Albuquerque recently held its annual Christmas parade on Central Avenue, aka Route 66.

Here, the cars and a fair number of people are festooned with Christmas lights. Given Albuquerque’s long history of colorful neon signs, the parade seems like a nod to that tradition.

Photo from the Calgary Herald- yesterday's bad road conditions.

As you’re likely all aware, I’m currently employed as a claims assistant with an insurance company’s Calgary branch.  While I don’t claim to understand all the ins and outs of the insurance industry, there are a few things I’ve learned in the course of my two months’ employment, primarily to do with beginning the claims process after an incident.

Because we had such awful weather here yesterday (and, according to the brokers I spoke to, throughout much of Southern Alberta), I am anticipating a large stack of claims to go through on Monday when I go back to work.  My coworkers and I go through all sorts of accident reports and input them into the system, and there’s nothing more frustrating than finding out we’re missing information or have incorrect information.  So here are a couple of tips to make things easier for your insurance company to get your claim started and get you on the way to getting a cheque in the mail!

1. At the Accident

After getting into an accident, it’s really easy to be a little scatter-brained, or worse if there are injuries.  However, starting your claim requires certain information, so here’s what you need to get (at least for my company- can’t be all that different for others, I’d imagine):

• The location of the accident.  Not just "Calgary", but specific streets or intersections if possible.
• The time of the accident- pretty simple.
• If there is another vehicle or person involved in the accident- known as the third party- make sure you get all their information, including…
• The third party’s name- make sure you have it spelled correctly.  If the third party driver is not the owner of the car, get the owner’s name as well.
• The third party’s insurance information- this means the company name (not the broker) and their policy number.  Ask to see their insurance information to make sure you have all the correct numbers.
• The third party’s vehicle information- year, make, and model.  Many policies have more than one vehicle on them, and most insurance companies do NOT store licence plate numbers or vehicle colors.
• That said, get the third party licence plate anyway, as it will be necessary if you have to make a police report.
• The third party’s phone number.
• Names of any injured parties, and their contact information.
• Names and contact information for any witnesses.  A good witness is someone who was not involved in the accident themselves- a passenger in your vehicle does not count as a witness.
• If police attend the scene, or you later report it to them, get the report number.  It makes it much easier for adjusters to order reports!

2.  After the Accident

This part will vary between insurance companies, but here are a couple general tips to make life easier.  If you incur any expenses related to your accident before you have a chance to talk to your insurance company, keep receipts- you may be able to get reimbursed for them (such as car rental costs or repair costs).  Make sure you are able to be reached, as an insurance adjuster (the person at the company responsible for handling your claim) will need to get a statement from you describing the accident before they can proceed with anything else. 

Also, if you’re not sure whether to report the accident to your insurance company, call your broker- they will be able to advise you.  I don’t know much myself about how much premiums will go up if you make a claim- that’s not my department at all- but often times we receive letters called "third party demands".  These are sent to us from the third party’s insurance company, usually when our customer has not reported an accident, and when we receive these, we have to set up a claim anyway.  So if you think the third party will be reporting it, you should probably report it too- it’ll save you some grief later.

Although this is in no way a comprehensive account on the claims process, at least this will help you make sure it gets started off on the right foot!  Everyone drive safe out there!

Mitsubishi Toppo BJ

Model 2003 Japanese Import

660cc AC CNG Automatic

Rim Tyre

Silver Colour

Karachi Registered 2007

Contact:

Tariq 03219251379

this is mercedes compressor2002 in a very good condition……….black colour………fully loaded

Air Conditioning, Power Windows, Power Steering, Keyless Entry, Power Mirrors, CD Player

mint condition for urgently sell,

Cell # 0333-5550678

Toyota Corolla Xli and Honda City Islamabad NumberA-1 condition avabile for rent along with driver. Daily or monthly basis. Owner contact # 0300-9834062.

