Tags » Smart Spending

The cost of winging it for one day

I’m trying to get my sh*t together–I really am!  A few weeks ago, when I was transferring even more money out of the savings account to cover living expenses, I realized that things had to change.   530 more words

Busy Mom


What a blur life has been lately.

I don’t think I realized how difficult keeping this pace of life would be. At first we were motivated by sheer will-power, adrenaline, and raw cash. 256 more words

Discretionary Expense of the Month

When I linked to my budgeting spreadsheet in an earlier post, I mentioned that I had several color-coded categories. The large majority of these are expenses I can’t or shouldn’t avoid – some are adjustable and some aren’t, but there was only one category of spending that I could completely eliminate if I wanted or needed to, and that’s this one: 406 more words

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