Tags » Emergency Fund

Don't Feel Guilty About Your Debt, Take Control

I have a fond memory of my maternal Grandfather sitting me down soon before I graduated from college and telling me, “Steve, whatever you do, don’t borrow money.” While Grandpa John lived far from an easy life as a dairy farmer in Nebraska, he and his mother did inherit the farm when his father died so he didn’t have to incur debt to get started. 414 more words

Financial Planning

Why It's Important to Have an Emergency Fund

When it rains it pours.  Sometimes life doesn’t work out the ways it’s supposed to and expenses can pile up fairly quickly.  First I had to change flight plans which cost $250 for me and my husband.  131 more words


The importance of the emergency fund

I have heard a lot of names for the Emergency fund: Back-up fund, F-U fund, Opportunity fund, Rainy-Day fund…whatever you want to call it, it is just semantics. 531 more words


Lay-off proof your finances

If you’re like the rest of us peons, you probably can’t protect your job from a lay-off. Your finances, however, face no such shortfall. This article will help you get your finances in order so you have one less thing to cry about into your whiskey after getting laid-off.  1,409 more words


Tax Diversification

Tax diversification…. what on earth is that? It is a way of categorizing your assets in order to provide some protection against tax law changes and pay for future goals with tax efficiency. 272 more words

Financial Planning

Are You Saving?

I found these statistics pretty shocking.  A GOBankingRates survey finds 57% of Americans have less than $1,000 in a savings account. Even more alarming is the fact that included in that percentage is the 39% of people with absolutely nothing saved. 36 more words

Financial Stability

Save Money and Survive the Games

Before she really became the girl on fire, Katniss Everdeen had to survive two Hunger Games.  And both times she almost died for one lack of a simple thing: water.  693 more words