2007 Model white colour , Central lock with remot,Lovota Gas Kit, Pioneer Cd Player with JBL Spekers, Full Cover Insurance up to May 2010, 47000 Km Done, Single owner Contact Mob 9447600317 (Mr. Jose)

Hello, i want to sale my car CULTUS VXR 2006 MODAL. other information contact on this no.03002302851

MAZDA RX-7 SAWANA SPORTS

YEAR 1980~82

COLOR RED ORIGNAL

DRIVEN RIGHT HAND

STEARING POWERED ORIGNAL

WINDOWS POWERED ORIGNAL

HATCH OPENER POWERED ORIGNAL

FUEL LID OPENER POWERED ORIGNAL

ROOF SUNROOF DETACHABLE ORIGNAL

RIMS ALLOYS ORIGNAL

TYRES RADIALS 195X65X12

SEATS LEATHER BUCKET ORIGNAL

HEAD LIGHTS POP UP

IN DASH AMPARE METER

IN DASH RPM METER

IN DASH OIL PRUSER GUAGE

MEDIA RADIO ORIGNAL. CASSETTE PLAYER ORIGNAL, AMPLIFIRE ORIGNAL

INTAKE ASK

EXHAUST BOOSTER

COOLING A/C ORIGNAL

ENGINE ROTERY 1200CC petrol ORIGNAL

TRANSMISSION 5 SPEED MANUAL

MIRRORS POWERED ORIGNAL

Rs. 300000/-

Play great Free Racing Games Online, including Car Games, Bike games, Parking games and more free games on gamesfreak.net ! Check your racing skills by .. www.gamesfreak.net

An electronic control unit ECU is connected usually by making them popular vehicles in automotive electronics. Some may call it is often clear, as a controller or other names, such as the control module. Normally, an ECU mean by a system of controls to test and analyze the electrical systems in motor vehicles found.

One unit is more a general than a specific term. This simply means that it has different categories under its banner. With modern car owners, it is bestknow the most common types of control devices used by the automotive industry to serve its core mission of each vehicle. The list includes engine control and transmission control systems airbagl units.

Engine Applications

Sometimes an engine control unit is abbreviated as ECU. Specifically, this is part of modern cars are used to engines by employing techniques that the amount of fuel that determine control of the vehicle. It is also important inTiming and control of the ignition of those engines through the use of sensors and basic literacy levels. Other functions of the engine controls for the idle speed and variable valve timing. Most modern vehicles have programmable species and are of great importance if car owners want the car to change the old engine.

Transmission Applications

This is another device for motor vehicles that are in the control of automatic transmissions of modern electronics is crucial. Itmakes use of sensors of the vehicle and the corresponding engine control unit. The transmission control unit calculates when and how a person should switch. This is important to make the transition better quality and to offer increased fuel consumption. These two things are for the car to achieve its optimal performance, is of crucial importance. Of hydromechanical transmissions have controls to an updated version that has such control is changing. One of the main changes in this type of ECUthe transmission solenoid.

Airbag applications

Simple as an air bag is known, this part of the electronic cars known as one of passive safety features. These are known as inactive counterparts of seat belts. When keepers, the airbag control unit is used for the active part of the vehicle as well.

Other species

Apart from the three main types of control devices, there are other, you have to take note. The list contains the telephone control, human-machine interface, and doorBased control units and the Speed Control Unit. The listing for each vehicle is not without the body control module which is complete in the control of door locks, windows and interior lighting essential.

http://bathshowers.blogs.thaihealth.net/ diyfashionnetwork.wordpress.com http://diy-interiordesign.blogspot.com/

I recently played Jak 3 (I haven’t for ages). It’s a great game, but I’ve noticed a problem.
You get these Light and Dark Eco Powers, so you can grow wings and fly, regenerate health and have a forcefield, and even slow down time, before turning into a dark monster and beating the hell out of people.
This should make you feel all powerful, but it doesn’t. The guns don’t seem to make up for it either, or the jetboard, or the massive range of vehicles at your disposal.
You probably don’t get to feel like some kind of super hero or god until you’ve unlocked the invisibility and invulnerability secrets, which requires loads and loads of precursor orbs. Oh Well.

