Tags » Equifax


If you are reading this, you probably have been told by someone that you can get a second social security number and use it for credit just like your original. 432 more words

Credit Report/File

Mortgages Made Easier Part 2

Did you know your credit score is (in most cases) viewed more than once in regards to mortgages? Typically the lender will view it once in the initial stages and then again towards the closing. 597 more words

Personal Credit

Equifax Workforce Solutions grows as it helps revolutionize lending

Even in the early days of the subprime mortgage crisis, it was easy to understand one of the basic causes: the financial industry loaned too much money to the wrong people. 591 more words

2015 Awards

Got Inquiries?

Join the club.  The list is usually long, intimidating, and most likely lowering your score unnecessarily.  The previous post discussed the main culprit (typically) of this score splitter-most of us know from experience the practices of car dealerships when financing your new or used auto. 311 more words

Personal Credit

The Evil That Is Auto Loans

If you are in the market for a new or used car, the saying “Buyer beware” is probably in the forefront of your mind.  As a prior car salesperson, I can tell you to listen carefully to those two little words from the moment you walk onto the car lot until you hold your new keys.   471 more words

Personal Credit

Freeze your credit report

Clark Howard’s syndicated radio show is a snooze, but his website — http://www.clarkhoward.com — is a gem. It’s an outstanding collection of consumer stuff, including tips on fighting identity theft. 220 more words


FICO-A Look at What It Says and Why

You probably have been asked what your credit score or FICO score is before, and actually know what it is by now.  If not, read on how to find out by clicking… 400 more words

Personal Credit