Tags » Emergency Savings

What’s Bigger: Emergency Savings or Credit Card Debt?

We’d all like to have zero credit card debt and 6-months’ worth of emergency savings, but that’s not how things are working out for many Americans. 173 more words

J. Michael Collins Op-Ed "One Paycheck Away From Poverty" published in The Hill

Innovations around emergency savings to help build the liquid resources of families on the cusp of poverty are imperative in the current climate of income and expense volatility. 37 more words

J. Michael Collins

Saving for an Emergency

Saving an for emergency

So one of the first things my husband and I are doing right now, after getting out of debt is beefing up our emergency fund from pretty much $0, back to $10,000 since the beginning of this year (Jan 2016). 416 more words

Student Debt

10 Skills Every 20-Something Needs to Master in 2016

1. Be on time

Every time. If you work from 9:00am-5:00pm, that doesn’t mean getting in at 9:15am and leaving at 4:55pm. For tips on how to be on time regularly, Fast Company shared some… 1,124 more words


Financial goals for 2016

I have some saving and spending plans for 2016. I decided to step down my retirement savings beginning in January, 2016 due to my desire to save 3-6 months’ of living expenses, per Dave Ramsey’s baby steps. 174 more words

Personal Finance

How to Build the Perfect Emergency Fund

Start small.

While you should eventually build an emergency fund that can handle more serious emergencies (economic downturn, loss of job, etc.), you’re going to want to start by putting together a short-term emergency fund. 683 more words

Financial Advice

How To Get the Most From Your Savings Account

Not All Savings Accounts Are Created Equal

Most of the big banks here in the U.S. offer meager savings rates for your hard-earned money, but it’s not all bad! 584 more words

Need To Know