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Blogs about: Zero Down Mortgages

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Cash Back Mortgage? How about "Flex Down" ?

Christine Chien wrote 4 months ago: Have you seen ‘cash back’ mortgages with zero down payment funded on closing? Yes it is … more →

Tags: zero down payment, cash back mortgage, flex down mortgage, creative financing canada

Zero Down Strategy (Residential Property) Canada

Christine Chien wrote 6 months ago: 100% Financing is no longer available through CMHC, Genworth or AIG. However, you can still do 100% … more →

Tags: faq

Renewing or Refinance Citi Financial Mortgage?

Christine Chien wrote 10 months ago: Do you have a Citi bank mortgage up for renewal? Contact us and let us help. With the financial cris … more →

Tags: faq, Bank Turn Downs

100% Financing - Purchase or Refinance1 comment

Christine Chien wrote 11 months ago: New Update: 100% available, rate ranges between 9.0% – 12%, first mortgage only. As long as th … more →

Tags: Private Lending, Bank Turn Downs

Citi Financial pulled out 100% Refinance1 comment

Christine Chien wrote 1 year ago: Beginning on Monday, November 10th, CitiFinancial Canada will no longer make loans above 95% loan-to … more →

Tip 5 - Commercial Properties at 100% Financing

Christine Chien wrote 1 year ago: With our relationship to local lenders, we have access to get you a 100% financing for an owner-occu … more →

Tags: Self-Employed Mortgage (BFS), Commercial Lending

Tip 3 - 100% Financing Buy Undervalued Property and Refinance

Christine Chien wrote 1 year ago: This tip would generally apply on real estate investors. If the appraised value is at $500,000 and y … more →

Tip 2 - 100% Financing 95% mortgage with 5% Cash Back

Christine Chien wrote 1 year ago: With specific lenders through broker channel, you may do a 95% financing with 5% cash back option fo … more →

2nd Mortgage Refinance up to 100% LTV

Christine Chien wrote 1 year ago: *** This Strategy Is No Longer Available Since Citi Financial Pulled Out *** As of Oct 15th, 2008, i … more →

Tags: foreclosure

No More 40 Year Mortgages or Zero Down Mortgages in Canada

Lisa Collins wrote 1 year ago: Yesterday the Government of Canada announced a change to the rules governing government guarenteed m … more →

Tags: Information, Toronto, Real Estate, Buyers, Mortgages, 40-Year Amortization Mortgage, 40 Year Mortgage

How to Have 100% Financing - Part 1

Christine Chien wrote 1 year ago: Yes. 100% Financing exists. Here is 1 of the 5 ways: Method 1: 100% Financing with Insured Mortgage … more →

Tags: Am I Qualified?

Can I Borrow My Down Payment?1 comment

Christine Chien wrote 1 year ago: Yes.  Borrowed down payment is allowed.  It’s called “flex down” program under CHM … more →

Tags: Am I Qualified?, faq, Self-Employed Mortgage (BFS)

What is High Ratio Mortgage?2 comments

Christine Chien wrote 1 year ago: A “High Ratio Mortgage” is a mortgage with higher than 80% Loan to Value (LTV). There is … more →

Tags: faq

Purchase or Refinance with Improvement

Christine Chien wrote 1 year ago: The program is offered by CHMC, Genworth, and AIG. You will need a proof of 1.5% of purchase price i … more →


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