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Pay Down Debt or Save for Retirement? By John Jastremski

You can use a variety of strategies to pay off debt, many of which can cut not only the amount of time it will take to pay off the debt but also the total interest paid. 1,422 more words

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Bitcoin: Fad or the Future? By John Jastremski

What if someone told you about an investment that has made some people millionaires overnight and has both a number of high-profile supporters and a global reach? 1,458 more words

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The Joys and Financial Challenges of Parenthood. By John Jastremski

Children are special. There’s nothing like them. They can be our sweetest blessing, as well as our biggest frustration. Most of all, however, they are our greatest responsibility, as well as our most important–and expensive–commitment. 1,074 more words

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Life Insurance Basics. By John Jastremski

Life Insurance Basics

Life insurance is an agreement between you (the insured) and an insurer. Under the terms of a life insurance policy, the insurer promises to pay a certain sum to a person you choose (your beneficiary) upon your death, in exchange for your premium payments. 2,891 more words

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Inflation-Fighting TIPS. By John Jastremski

It’s easy to see how inflation affects your daily life. Gas prices are higher. Electric bills are steeper. Wallets are thinner. But what inflation does to your investments isn’t always as obvious. 1,428 more words

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Why Well-Diversified Portfolios Have Lagged the S&P. By John Jastremski

Some investors have seen minimal returns compared to the benchmark.

Diversification is essential, yet it comes with trade-offs. Investors are repeatedly urged to allocate portfolio assets across a variety of investment classes. 734 more words

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Tax Efficiency in Retirement. By John Jastremski

How much attention do you pay to this factor?

Will you pay higher taxes in retirement? Do you have a lot of money in a 401(k) or a traditional IRA? 963 more words

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