Tags » 401(k)

Diversification, the Smartest Way to Invest

If you read the last post about retirement planning for the recent college graduate, you know that I strongly advocate for investing in index funds within a 401(k) and Roth IRA.  1,011 more words


If I Have Extra Money, Should I Invest It?

I recently wrote an article about the best savings accounts and received quite a few comments about investing the money in “safe, high-rated” stocks instead of a 1-1.5% interest savings account. 539 more words


What are the latest Trends in 401(k) plans with respect to small businesses and data security?

  1. I have been reading a lot about the retirement saving issues in the U.S. lately. And it seems that the 401(k) is the primary solution for tackling this problem.
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401k Plans For Small Businesses

401K, Traditional IRA, Roth IRA

Will you have enough to retire?

你知道只要你的孩子滿13歲, 開始打工, 父母就可以幫他們開Roth IRA退休帳戶 (18歲以下需開監護羅斯帳戶), 將他們打工賺來的錢存進去 (包括合理薪水或自雇收入)。假設小孩暑期打工賺取每小時7.25元的聯邦最低薪, 每周30小時為期12周, 共賺到2600元, 其中7.65%付薪資稅, 如果他不打算把錢存起來, 父母還是可以為她存進2600元或是提供孩子願意存的配對金。若她未來50年每年存2600元, 假設回報率為7%, 羅斯帳戶可達百萬元。(這是父母能給孩子最好的理財教育)

如果你已經開始工作了, 就應該開始存退休帳戶了, 因為你的優勢在於複利和時間, 也許一開始你賺的不多, 能存的也不多, 但是只要你的起步早, 那個 207 more words


How to Use Your Retirement to Invest in Westlake Real Estate

Most people think that you aren’t allowed to use your retirement to invest in real estate, but there are actually ways to do so, and they have unique benefits over traditional investing. 600 more words


No way to save? Give me a break 🤑

I read an article recently about the need for states to set up retirement savings vehicles and requiring employers to participate. The rationale was that lower income and employees of small employers have no way to save for retirement. 120 more words

Observations On Life

Standard and Poor 500 Index

What is the ‘Standard & Poor’s 500 Index – S&P 500’

The Standard & Poor’s 500 Index 是美國股市指數, 有在紐約證卷交易所或納斯達克上市的五百家大型公司的市值. 標準普爾500指數的組成部分及其權重是由標準普爾道瓊斯指數決定. 他與其他美國股市指數不同, 如道瓊斯工業平均指數或納斯達克綜合指數, 因為他們有不同的選區和加權方式.

標準普爾500指數易經成為美股的首選指數, 反映道瓊斯工業平均指數 (DJIA). 205 more words