defining the layout requirements, this book also teaches us how to identify the types of layout and how to plan layouts using algorithmic approaches and with the help of programs such as ALDEP and CORELAP (Computerized Relationship Layout Planning) which will be beneficial for preparing us for the related problems in the module.

Last but not least, this book offers guides on implementing the plans and the practical methods on how to evaluate and maintain them. Well, what are you waiting for? Come to library and grab this book now as the new semester has started! =)

Vom 18.09. bis 20.09.2009 fand das erste gemeinsame Ausbildungswochenende der SEGen Königs Wusterhausen und Luckau im KiEZ am Frauensee statt.

Nachdem am Freitag, 18.09.2009, die Unterkünfte bezogen wurden, fand ab 20.00 Uhr der erst praktische Ausbildungstakt statt. Schwerpunkt waren vor allem das Ausleuchten der Einsatzstelle sowie Aufbau und Einrichtung des Zeltes nur unter Einsatzstellenbeleuchtung. Auch Abtransport und Versorgung der Verletzten unter den Lichtbedingungen war Inhalt der Nachtübung. Nach einer kurzen Auswertung wurde dieser Ausbildungstag beendet.

Am Samstag, 19.09.2009, wurde am Vormittag die Ausbildung in Form eines Stationsbetriebes mit insgesamt fünf Stationen (Technik/Sicherheit, Herz-Lungen-Wiederbelebung, Vorbereiten und Anreichen von Infusionen und Injektionen, Verbandslehre, Patiententransport mit diversen Hilfsmitteln) durchgeführt.
Nachmittags stand zunächst der Aufbau der Zelte auf dem Programm. Ziel war es, jedem Helfer den Umgang mit den Zelten und vor allem mit der Drucklufttechnik vom Zeltaufbau vertraut zu machen. Den Abschluss dieses Tages bildete der Aufbau eines Behandlungsplatzes unter Einsatzbedingungen. Dabei ging es vor allem um das Training der Zusammenarbeit beider SEGen beim Aufbau des Behandlungsplatzes mit den beiden Zelten AZ40 und dem Modulzelt als Verbindungselement.
Während der gemeinsamen Mahlzeiten ergaben sich zahlreiche Möglichkeiten zum besseren Kennenlernen und zum Erfahrungsaustausch.

Nach dem Frühstück am Sonntag, 20.09.2009, wurden die Bungalows beräumt und nach einer letzten kurzen Auswertung reisten beide SEGen ab.

Sowohl von den Leitungen als auch den Helfern der beiden SEGen wurde dieses erste gemeinsame Ausbildungswochenende als sehr nützlich und erfolgreich empfunden. Das gemeinsame Kennenlernen, Üben und Voneinanderlernen wird sich in jedem Fall positiv auf eine mögliche Zusammenarbeit im Einsatzfall auswirken.

Just testing

Photographed by Seb Payne

As some of you may notice, Matt Holland is on the corner there. This was from a his visit to Durham back in November to see whether this would be his cup of tea.

Taken in the Techno Cafe, a ‘learning centre’ for Computer Scientists with vending machines, big screens, laptops and that sort of thing.

– License

Hittills idag har jag suttit och känt efter överdrivet mycket hur det står till med min hals. Kan i alla fall konstatera att den inte är kry. Har proppat i mig lite ipren men är ändå mest apatisk. Har inte pluggat något ännu. Däremot gick jag och lade i en maskin i tvättstugan klockan åtta och kom ihåg det först flera timmar senare.

Den här redovisningen kommer bli det sämsta jag någonsin gjort. Nu börjar jag dessutom bli hungrig vilket innebär minst någon timme till innan jag kommer igång med analysen. Är sugen på mac&cheese, alltså snabba kolhydrater och fett. Fort som helvete ska det gå.

Ni får en Stenmark på det:

Igår och idag har jag känt mig lite seg så jag bestämde mig för en extra vilodag. Men imorgon så ska jag till Skellefteå på täning och krossa!

I övrigt så har det varit vila, vila och en hel del äta dessa två dagar. Idag kom även ev trevlig överraskning i brevlådan… Nämligen ett paketavi som gällde det nya styrkelyftsbältet och marklyftstofflorna jag beställt, det var nice!
HADI!
Adam.

