Tags » Debtor

Who is the Creditor? NY Appellate Decision Might Provide the Knife to Cut Through the Bogus Claim of Privilege

The crux of this fight is that if the foreclosing parties are forced to identify the creditors they will only have two options, in my opinion: (a) commit perjury or (b) admit that they have no knowledge or access to the identity of the creditor…

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Quiet Title Revisited: Not Quite a Dead End

Void means that the instrument meant nothing when it was filed, not that it is unenforceable now.

I know how hard it is to let go of something that you really want to believe in.

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The indebted Polish fathers

Penal landscapes of all countries are built upon socially constructed crimes and punishments. For me it is the penal anomalies that are of most interest. As for the Polish criminal justice system my recent puzzlement relates to the extent of child maintenance arrears which might somewhat be viewed as a peculiarity of the Polish penal landscape. 626 more words


Chink in the Corporate Armor

For the last few years, owners of corporate entities have enjoyed an additional layer protection in Michigan that they may not have realized. As you are likely aware, corporate entities have acted as a shield against creditors looking to hold the owners personally liable for the corporation’s debt. 360 more words


One Step Closer:It's Impossible to Tie Any Investors to Any Loan

The current talking points used by the Banks is that somehow the Trust can enforce the alleged loan even though it is the “investors” who own the loan.

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Garnishments vs.Wage Assignments: What is the Difference?

I often have clients contact me once their employer starts deducting a garnishment from their paycheck.  Many are confused about the difference between an actual wage garnishment and deductions due to a… 624 more words


What Happens to My Tax Refund When I File Bankruptcy

In Colorado, the Earned Income Credit portion of the tax refund is exempt from the bankruptcy estate. Essentially, this means the Trustee administering the estate has no legal right to this portion of the refund. 334 more words