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Many Americans Have No Savings

About three in ten Americans have no emergency savings, according to a study conducted by Bankrate.com. This number has increased in recent years, mainly due to the lack of growth in household income. 102 more words

Chapter 1

Many Americans Have No Savings

About three in ten Americans have no emergency savings, according to a study conducted by Bankrate.com. This number has increased in recent years, mainly due to the lack of growth in household income. 102 more words

Financial Planning

Chapter 1, Conclusion: Good Morning, Sweet Freedom!

The coffee maker does its last hiccup and sputter, and I pour my first real cup of coffee in months. I decide not to doctor it at all. 557 more words

Boys With Eating Disorders

Using Published Adventures to Anchor a Chapter

Today I bring you more Savage Realms campaign history, focusing on how I built the framework for chapter one using adventure modules.

In the Prologue, the PCs were driven from their homes by goblinfolk bearing an unfamiliar symbol – one they would later recognize as the Red Hand of Doom. 710 more words

Campaigns

Introduction to Biology Notes

Key Concepts:

  • Principles of Biology
  • Levels of Biological Organization
  • Unity and Diversity of Life
  • Biology as a Scientific Discipline

Definition: Biology is the study of life and living things. 483 more words

Chapter 1

Chapter 1: Good Morning, Sweet Freedom!

I’m curled up in a wad of sheets and comforter in the middle of the bed when the alarm makes its jabbing, stabbing Psycho -shower-scene noise, killing whatever peaceful slumber I had. 728 more words

Boys With Eating Disorders

Coffeeshop Interactions

   Jake reached for the handle of the door to a coffee shop and politely held it open for

Sarah to enter in. The place looked deserted except for a few glum faces behind the… 1,114 more words

Political Thriller