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Blue Monday, & not the YO! Sushi kind...

Hopefully people get the YO! Sushi bit or I’ll look crazy.

Blue Monday? What is that I hear you ask, well it’s officially the most depressing day of the year… … 167 more words

Exercise

* keep track of days that you’ll make a payment . For instance, in a planner.
* Give yourself an allowance.

* Make sure what’s in your savings, stays in your savings. 27 more words