Segregated Funds, or Seg funds for short are creditor protected insurance policies. The assets that you place into a segregated fund are separate (there it is) from the general assets of the insurance co, and may not be comingled for corporate purposes and repaid out of income later. This segregation provides for another layer of asset protection; against bankruptcy of the policy underwriter.

As an insurance policy, it is protected against creditor claims. Also, as an insurance product, it flows to the assigned beneficiary without probate difficulties. These are the two main benefits and primary features. As the popularity boomed, manufacturers began to diversify these product to fulfill a fuller spectrum of investor requirements. Some of these enhancements included bonus contributions to investor policies, reset features to capture market high-water points, minimum withdrawal benefits, and capital guarantees.

These days, since the Federal government has granted creditor protection to all RSP plans, regardless of the holdings, many advisors have moved away from Segs because of this deteriorated value versus MER (fee) equation. After all, why pay for creditor protection if you already have it on more than half of your client assets?

While the fees do pay for the creditor protection (which is now mostly moot) there are the other benefits I mentioned that can be selected for the policy. The value of a 100% probate bypass is valuable still if the intentions are exclusively intended for the estate.

The tertiary benefit (now secondary) is the principal guarantee. The policies setup prior to late 2008 allowed for either a 75% or 100% principal guarantee choice. After the market crash, the policies are only available with a 75% guarantee. These guarantees only come into effect after a 10 year vesting period. Any withdrawals from the policy before that time come off the top~ as if the assets were never invested in the fund, with a resulting lower guarantee i.e. 75% of 90,000 instead of 75% of 100,000.  In this example, the guarantee after withdrawal would be $67,500 versus $75,000. The ten thousand dollar withdrawal costs the investor another $7500 from the guaranteed amount, regardless of when the withdrawal is made (assuming withdrawals are allowed at all, and not considering withholding tax or deregistration fees).

So, in the right circumstances and for the right client this can be a very good product with desirable advantages, but for the wrong client, they’re just wrong.

  Y es que este pinche gobierno de ultra derecha mega super conservador que es el PAN, siempre con sus mamadas, decidió remover los órganos sexuales de los textos de Biología que se repartieron a los alumnos de primer ingreso a la secundaria. Y para rematarla les va a meter conceptos de moral como abstinencia, la fidelidad y busca inhibir el uso de métodos anticonceptivos.

La Secretaría de Educación de Guanajuato (SEG) eliminó las imágenes de los órganos sexuales del texto de Biología que repartió a los alumnos de primero de secundaria e incorporó conceptos sobre la moral.

"La abstinencia y la fidelidad" tienen efectos  en la reducción de los embarazos no deseados y del  aborto". "Para muchas personas, la virginidad es un tesoro que desean entregar a la persona más importante de su vida", describe el texto.

"El  único medio garantizado al 100% para evitar el SIDA y otras enfermedades de transmisión sexual es esperar  hasta el matrimonio", aborda el libro editado en julio.

La SEG suprimió las figuras y textos  de los aparatos reproductores del hombre y  de la mujer. Son temas que requieren "conocimiento técnico y juicio moral", dijo el Secretario de Educación de Guanajuato, Alberto Diosdado.

 

Así que los estudiantes de primero de secundaria se encontraran un poco desorientados ya que los libros les enseñan que no hay nada abajo y que los convierte en fenómenos de circo por tener cosas velludas en esos lados abajeños. Y que lo normal es parecerse a los muñecos de Mattel, todos lisos y sin nada.

Esta es una de esas cosas que me cagan del PAN, ya ni en siglos anteriores les ocultaban las vaginas a sus cuadros pintados en lienzos. Yo entiendo que la juventú ya esta para la chingada con tanto cachondeo, pero el problema es ese, la desinformación en la escuela y en la casa.

Sin duda alguna con Andres Manuel tendríamos hasta pornografía en los libros de Biología.

A palestra da HIM – Hotel Institute Montreux deste semestre já está agendada e as inscrições já estão abertas.

Para quem ainda não conhece, a HIM é uma das melhores instituições de ensino de Hotelaria da Suíça. A escola-hotel fica no centro da cidade de Montreux, à beira do Lago Geneve. A HIM oferece cursos de formação profissional, bacharelado, pós-graduações e MBA, todos em Hotelaria, claro.