Take the stress of rental cars off your already busy schedule. Let our personable and professional chauffeurs take you anywhere you want to go comfortably. We provide quality transportation for corporate events, formal nights out, dinner parties, sporting events and everything in between. Our specialty is providing reliable transportation for frequent travelers and catering to individuals and business professionals who are always on the go. Benz/Escalade Pickup.. CALL FOR INFO> (919)696-6524 or EMAIL> RaleighChauffeur@gmail.com

Berth Of The Night Owl, outside Mickey’s Diner, St. Paul, Minnesota, November 2009, photo © 2009 by QuoinMonkey. All rights reserved.

drenched beads of lens sweat
black fog that spawns crusty rain
berth of the night owl

Sometimes the best shots are unplanned. A few weeks ago, Liz and I drove through St. Paul after going to see a music performance of Strange Attractors. It was almost midnight, rainy and foggy. We parked at different spots downtown and took a series of photographs. She stepped out into the rain; I stayed behind and shot from the car. I feel lucky my partner is one who loves the night (and art) as much as I do. It provides opportunities for creative sharing that might not otherwise take place. And we can spend downtime together in our art studio in Northeast Minneapolis.

The best part of this rainy shot of Mickey’s Diner through the windshield is the BlackBerry sitting on the dash. When the photo is viewed in its largest size, you can clearly see the raindrop reflections on the screen. They make it look like the rain fell through the glass. This time the photograph was not taken with the camera phone; she’s one of the stars.

Other Night Owl posts from over the years:

• Insomnia Haiku: Counting Syllables In My Sleep
• Night Owl
• Mickey’s NightOwl Sandwich
• Minneapolis At Night
• Dreams Of A Creative Insomniac
• haiku for Stella’s (Night Owl revisited)

-posted on red Ravine, Friday, November 27th, 2009

-related to posts: haiku 2 (one-a-day), WRITING TOPIC — WINDOW

COROLLA X 2005 PEARL WHITE 1300CC, FIRST HANDISD REG.

WITH LOW MILAGE OF ONLY 33000KM ALLOY RIMS AND

EXTRA MINT CONDITION. CONTACT: 03009552527

Excellent condition, Exterior is painted but interior is original and scratchless. 1000cc Engine, Power stearing, Power brakes, Central locking, AC working, CNG / Petrol….. Simply nice family car.

Here’s another photo of the Gooderham Building, aka the flat iron building, from my Heritage Lighting Event outing. I got lucky with the car taillights, honestly wasn’t expecting that.

Do you think  Indian market has matured to a level that people would like to buy cars throuh web , till now for car buying  web is used to gather information about cars and compare prices, but today indian consumer has eveolved . Time is money and with busy and hectic life it is difficult for consumers  to visit dealerships and go thrugh long process of buying a car.  with exposure to sprawling malls and plush lounges the expectation of indian consumer is very high , what you think an online car selling portal should have to become a hit with young indians .i believe  how they would like to see it and what they will expect ….  please share your views on the same

Well, there is an airoplane, towing a banner, like an out of work crop duster. So Consider this:

If you want to skip my crap just scroll down to the Avatar Image and follow the instructions, its really important. Dude Starship fans may continue.

And can I have a motorbike?

I do have a history and for your Musical Pleasure

Agenda for Saturday’s Shade City Meeting. Rings Would be nice. Saturn has always been the Star of The Solar System. Supa Stars could replace it. HEY LETS HAVE SOME COMMENTS HERE OR I WILL START WRITING IN capital letters,Seriously, this is under the Blue Mars Tag Line. Am I doing it all wrong?

