If your employer doesn’t offer a retirement fund, or if you have extra money you want to set aside for retirement, there are two very good options: the traditional and Roth individual retirement accounts (IRA). 611 more words
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Most of us go through life knowing that we should be addressing some particular need, but often failing to act upon this necessity. For instance, I positively know that I need to lose 20 pounds, yet I’m not making the requisite dietary changes. 246 more words
Traditional and Roth 401(k) plans both provide tax-advantaged ways to save for retirement. Which works best for you will depend upon your unique circumstances.
Many workers now have — or may soon have — a new retirement planning option to consider: the Roth 401(k), which permits participants to save for retirement on an after-tax basis. 1,234 more words