Estudantes do mundo inteiro buscam na escola uma chance de internacionalizar suas carreiras numa das indústrias que mais crescem no mundo. A vida na HIM é de muito estudo, como vocês podem ver no depoimento da Jeanine, que segue abaixo:

“Meu nome é Jeanine Brunner, tenho 20 anos, estou no segundo ano da HIM. No primeiro momento quando cheguei achei tudo muito puxado, tudo muito exagerado, mas com o tempo fui conhecendo pessoas e vi que aquilo não chegava nem perto do que estava a minha espera. Assim percebi durante o estágio, que a maneira puxada e exagerada das coisas serem, era só para nos preparar pro que estava por vir, pois não podemos escolher bons gerentes, eles são bons e ruins e estão por todo o canto. Eu sou extremamente grata pelo método de ensino da escola, não podia ser melhor!”

Jeanine Brunner - Aluna CP4 e HIM

A Jeanine fez um estágio em um restaurante em Berna, na Suíça, após seu primeiro ano e já está de volta à escola para o segundo ano de sua graduação. Mas nem só de estudo e trabalho vivem os alunos da HIM. A localização da escola favorece a prática de diversos esportes. Nos meses do verão, os esportes aquáticos como vela, canoagem e outros são muito apreciados e, no inverno, os esportes de neve são praticados por quase todos. Para aqueles que preferem uma malhação menos radical, a escola oferece uma academia modesta e uma programação diversa de esportes coletivos.

Além dos esportes, os alunos da HIM participam de duas excursões com visitas técnicas por termo acadêmico. Em relação à cultura, a cidade de Montreux organiza anualmente seu famoso festival de Jazz. Grandes nomes da música mundial já passaram por seus palcos como Sheryl Crow, Lenny Kravitz, Carlos Santana, Robert Plant e outros nomes internacionais. A nossa Elis Regina também já cantou por lá, num inesquecível show em 1979. Veja um trechinho tirado do Youtube:

Colocação no Mercado de Trabalho por Feiras no Campus.

Com foco no mercado internacional, os alunos da HIM são colocados em estágios nos melhores hotéis e restaurantes do mundo e após se formarem, participam do International Recruitment Forum, uma oportunidade única de estar em contato com as maiores empresas do ramo, em uma grande feira de contratação. Abaixo segue um vídeo, feito com alunos da HIM durante o Forum deste ano.

A palestra, ministrada por Daiane Lagger, representante de Marketing do Swiss Education Group, abordará as vantagens e perspectivas do mercado internacional de Hotelaria e fará esclarecimentos sobre os cursos oferecidos pela instituição.

Data: 23 de Setembro, 4a feira,

Horários: às 15h e às 19h (dois turnos)

Local: Hotel Ipanema Plaza, Rua Farme de Amoedo, 34, Ipanema.

As inscrições são gratuitas e serão feitas pela CP4, através do telefone 2247-9787.

Nos vemos lá!

Meet the rebirth of hip-hop…Khayree, a young man who brings a unique style to the hip-hop industry through his creative, explicit-free lyrical content backed by catchy, upbeat tempos.

Since the age of seven, Khayree has been taking people by surprise with his lyrical talent as a hip-hop artist. Brought into the world as the youngest of nine on May 29th 1989, Khayree was born and raised in Southeast Washington D.C. Growing up, his brother, Sultan, played a huge role in Khayree’s artistic development by introducing Khayree to the craft of writing music. Since that day, Khayree has been writing music. In addition to his brother’s influence, Khayree’s love for music grew further when hearing the talents of other respected hip-hop artists. Once Khayree was exposed to the hip-hop world, his love for music grew immensely leading him to eventually discover his own talents as an artist.

At the age of thirteen, Khayree signed with Jive Records where he worked with artists such as John Legend, Kanye West, Raheem DeVaughn, and others. During his time with Jive, Khayree realized how important it was to finish his education so he took a break from the studio in order to focus on school. Despite not being in the studio, Khayree still continued to write music and develop his talent. Khayree went on to graduate from high school and decided to move to Atlanta, Georgia to attend Clark Atlanta University.

As he was embarking on his college career in Atlanta, Khayree met Chris King, executive producer of Signature Entertainment Group (SEG), through a mutual friend. It was Khayree’s artistic abilities that made King believe in hip-hop again after a period in which King thought hip-hop was dead due to the lack of lyrical creativity. Immediately following their introduction, Khayree went on to sign with SEG in early 2009.
Now, at the age of nineteen, Khayree recently released his mixtape “The Secret is Out” that is getting all the raves from hip-hop industry insiders. Additionally, Khayree has a promotional deal with Fortune 500 business giant, Coca-Cola, in which Khayree is one of few featured artists for the Sprite “Under the Cap” campaign.

