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Exchange-Traded Funds: Do They Belong in Your Portfolio? By John Jastremski

Exchange-traded funds (ETFs) have become increasingly popular since they were introduced in the United States in the mid-1990s. Their tax efficiencies and relatively low investing costs have attracted investors who like the idea of combining the diversification of mutual funds with the trading flexibility of stocks. 1,438 more words

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The Joys and Financial Challenges of Parenthood. By John Jastremski

Children are special. There’s nothing like them. They can be our sweetest blessing, as well as our biggest frustration. Most of all, however, they are our greatest responsibility, as well as our most important–and expensive–commitment. 1,074 more words

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Active vs. Passive Portfolio Management. By John Jastremski

One of the longest-standing debates in investing is over the relative merits of active portfolio management versus passive management. With an actively managed portfolio, a manager tries to beat the performance of a given benchmark index by using his or her judgment in selecting individual securities and deciding when to buy and sell them. 1,374 more words

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Medicare Prescription Drug Coverage. By John Jastremski

If you’re covered by Medicare, here’s some welcome news–Medicare drug coverage can help you handle the rising cost of prescriptions. If you’re covered by original Medicare, you can sign up for a drug plan offered in your area by a private company or insurer that has been approved by Medicare. 1,367 more words

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Socially Responsible Investing. By John Jastremski

Investing with an eye toward promoting social, political, or environmental concerns (or at least not supporting activities you feel are harmful) doesn’t mean you have to forgo pursuing a return on your money. 1,443 more words

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Is America Prepared to Retire? (2015) By John Jastremski

Two-thirds of us have no financial plan. 

Only 48% of Americans say they think they are saving enough. And 30% feel that they are not even slightly confident that they are saving enough for retirement. 677 more words

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Do Our Biases Affect Our Financial Choices? By John Jastremski

Even the most seasoned investors are prone to their influence. 

Investors are routinely warned about allowing their emotions to influence their decisions.  They are less routinely cautioned about letting their preconceptions and biases color their financial choices.  954 more words

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