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Blogs about: Truth In Lending

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Some Facts That You Never Knew and Might Not Believe...until you research it!

joshuagamen wrote 6 days ago: I’ve been on to this stuff for about 4 years now. I know people who have done a 1099-OID(see b … more →

Tags: Debt, money, Truth, 1099 oid, banking system, creditor, Currency, debt collectors, FDIC

Using APR to find a "great deal"

clayjeffreys wrote 3 weeks ago: Last year I blogged about whether or not APR really showed the “truth in lending.” You c … more →

Tags: Loan Programs, Mortgage Advice, prequalify, get prequalified, Good Faith Estimate, GFE, Mortgage Blog, the mortgage blog, how much home should I buy

Mortgage paperwork mess: Next housing shock?1 comment

timothymccandless wrote 3 weeks ago: Scott Pelley reports how problems with mortgage documents are prompting lawsuits and could slow down … more →

Tags: bankruptcy, foreclosure, robo-sign, stop foreclosure, 2923.5, 2923.5 2923.6 2924 2932.5 Audit bankruptcy california C, Countrywide, cramdown, Eviction

How to start your Mortgage1 comment

propertyguiding wrote 3 weeks ago: I wanted to start this blog with helpful hints to start your mortgage. Information you will need to … more →

Tags: Finance, Pre-qualification, mortgage, Buy a Home, real estate financing, SWFL Real Estate, Loan, Kara Holleran, Closing Costs

APPRAISAL SURVEY

Jack Holzknecht wrote 3 weeks ago: Section 1026.41(f) of Regulation Z states, “The creditor and its agents shall compensate a fee appra … more →

Tags: Lending Compliance, Regulation Z

May 3, 2012 4th Circuit published opinions

wg323 wrote 3 weeks ago: Gilbert v Residential Funding, LLC Gilbert borrowed money to finance a land purchase. The note was a … more →

Tags: Motion to Supress, Environmental Law

CFPB – A CONTINUATION OF THE SAME OLD STORY

Jack Holzknecht wrote 4 weeks ago: It is not that often that a new federal financial institution regulatory agency is created, but when … more →

Tags: financial reform, Regulation Z, cfpb, Lending Compliance, Consumer Financial Protection Bureau

SERVICING RULES – PREVIEW

Jack Holzknecht wrote 4 weeks ago: Recently the Consumer Financial Protection Bureau outlined major new rules that impact mortgage loan … more →

Tags: Lending Compliance, Dodd-Frank Act, RESPA, cfpb, Consumer Financial Protection Bureau

Fix Income Inequality with $10 million Loans for Everyone the 99 solution

timothymccandless wrote 1 month ago: “I wonder how many audience members know that Bair’s plan is more or less exactly the revenue model … more →

Tags: foreclosure, bankruptcy, I have a plan!, stop foreclosure, TILA, mortgage meltdown, Litigation, , predatory lending

PROPOSED REG Z REVISION – CREDIT CARD FEE LIMIT

Jack Holzknecht wrote 1 month ago: Issue – The Bureau of Consumer Financial Protection (Bureau) is proposing to amend Regulation … more →

Tags: Lending Compliance, Regulation Z, cfpb

THREE-YEAR RIGHT TO RESCIND

Jack Holzknecht wrote 1 month ago: Over the years many of you have heard me discuss the rescission rules contained in Regulation Z. I a … more →

Tags: Lending Compliance, Regulation Z, cfpb, Consumer Financial Protection Bureau

CFPB GUIDANCE ON LOAN ORIGINATOR COMPENSATION

Jack Holzknecht wrote 1 month ago: Better late than never! Yesterday the Consumer Financial Protection Bureau provided long-awaited gui … more →

Tags: financial reform, Dodd-Frank Act, Regulation Z, cfpb, Lending Compliance, Consumer Financial Protection Bureau

Foreclosure in California1 comment

timothymccandless wrote 2 months ago: 925-957-9797 ISSUE: Many Californians in default on their mortgage and facing foreclosure have filed … more →

Tags: 2923.5 2923.6 2924 2932.5 Audit bankruptcy california C, , 2932.5, Eviction, foreclosure, lis pendence, mortgage modification, predatory lending, real estate settlement procedures act

Compliance Challenge.

Rob Rutkowski wrote 2 months ago: Things are slow at Anthrax Research Federal Credit Union, so the CEO, Hugo Bostonian, decides to sta … more →

Tags: Compliance, Truth in Lending Act, Regulation Z, Challenge

TIL/RESPA POSSIBILITIES

Jack Holzknecht wrote 2 months ago: While the Consumer Financial Protection Bureau (CFPB) has been developing and testing the combined T … more →

Tags: Dodd-Frank Act, RESPA, Regulation Z, cfpb, Consumer Financial Protection Bureau

Tila2 Can Help Stop Foreclosure

yvikileri wrote 3 months ago: The professionals at Truth in Lending Auditors help homeowners stop foreclosure almost daily. The Ti … more →

Tags: categ1, lending auditors, Truth in lending auditors, forensic loan

Interest Rate Verses APR

anngrubbs wrote 3 months ago: The difference between interest rate and APR is a misunderstood by most borrowers.  The interest rat … more →

Tags: Financing, mortgage, Loan Programs, Interest Rate, APR

LOAN ORIGINATOR COMPENSATION RULES

Jack Holzknecht wrote 3 months ago: The rules, which were effective April 1, 2011, restrict the methods available to compensate mortgage … more →

Tags: Dodd-Frank Act, Regulation Z, cfpb, Consumer Financial Protection Bureau

WRONGFUL FORECLOSURE IN BANKRUPTCY (most bankruptcy judges won't hear it the send you to state court)

timothymccandless wrote 3 months ago: in RE: Macklin: Deutsche Must Answer Wrongful Foreclosure and Quiet Title On February 17, 2012, in I … more →

Tags: 2923.5, 2923.6, , bankruptcy, foreclosure, 2923.5 2923.6 2924 2932.5 Audit bankruptcy california C, California, Eviction, fraud


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