Tags » Bfsi

Allowances for loans and lease losses (ALLL) - Part 1

The Allowances for Loans and Lease Losses (ALLL) is a valuation reserve established and maintained by charges against the bank’s operating income. As a valuation estimate, it is an estimate of uncollectible amounts that is used to reduce the book value of loans and leases to the amount that is expected to be collected.  446 more words


BASEL and Capital Adequacy Requirements

In one of our previous blogs, we had initiated a discussion on the BASEL accords- a set of recommendations on banking regulations aimed at ensuring adequate capital for financial institutions such that they can absorb unexpected loss. 331 more words


Microsoft acquires VoloMetrix

Microsoft has acquired VoloMetrix to boost organizational analytics capabilities. This acquisition will combine VoloMetrix experience, technology and track record of success with Office 365 and Microsoft’s previously announced Delve Organizational Analytics. 398 more words


Office space leasing by BFSI firms rises from 7% in 2012 to 13% of the total in H1 2015

The banking, financial services and insurance (BFSI) sector is gradually becoming active in office space leasing across top cities, with its share increasing from around 7% in 2012 to above 13% in the first half of 2015, according to property consultancy JLL India. 355 more words

Real Estate News

Banking Business and Banking Instruments - 3 (Mortgages)

In this blog we discuss the final banking instrument- Mortgages, for which models are developed extensively. A mortgage is a debt instrument, secured by the collateral of specified real estate property that the borrower is obliged to pay back with a pre-determined set of payments. 642 more words