Your 40s represent a unique period in your financial life. You’re older, wiser and well-established, but there are still a few things you have yet to figure out — like how to afford your children’s college education and where you’re going to retire. 34 more words
Tags » Consumer Finance
On March 26, 2015, the Consumer Financial Protection Bureau (the “CFPB” or the “Bureau”) announced that it will be considering rules imposing significant structural limitations and other requirements on payday and similar loans: (1) short-term (45 days or less) loans to consumers; and (2) longer-term (more than 45 days) high-interest rate personal loans (more than 36% measured by an “all in” annual percentage rate (APR) that is more inclusive than the Truth in Lending Act APR) where a lender has the right to collect from the customer’s paycheck or bank account, or where a non-purchase money loan is secured by the customer’s vehicle. 1,689 more words
Famed Dallas Minister TD Jakes Helps Radio One’s Empowerment Expos For Black Women | The Chicago Defender
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Radio One, the parent company of NewsOne, plans a series of expos aimed at African American women to introduce them to financial management tools, including the company’s affinity credit card, the One VIP Card from American Express Serve.
A home equity line of credit works a lot like a credit card, with one big caveat: Your home is on the line as collateral until you’ve paid off the debt. 122 more words
Negative interest rates and adjustable-rate mortgages: Should banks pay interest to their borrowers?
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Rep. Matt Shaheen, R-Plano, doesn’t mind rocking the boat during his first session in the House: He has filed a bill that, if passed, would return toll roads to the state highway system once revenue bonds are paid in full.That’s a bold statement, given that North Texas has the largest and oldest system of tolled roads in the state.