• What Would You Like To See More of?
• Is it too, sorta, Personal?
• Is it stupid rather than amusing?
• We are classed as Social Media, are we not? We are definately NOT a game!
• How do you spell definitely?
• “A fool persists in his folly” but
• My Motto : “Ever tried. Ever failed. No matter. Try Again. Fail again. Fail better.”

土曜日の陰都市会合のための議題。 リングは素晴らしい。 土星は太陽系の星いままで常にだった。 Supaの星はそれを取り替えることができる。 ちょっとあるコメントを持つためにここに割り当てるまたは私は青い火星のうたい文句の下にある、真剣に、これを大文字で書き始める。 それをすべてに間違ってしている私はあるか。 1. 何の多くを見たいと思うか。 2. それは、個人的なsorta余りにあるか。 3. それはであり楽しむよりもむしろ愚かか。 4. 私達、ない私達は社会的な媒体として分類されるか。 私達は完全にゲームではない! 5. いかに完全に綴るか。

❤

P.S. Bike Of Choice:

Bika Dudes Bike

Betta Bike

Second Life. We get a lot of people from sl in Blue Mars. They are curious. They are also adventurous, consummate 3D Virtual World Dwellers and the more experienced incorporate sl and rl very well. Last time I was on so were 62,423 other people. Here’s an example: I wanted a bike so I searched on sl. I found a shop, very glitzy, with supabikes. Hmmm. Searched for Harleys found a shop and visited . Two americans were chatting with microphones. They were chatting about bikes. They welcomed me and asked if I had my mic on, I said no so they asked me if I could hear them. I typed Yes, they spoke “Great Dude we hate typing, what can we do for you?” We chatted, said I was making a vid etc etc, they showed me a bike and let me try it. Fun. ( I used to have a rl bike at uni 250cc LTD Kawasaki, red,  very cool, ultra manoeverable, chopped. Rode it around campus and got told off for parking it outside the lecture room…lol) So. I bought it. Cost me $4. Chatted some more and got hired to make videos for them. Made two new friends, Bika Dudes. Charlie has the same bike as me, only its real. Some sl people are a bit wary of BM. I love sl. I am not going to give it  up. It’s almost real….Blue Mars, well its the Pro version. Heres the vid. Note the script that comes with it. Please also recognise that I did all this in 20 mins, I didn’t stop to edit so my riding position looks a bit fake. Sorry, I’ll spend a couple of hours editing…just like my rl bike and as any biker knows your machine becomes an extension of you, like something you wear. Omg I do rabbit on…

Or how about a car?

Or A Starship?

Flat Fact for 2009

Sorry, Is This getting boring? Well Avatar is an important movie…..

Click On The Picture Please

When You Click On The Picture You Will See The Image On The SeaDragon Site. Let Your Mouse Hover Over The Image And You Will Get A Menu. Play, Go Full Screen And Enjoy. After you have picked yourself up, find a URL with an image (find the Image, right click, view it then copy the URL …http:// what ever dot com / image name dot jpg ) and paste it into the box. Go For It. هناك ما من حاجة أن يقول يشكر أنت كلّ هبات يأتون من الله

If you are a busy Execuative (lol) Here’s a blog I prepared earlier

And for the busy mum who loves 3d Galleries but just doesn’t have the time, this is for you (click on start slide show but you really need Cool Iris, there is a plugin link)

This Here is only A Game if you’ve got kids

Here’s my Skywatch Friday photo for this week. I took this in Scarborough (Toronto suburb) at Brimley Rd. & Ellesmere Ave. a week or so back on my way home from the mall. If you’re a new visitor, you’re welcome to the slew of photography links and tutorials in my sidebar, along with some of my poetry for your entertainment. It would be great if you could take a moment to add my blog to your blogroll, if you’re feeling generous. Thanks for dropping by.

- White Color – Reliable and solidly built – Low petrol consumption – Aloyrim

-New Tyre

- Genuine Parts

- One Hand Drive

-CNG

-Cd Player

-Caset Player

-Untouch

Contact only Serious buyer