I think Khayree is the refreshing face and style that the hip-hop industry needs. His ability to maintain “street credibility” while keeping his lyrics clean so that people of all ages can listen to it without feeling offended allows Khayree to share hip-hop with the world.

Some of my favorite tracks from his mixtape are “Look @ Me,” “Boss Lady,” “Death of the Haters,” and “Everybody Wanna Be A Hustla.”

To download Khayree’s mixtape for free, go to www.signatureentgroup.com

I en rekke av landets aviser, inkludert VG, har FrP nå kjøpt den ene annonsen etter den andre der de prøver å framstille seg som det partiet som har den beste helsepolitikken og den beste eldrepolitikken. Det må være hyggelig for det bittelille og supperrike mindretallet som har drevet kronerulling for FrP i år å se at pengene deres blir brukt. Pengene deres har også blitt brukt på noen irriterende reklameplakater på Lillestrøm stasjon.

Av og til får FrP gratisreklame. I den faste spalten Skartveit på en lørdag skriver VG-kommentatoren Hanne Skartveit: “De rødgrønne bør sette bestremor ut på anbud. Bare slik kan de sørge for at alle får en god eldreomsorg i fremtiden”. (VG, 8. august 2009). Hun kom ikke med noen god begrunnelse for dette standpunktet. Men kommentaren bør lukke kjeften på alle dem som fortsatt prøver å spre løgnen om at norsk media er venstrevridd.

En av FrPs rike onkler har forresten plutselig bytta parti. Jeg snakker så klart om den usedvanlig pr-kåte Tommy Sharif. Han gikk nylig ut i media og sa at han har ombestemt seg, og at han nå vil stemme på Høyre. Dette viser at forskjellen mellom Høyre og FrP er langt mindre enn Høyre liker å late som.

Innholdet i FrPs annonser er så klart bare tull. FrPs Per Sandberg har sjøl forklart at han vil at «folk skal få med seg penger og velge sjøl hvor de vil være». Dette vil i praksis bety at de med god råd fritt vil kunne kjøpe seg ekstratjenester på private sjukehjem.

FrP vil ikke forby sniking i helsekøen. Tvert imot, så vil FrP legge opp til større bruk av private helseforsikringer, ved å innføre skattefordeler for bedrifter som ordner private helseforsikringer for seg og sine. Den markedsorienterte helsereformen og loven om helseforetak, som har mesteparten av skylda for de negative sidene i helsevesenet, ble vedtatt av Arbeiderpartiet, Høyre og Fremskrittspartiet. Så når FrP kritiserer dagens helsevesen så er det i realiteten seg sjøl de kritiserer.

På NTLs valg- og velferdskonferanse sa FrPs Per Sandberg at de ingen private helsetilbydere i dag tjener på å tilby helsetjenester. Enten så har ikke Per Sandberg peiling på hva som foregår i dette landet, eller så ljuger han. Den eneste grunnen til at kommersielle aktører driver med helseomsorg er jo nettopp fordi de tjener penger på det.

FrPs Siv Jensen ble jo forresten virkelig tatt med buksa nede i forhold til FrPs og Høyres eldrepolitikk i Oslo. Dersom du ikke har sett denne vidoen: http://www.youtube.com/watch?v=S-CKZtQx43c , så bør du absolutt ta en titt. Her bekrefter altså Frps Siv Jensen at dersom sjukehjemmene er private, i stedet for kommunale, så skal liksom politikerne kunne skylde på de private i stedet for å ta ansvaret sjøl. I Oslo har FrP hatt ansvar for eldreomsorgen i flere år. I Oslo er det nå rundt 500 færre sjukehjemsplasser enn det var for seks år siden.

FrP bløffer når de snakker om helsevesenet og eldreomsorgen. Det betyr ikke at dagens eldrepolitikk er noe særlig bra. Rødt går inn for å lovfeste retten til sjukehjemsplass. Rødt vil dessuten fjerne loven om helseforetak, og sørge for mer demokratisk styring av sjukehusene.