Tags » Cash Balance

Ten Reasons to Consider a Cash Balance Plan before December 31

Cash Balance plan (CB) is a type of a defined benefit plan; its popularity soared over the last decade largely due to the fact that they made something inherently very complex look incredibly simple and understandable (

281 more words
Plan Design

The Increased Prevalence of DC Pension Plans is Going to Change the Way We Retire. How to Prepare?

…Okay, so this evening I was reading a white paper from Aon Hewitt (you can find it here) that states the following:

One of the key findings from this research is that there appears to be a welcome sense of realism among employees about their retirement prospects.

556 more words

A SIMPLE Check-up

Short-term Decisions, Long-term Outcomes

A SIMPLE IRA is inexpensive, fast to establish and relatively easy maintain. For these reasons, it is often a go-to plan for small businesses. 1,130 more words


Solo(cb): A Cash Balance Plan for the Self-employed

In the last decade, cash balance plans have experienced increased popularity among small to mid-size professional corporations and closely-held businesses. Their growth significantly outpaced the number of new 401(k) plans in the last five years, and they now account for 25% of all defined benefit plans in the nation. 984 more words


RBI starts 2015 with cash reserve requirement on positive note

Newsroom24x7 Desk

Mumbai, Jan. 9: As against the average daily cash reserve requirement of Rs. 337, 307 crore for the fortnight ending today that is January 9, the cash balance with Reserve Bank of India on January 3 was Rs. 121 more words


Promises, Promises! - Owner-Only Cash Balance

Promises, Promises!

Traditional DB Plans promise Accrued Benefits. Cash Balance Plans promise lump-sum amounts. Which promise is easily understood by both owners and employees?

There is no Non-discrimination testing for owner only plans. 352 more words