Tags » Fianances

5 Ways to Build Wealth After You Purchase Your First Home

Thinking about buying a home? You’re not the only one. With interest rates at opportune levels, many individuals are worried about getting into the market of real estate market. 668 more words

Financial Planning

What Is Financial Coaching, And Best Practices For Becoming One

While the number of business models for financial advisors continues to grow, from its commission-based roots, to the AUM model, and more recently to hourly and retainer models, the fundamental challenge is that virtually all of those models are still focused on the “traditional” domains of financial planning, including retirement, insurance, estate, taxes, and investments. 376 more words

Financial Planning

Is Mr. Market Playing the Role of Pavlov’s Dog?

If you mix your politics with your investment decisions, you’re making a big mistake. 

– Warren Buffett, February 27th, 2017

These are wise words indeed. 2,247 more words

Behavioral Finance

TD Ameritrade Jumps Into Price War With Fidelity and Schwab

A “pricing war” erupted this week between the major discount brokerage (and RIA custodian) platforms. First, on Monday, Fidelity lowered its online trading commissions on stocks and ETFs from $7.95/trade to $4.95/trade (and also reduces its options fee from $0.75/contract to $0.65/contract). 309 more words

Financial Planning

Donald Trump’s Labor Department Proposes Delaying ‘Fiduciary’ Rule

This week, the Department of Labor published its OMB-approved proposal to delay the fiduciary rule. Unlike prior reports that it would be a 180-delay, though, the actual proposal turned out to be a mere 60-day delay, that would push the applicability date for the new rule from April 10th to June 9th. 389 more words

Financial Planning

The Bleeding Edge Of Regulating Financial Planning Fee-For-Service

Prepaying Retainer Fees, Audited Financials, and RIA Custody

When a client pays a retainer fee or more generally makes any prepayment of an advisory fee, there’s always some risk that the advisory firm could actually go out of business before it fully renders its services, creating a risk of loss for the client (of the unearned fee). 5,772 more words

Financial Planning