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Your credit score is based on a formula meant to predict credit worthiness. Credit worthiness is focused on telling the lender the likelihood the borrower will default on the loan.   362 more words

Credit

Commuters can use Mastercard to pay for public transport from Mar 20

(Source: www.channelnewsasia.com)

SINGAPORE: Commuters will be able to use their contactless credit and debit cards issued by Mastercard to pay for bus and train journeys from Mar 20, the Land Transport Authority (LTA) and the payments provider announced on Tuesday (Feb 28). 108 more words

Current Affairs

3 Tips for Getting Your Couple Finances on Track

Our guest expert, Eric Stewart, of Gold Star Mortgage gave these three tips for getting your couple financial life on track:

  • Authorized User – if one person has better credit and has a long standing account that has been paid on time every single month for years, add the other as an “Authorized user, this will help improve the credit of the lower.
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Bet On Black

Would You Let Bad Finances Blow Up Good Love?

He / She is perfect for you and things are good all around except for their finances.

Would you let bad finances ruin good love? 165 more words

Bet On Black

Flawed Financial Decision?

This article has brought praise: SingleMomPaysRentforYearUsingTaxReturn. However, a basic understanding of future/present value is skipped in this story. I believe she’s choosing to be “responsible” in paying rent vs spending it on vacation or unnecessary items for her kids, but it also illustrates a lack of understanding for fundamental financial details (that should be MUCH more important to learn early on). 324 more words

The cynic in me says here comes Chap 11 for EZRA...

I have to hand it to the SGX: You can be a listed company and make no announcement when a creditor takes control of a… 102 more words

Credit

Coach Wooden's 10 Team Tips

Coach John Wooden , who cemented his legacy on the sidelines of the UCLA Men’s Basketball program, is widely recognized as one of the greatest coaches of all time.  286 more words

Respect