Tags » Envelope System

God, frugality, multi tasking, and coffee.

I’m sitting here listening to my great music on my free Pandora online as I write up a blog piece and sip my afternoon cup of coffee.   986 more words


Why “Pay Yourself First” is an effective method to save money consistently

Why “Pay Yourself First” is an effective method to save money consistently

“Pay yourself first” means save before spend. Deposit in your savings account first before you spend. 530 more words

Money Matters

A simple, envelope system works best.

Today was pay day (sound the trumpets!). The first pay day since my declaration of war against the intimidating 20% home loan deposit. I’m determined to shoot down my bills one by one and inch closer to my home loan target. 219 more words


Budget & Money Tips From a Middle Income Duo

My Mother taught me a lot growing up: how to plant tomatoes, how to pluck my eyebrows (bless her), how to write a proper thank you… 2,518 more words

8 Tips to Paying Off Debt

You know how people say, “I love being in debt, it’s so peaceful and fulfilling”…yeah, said no one ever!  Being in debt is dreadful and stressful. 918 more words

This Is Our Budget. There Are Many Like It, But This One Is Ours.

Now that we’re a few days in to 2017, you’ve had some time to go join a gym you’ll quit in February and write up a grocery list full of veggies and soy milk that’ll have “hamburger” scribbled in before you get to the parking lot.   1,262 more words

General Posts

Our Debt Free Journey and How it Started

In  January 2014, I was looking through our online bank statements to see what we were spending money on. The bank I used at the time, had an online money map that showed all the categories of how … 9 more words