Tags » Consumer Finance

Digital Content: Should you take out a second mortgage to pay for that?

A home equity line of credit works a lot like a credit card, with one big caveat: Your home is on the line as collateral until you’ve paid off the debt. 122 more words


Negative interest rates and adjustable-rate mortgages: Should banks pay interest to their borrowers?

A vast majority of mortgage loans in Spain have adjustable rates, with the rate typically linked to some index, such as the 12-month EURIBOR. Why more than 90% of mortgages have adjustable rates could be due to both demand and supply reasons. 560 more words

Consumer Finance

Dallas Tollway Fees Are Not Meant to be Permanent | Dallas Business Journal

Rep. Matt Shaheen, R-Plano, doesn’t mind rocking the boat during his first session in the House: He has filed a bill that, if passed, would return toll roads to the state highway system once revenue bonds are paid in full.That’s a bold statement, given that North Texas has the largest and oldest system of tolled roads in the state.

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Golden Oldie: One United Bank is the Largest Black Owned Bank in America

OneUnited Bank for the last 50 years has been the premier bank for urban communities with offices in CaliforniaFlorida and Massachusetts. Its… 323 more words

Affluent Blacks

CFPB Wants Better, Faster Database Of Credit Card Agreements

Much like a restaurant that has to shutter for a short time while installing new kitchen equipment, federal regulators occasionally have to press pause on an important process to fix things for the long haul. 353 more words

American Express Raises Interest Rates In Effort To Be Just Like Other Credit Cards

The bad news continues to mount for American Express customers, as the company announced plans Wednesday to raise the annual interest rates on a number of consumer credit cards. 300 more words

Digital Content: Superhero money matters everyone can relate to

Even superheroes have to take care of their finances. And while Batman and Iron Man may back their latest missions with seemingly bottomless funds, other superheroes are more likely to be spotted at the kitchen table with a cup of coffee and a pile of statements and bills, just like the rest of us. 71 more words