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가계부채: 노무라 vs 한국은행

한달 전 만해도 Nomura는10月 금통위 25bp 컷을 전망했고, 내년 3월까지 추가 25bp컷을 점쳤는데…

어느새 해당 뷰는 금번 금통위 동결에 + 내년 2분기나 되어야 25bp 컷이 가능할 것으로 변경, 그마저도 가계대출이 4-5% 수준으로 떨어져야만 가능하며, 계속 10% 주변에 머문다면 인하를 단행키 매우 힘들것으로 전망하는데, 하기를 통해 그 이유를 간략히 분석해 보자. 25 more words

MAGL Explains

Hamptons Happenings: October 12 & 13

It’s the middle of the week in October but that doesn’t mean there’s nothing to do. Here are three great things that are happening today and tomorrow–Wednesday, October 12, and Thursday, October 13, in the Hamptons. 182 more words


2008년 글로벌 금융위기 회고(3) - 미국은 왜 그렇게 부동산 규제를 완화했나?

2008년 위기의 원인을 회고하는 시리즈 글을 총 6회에 걸쳐 올릴 계획입니다. 오늘은 그 3편으로, “미국은 왜 그렇게 부동산 규제를 완화했나?”입니다. 평서문으로 올리는 것을 이해해주심 감사하겠습니다. 

MAGL Explains

Mortgage 101: Credit, LTV, Demographics & Buy down

Getting the best mortgage rates are largely determined by the buyer’s credit score, the median market rates, the amount equity you have in your home, the area you live in and whether or not you want to “buydown” your interest rate. 149 more words

How to Use the Loan-To-Value Ratio to Your Advantage

When applying for a home loan, there are a number of factors you have to take into account. Loan-to-value is one of those crucial aspects that will determine whether or not you get a mortgage. 440 more words

Preventing the property puke shows how frail investors are

Japan’s Sun City once highlighted to foreigners back in 2008 that it was ‘puking property inventories’ when it was running into difficulties after Lehman collapsed. The irony of the English was that it was indeed the message they were aiming for but somehow were probably better off using less ‘sensational’ language. 192 more words


Have Stocks and Bonds? Get up to 95% LTV

Have stocks and Bonds that are trading, but you do not want to sell?

Not a problem.

Get up to 90% LTV Non Recourse Loan on your Stocks or Bonds. 219 more words

Project Funding