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2008년 글로벌 금융위기 회고(3) - 미국은 왜 그렇게 부동산 규제를 완화했나?

2008년 위기의 원인을 회고하는 시리즈 글을 총 6회에 걸쳐 올릴 계획입니다. 오늘은 그 3편으로, “미국은 왜 그렇게 부동산 규제를 완화했나?”입니다. 평서문으로 올리는 것을 이해해주심 감사하겠습니다. …

Mortgage 101: Credit, LTV, Demographics & Buy down


Getting the best mortgage rates are largely determined by the buyer’s credit score, the median market rates, the amount equity you have in your home, the area you live in and whether or not you want to “buydown” your interest rate. 149 more words

How to Use the Loan-To-Value Ratio to Your Advantage

When applying for a home loan, there are a number of factors you have to take into account. Loan-to-value is one of those crucial aspects that will determine whether or not you get a mortgage. 440 more words

Preventing the property puke shows how frail investors are

Japan’s Sun City once highlighted to foreigners back in 2008 that it was ‘puking property inventories’ when it was running into difficulties after Lehman collapsed. The irony of the English was that it was indeed the message they were aiming for but somehow were probably better off using less ‘sensational’ language. 192 more words

Crisis

Have Stocks and Bonds? Get up to 95% LTV

Have stocks and Bonds that are trading, but you do not want to sell?

Not a problem.

Get up to 90% LTV Non Recourse Loan on your Stocks or Bonds. 219 more words

Project Funding

Wine or Vinegar: How Have 2016 and 2017 Maturing Loans Aged?

Morningstar Perspective

Morningstar Credit Ratings, LLC projects that paying off commercial mortgage-backed securities loans on time will become progressively more difficult through 2017, as many of the maturing loans aggressively underwritten near the peak of the market remain overleveraged. 1,356 more words

Cmbs

The Dark Arts of Monetization

The large fear for developers is losing players due to over exposing ads but what about In-App Purchases (IAP) that lead to churn?  I’ll give you several examples of what to avoid and best practices to maximize return on investment (ROI).   826 more words

Monetization