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Singapore's Mortgage LTV Ratio is Rising: Is There Cause for Concern?

(Source: sg.finance.yahoo.com)

The loan-to-value ratio (LTV) (as measured as mortgage loan balances divided by residential property values), which is a statistic that illustrates the degree of leverage in the housing market, has increased in recent years to levels seen before the 1998 and 2008 recessions. 820 more words

Current Affairs

Lifetime Value Part 25: Why retention is THE KPI

Whenever I write about lifetime value (LTV), I always try to stress that the key to growing a high LTV is retention. I recently came across an article, … 568 more words

General Social Games Business

3.2.18: Lenders Look to Increase Leverage on CMBS Loans

Loan-to-value (LTV) levels for CMBS conduit loans have dropped over the past two years due to a variety of factors, including the implementation of risk-retention rules and picky buyers of subordinate CMBS securities (known as b-buyers) that prefer lower leverage CMBS transactions that are perceived to be less risky. 169 more words


LTV, My First Job

Toward the end of my senior year in 1968, a friend of mine, who worked at Ling-Temco-Vought in Grand Prairie, asked me if I would like to work there for the summer. 637 more words


Locality Planning Energy

The energy utility sector has provided its fair share of headlines this year. From crippling blackouts in SA, stand-offs between AGL and the Australian government over the Liddell coal power station to soaring energy prices, it has certainly been a talked about issue. 1,238 more words

Case Study

#LATVIA: Details of Supernova 2018

#LATVIA: Details of Supernova 2018

Latvian broadcaster LTV has announced more details of its selection process for Lisbon. As in previous years, ‘Supernova’ will be the vehicle, and we know the 21 participating songs. 384 more words